Effective Tax Rate Calculator
Calculate your true effective tax rate — the percentage of your total income that goes to taxes. Compare with your marginal bracket rate.
Effective Rates by Income (Single, 2025)
$25,000
Fed 4.0%11.7%
$50,000
Fed 7.9%15.6%
$75,000
Fed 10.8%18.5%
$100,000
Fed 13.6%21.3%
$150,000
Fed 16.8%24.5%
$200,000
Fed 18.6%25.5%
$300,000
Fed 23.1%28.2%
$500,000
Fed 27.9%31.5%
Frequently Asked Questions
What is effective tax rate?
Your effective tax rate is the average rate you pay on all your income: total tax divided by total income. It is always lower than your marginal rate because lower portions of your income are taxed at lower rates.
Why is my effective rate lower than my bracket?
Because the US uses progressive brackets. Only income above each threshold is taxed at the higher rate. For example, at $100,000 income, only $54,875 is taxed at 22% — the rest is taxed at 10% and 12%.