IRS-Updated for 2026 Tax Year
Free 2026 Tax Calculators
Income, Paycheck, 1099 & Capital Gains
25+ calculators covering income tax, paycheck withholding, 1099/self-employment, SALT deductions, sales tax, capital gains, refunds, and more. IRS-sourced data, instant results, 100% private.
2026 Federal Tax Brackets
| Rate | Single | Married |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,401 – $50,400 | $24,801 – $100,800 |
| 22% | $50,401 – $105,700 | $100,801 – $211,400 |
| 24% | $105,701 – $201,775 | $211,401 – $403,550 |
| 32% | $201,776 – $256,225 | $403,551 – $512,450 |
| 35% | $256,226 – $640,600 | $512,451 – $768,700 |
| 37% | $640,601+ | $768,701+ |
2026 Tax Source Checkpoint
Current IRS and SSA numbers used by LevyIO calculators
Use this snapshot to confirm the homepage is using current federal planning assumptions before opening a calculator. Final filing still depends on the official return, state rules, and your exact facts.
Standard deduction
$16,100 / $32,200
Single / married filing jointly for 2026.
IRS IR-2025-103
Federal bracket range
10% to 37%
Seven ordinary-income brackets for 2026 planning.
IRS Rev. Proc. 2025-32
Social Security wage base
$184,500
2026 OASDI taxable maximum for payroll estimates.
SSA 2026 COLA
Retirement limits
$24,500 / $7,500
401(k) elective deferral / IRA limit for 2026.
IRS Notice 2025-67
IRS Free File
$89,000 AGI
2025-return filing-season threshold for free partner filing.
IRS Free File
Live US Economic Indicators
Updated daily from official government sources — last refresh: June 3, 2026
Start With the Tax Question
Pick the calculator that matches the decision
Tax searches usually start with a specific money problem. These shortcuts route common tax situations to the tool that answers them fastest.
Estimate total federal income tax
Income Tax Calculator
Best first step when you know annual income, filing status, deductions, credits, and want a full-year estimate.
Check take-home pay per paycheck
Paycheck Calculator
Use this for payroll withholding, FICA, state tax, pay frequency, pre-tax deductions, and W-4 planning.
Estimate an IRS wage levy
IRS Levy Calculator
Use this for Publication 1494 exempt amount estimates when a wage levy notice affects take-home pay.
Plan 1099 or freelance taxes
1099 Tax Calculator
Model self-employment tax, federal tax, deductions, and quarterly payments before cash flow gets tight.
Tax stock, crypto, or property gains
Capital Gains Tax
Compare short-term and long-term capital gains with filing status, income, holding period, and estimated tax owed.
Tune refund or balance due
Withholding Calculator
Estimate whether your current paycheck withholding points toward a refund, a balance due, or a closer break-even.
Compare itemized vs standard
SALT Deduction Calculator
Model SALT, mortgage interest, charitable giving, medical expenses, and the standard deduction before filing.
Calculate quarterly estimated payments
Quarterly Tax Calculator
Break annual estimated tax into IRS quarterly payment targets for business income, investments, or side work.
25+
Free Calculators
2026
Tax Year Data
50
States + DC
0
Data Stored
State Tax Quick Answers
Fast pages for state brackets, sales tax, and property tax
Common state-tax searches need direct numbers first, then the calculator. These pages answer the bracket or rate question before routing into the full estimate.
Delaware tax brackets 2026
Seven brackets from 0% to 6.6%, no sales tax, and a $3,250 single standard deduction.
New Mexico tax brackets 2026
Five brackets from 1.7% to 5.9%, Social Security exemption context, and gross receipts tax notes.
Oklahoma standard deduction 2026
$6,350 single, $9,350 head of household, $12,700 married filing jointly, with 0%-4.5% brackets.
Florida state income tax rate
$0 wage income tax, with property tax, insurance, and sales tax context for total burden planning.
Boston Massachusetts tax estimate
No separate Boston wage income tax, 5% Massachusetts ordinary income tax, 4% surtax above $1,107,750 taxable income, FY26 property-tax source, and 6.25% sales-tax context.
State sales tax lookup
Compare state and average combined sales tax rates before a major purchase or relocation.
Property tax estimator
Estimate annual property tax and compare rates before buying or appealing an assessment.
Current Tax Decisions
Popular paths visitors are already using
These routes connect the homepage to tax questions that are still receiving qualified traffic: state comparisons, retirement limits, itemized deductions, sales tax, and medical expenses.
State Tax Comparison
Compare income tax, sales tax, property tax, and household profile tradeoffs before moving, hiring, or budgeting.
Roth IRA Contribution Limits 2026
Check contribution limits, catch-up rules, MAGI phase-outs, deadlines, excess contributions, and backdoor Roth warnings.
No Income Tax States
Rank the nine no-income-tax states by total tax burden, income type, property tax, sales tax, Washington caveats, and residency risk.
Itemized Deductions
Decide whether Schedule A deductions can beat the standard deduction before using the SALT or charitable calculators.
Sales Tax by State
Compare state and local sales-tax context before a large purchase, relocation, ecommerce, or business-planning decision.
Medical Expense Deduction
Understand the AGI threshold, qualifying expenses, recordkeeping, and why the deduction only matters for itemizers.
Specific 2026 Tax Situations
Guides for the edge cases that change your tax bill
These pages cover high-intent tax questions that do not fit a single calculator: filing status, Free File, HSA/FSA choices, stock options, crypto, new dependents, audit risk, windfalls, and credits.
How Much Tax Do I Owe?
Estimate a 2026 tax bill from income, filing status, deductions, credits, withholding, and common underpayment traps.
Filing Status Calculator
Compare Single, Head of Household, MFJ, MFS, and Qualifying Surviving Spouse before filing.
IRS Free File 2026
Check Free File income limits, partner options, Direct File status, and when fillable forms make sense.
HSA vs FSA
Compare contribution limits, tax treatment, rollover rules, eligible expenses, and employer-plan tradeoffs.
Stock Options Tax
Understand ISO, NSO, AMT, 83(b), qualifying dispositions, and sell-to-cover planning before exercise.
Crypto Tax Calculator Guide
Short-term vs long-term crypto gains, FIFO/HIFO basis, 1099-DA, staking, mining, and tax-loss harvesting.
New Baby Tax Benefits
Child Tax Credit, dependent care credit, DCFSA, EITC changes, W-4 updates, and first-year parent checklist.
What Triggers an IRS Audit?
Schedule C losses, home office claims, crypto reporting, EITC errors, foreign accounts, and documentation habits.
Tax on Lottery Winnings
Federal withholding, top-rate gap, state taxes, annuity vs lump sum, and gambling-loss documentation rules.
Tax Refund Advance
Compare advertised advance amounts, prep fees, prepaid cards, PATH Act timing, and free-filing alternatives.
Inheritance Tax
See which states still impose inheritance tax, beneficiary exemptions, rates, and basic planning options.
Electric Vehicle Tax Credit
Understand 2025 credit timing, 2026 expiration context, used EV rules, and auto-loan interest alternatives.
Essential Tax Tools
Start with these — the tools most people need.
Income Tax Calculator
Estimate federal income tax with all brackets, deductions, and credits applied.
Calculate nowPaycheck Calculator
See take-home pay per paycheck with federal, state, FICA breakdowns.
Calculate nowSales Tax Calculator
Calculate sales tax on any purchase, with state and local rates.
Calculate nowCapital Gains Tax
Short-term and long-term tax on stocks, crypto, and investment gains.
Calculate nowMore Tax & Finance Calculators
Tax Planning Guides & Data
Use these pages when a basic calculator is not enough: withholding adjustments, contractor taxes, retirement limits, real-estate exchanges, education savings, and official tax data.
W-4 Withholding Calculator
Model paycheck withholding, extra W-4 Line 4(c) amounts, and refund-vs-balance scenarios before payroll locks in.
1099 Tax Calculator Guide
Freelancer income tax, self-employment tax, quarterly payments, and deduction planning in one practical workflow.
2026 401(k) Contribution Limits
Employee deferrals, catch-up limits, employer match math, and how retirement contributions affect taxable income.
1031 Exchange Rules
Like-kind exchange deadlines, qualified intermediaries, boot, replacement-property rules, and capital-gains deferral traps.
529 Plan Tax Benefits
Federal tax treatment, state deductions, qualified expenses, and parent-vs-grandparent planning considerations.
U.S. Tax Statistics 2026
Filing-season refunds, effective tax rates, bracket data, audit rates, and state tax comparisons from official datasets.
IRS Wage Levy Calculator
Publication 1494 exempt amount estimator for wage levy notices, dependents, pay period, and payment-plan routing.
Tax & Finance Statistics 2026
14.9%
average effective federal income tax rate (IRS SOI, 2024)
163M
individual tax returns filed, 90%+ electronically (IRS, 2026)
$16,100
standard deduction for single filers in 2026 (IRS Rev. Proc. 2025-32)
$3,676
average tax refund in 2026 filing season (IRS Statistics)
LevyIO is a comprehensive free tax calculator suite for 2026 planning. With 25 calculators covering income tax, sales tax, payroll, capital gains, deductions, self-employment, and more, LevyIO eliminates the need for expensive tax software just to get a quick estimate. Every calculation runs entirely in your browser using the latest IRS tax brackets, standard deductions, and FICA rates — no account needed, no data stored. Unlike tax filing software, LevyIO gives you instant tax estimates with zero signup and complete privacy.
Whether you're estimating your federal income tax, checking your take-home pay, or planning around capital gains, LevyIO gives you accurate, up-to-date numbers in seconds. For salary calculations, see Salario. For mortgage planning, visit Amortio. For health tools, check out Calorique.
From the Blog
View all articles →2026 Tax Brackets Explained: How They Work
Understand marginal vs effective tax rates and how brackets affect your taxes.
InvestingCapital Gains Tax: Short-Term vs Long-Term
How investment taxes work and strategies to minimize your tax bill.
Self-EmployedSelf-Employment Tax: Complete Guide for Freelancers
Everything freelancers need to know about SE tax and deductions.
Frequently Asked Questions
What is LevyIO?
LevyIO is a free suite of 25+ tax calculators that run entirely in your browser. Estimate income tax, sales tax, capital gains, self-employment tax, and more — all updated for the 2026 tax year.
Are the tax estimates accurate?
Our calculators use the latest IRS tax brackets, standard deductions, and FICA rates. Results are estimates for planning purposes — consult a tax professional for official tax advice.
Is my financial data secure?
Yes. All calculations happen client-side in your browser. Your income, deductions, and other financial data never leave your device. LevyIO has no backend and collects no personal information.
Which tax calculator should I use?
Start with the Income Tax Calculator for a complete federal estimate, or try the Paycheck Calculator to see per-paycheck take-home pay.