New Hampshire Income Tax Calculator
Calculate your total tax burden in New Hampshire. See NH state income tax (no state income tax), federal tax, and FICA combined. Free, instant, private.
New Hampshire Income Tax Calculator
Pre-filled with New Hampshire median: $88,465
Your Total Tax Burden
$17,844
Take-Home: $70,621 · Effective Rate: 20.2%
Federal Tax
$11,076
12.5% eff.
NH State Tax
$0
No tax
FICA
$6,768
7.6% eff.
Take-Home
$70,621
79.8% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $88,465.00 | $7,372.08 |
| Federal Income Tax | -$11,076.30 | -$923.03 |
| New Hampshire State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$5,484.83 | -$457.07 |
| Medicare (1.45%) | -$1,282.74 | -$106.90 |
| Take-Home Pay | $70,621.13 | $5,885.09 |
Marginal Tax Rate
0%
NH state only
Effective Tax Rate
20.2%
All taxes combined
New Hampshire Tax System Overview
New Hampshire has no income tax and no sales tax. The interest and dividends tax was repealed in 2025. However, property taxes are the third-highest at 1.86%.
Top Income Tax
None
Property Tax
1.86%
Sales Tax (Avg)
None
Median Income
$88,465
Other Taxes in New Hampshire
Capital Gains Tax
No state tax on capital gains
Property Tax
Average effective rate of 1.86%. On a $300,000 home, this equals approximately $5,580 per year, or $465 per month.
Sales Tax
New Hampshire has no state sales tax.
Filing Tips for New Hampshire
Fully income-tax-free since 2025. No sales tax. Very high property taxes can offset savings for homeowners. If commuting to Massachusetts, you may owe MA tax.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and federal taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,300 individual, $8,550 family) are pre-tax and reduce your tax burden.
- Take advantage of no state income tax. Consider investing your tax savings in a Roth IRA for tax-free growth, since you already benefit from no state tax on contributions.
Compare New Hampshire to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $88,465 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| New Hampshire | None | $0 | — |
| Maine | 7.15% | $4,816 | +$4,816 |
| Vermont | 8.75% | $3,901 | +$3,901 |
| Massachusetts | 5% | $4,423 | +$4,423 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in New Hampshire?
New Hampshire has no state income tax. Residents only pay federal income tax and FICA taxes (Social Security and Medicare). This makes New Hampshire one of nine states with no income tax, along with Alaska, Florida, Nevada, South Dakota, and others.
How much state tax will I pay in New Hampshire on $88,465?
You would pay $0 in state income tax in New Hampshire since there is no state income tax. Your total tax burden would only include federal income tax and FICA.
Does New Hampshire tax capital gains?
No state tax on capital gains. Since there is no state income tax, capital gains are not taxed at the state level either.
How does New Hampshire compare to neighboring states for taxes?
New Hampshire's neighboring states include Maine (7.15% top rate), Vermont (8.75% top rate), Massachusetts (5% top rate). As a no-income-tax state, New Hampshire is among the most tax-friendly. Use the calculator above to compare your specific tax liability across states.