Georgia Income Tax Calculator
Calculate your total tax burden in Georgia. See GA state income tax (5.49% top rate), federal tax, and FICA combined. Free, instant, private.
Georgia Income Tax Calculator
Pre-filled with Georgia median: $71,355
Your Total Tax Burden
$16,029
Take-Home: $55,326 · Effective Rate: 22.5%
Federal Tax
$7,312
10.2% eff.
GA State Tax
$3,259
4.6% eff.
FICA
$5,459
7.6% eff.
Take-Home
$55,326
77.5% kept
Tax Breakdown
Georgia Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $71,355.00 | $5,946.25 |
| Federal Income Tax | -$7,312.10 | -$609.34 |
| Georgia State Tax | -$3,258.59 | -$271.55 |
| Social Security (6.2%) | -$4,424.01 | -$368.67 |
| Medicare (1.45%) | -$1,034.65 | -$86.22 |
| Take-Home Pay | $55,325.65 | $4,610.47 |
Marginal Tax Rate
5.49%
GA state only
Effective Tax Rate
22.5%
All taxes combined
Georgia Tax System Overview
Georgia has a flat 5.49% income tax since 2024. The standard deduction is $12,000 (single) and $24,000 (married). Georgia offers a retirement income exclusion of up to $65,000 for 62+.
Top Income Tax
5.49%
Property Tax
0.87%
Sales Tax (Avg)
7.37%
Median Income
$71,355
Other Taxes in Georgia
Capital Gains Tax
Taxed as regular income at 5.49%
Property Tax
Average effective rate of 0.87%. On a $300,000 home, this equals approximately $2,610 per year, or $218 per month.
Sales Tax
State rate of 4%, with a combined average of 7.37% including local taxes.
Filing Tips for Georgia
The flat tax simplifies planning. Use the retirement income exclusion if 62+. Compare to no-income-tax neighbors Florida and Tennessee.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and GA state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,300 individual, $8,550 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Georgia to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $71,355 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Georgia | 5.49% | $3,259 | — |
| Tennessee | None | $0 | Save $3,259 |
| North Carolina | 4.5% | $2,637 | Save $621 |
| South Carolina | 6.4% | $2,939 | Save $319 |
| Florida | None | $0 | Save $3,259 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in Georgia?
Georgia has a flat income tax rate of 5.49%. This means all taxable income is taxed at the same rate regardless of how much you earn. Flat 5.49% since 2024. Increased standard deduction ($12K/$24K). Retirement income exclusion up to $65K for 62+.
How much state tax will I pay in Georgia on $71,355?
On income of $71,355 filing single in Georgia, you would pay approximately $3,259 in state income tax (effective rate of 4.6%). This is after the state standard deduction of $12,000.
Does Georgia tax capital gains?
Taxed as regular income at 5.49%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Georgia compare to neighboring states for taxes?
Georgia's neighboring states include Tennessee (no income tax), North Carolina (4.5% top rate), South Carolina (6.4% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.