Maine Income Tax Calculator
Calculate your total tax burden in Maine. See ME state income tax (7.15% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Maine uses 3 progressive income tax brackets up to 7.15% in 2026. State standard deduction: $14,600 single / $29,200 married. Stacks on federal tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 1.24% and combined sales tax averages 5.5%. Three brackets 5.8%-7.15%. Uses federal standard deduction. Estate tax ($6.8M). Property Tax Fairness Credit.
Maine Income Tax Calculator
Pre-filled with Maine median: $64,767
Your Total Tax Burden
$13,971
Take-Home: $50,796 · Effective Rate: 21.6%
Federal Tax
$5,863
9.1% eff.
ME State Tax
$3,154
4.9% eff.
FICA
$4,955
7.6% eff.
Take-Home
$50,796
78.4% kept
Tax Breakdown
Maine Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $64,767.00 | $5,397.25 |
| Federal Income Tax | -$5,862.74 | -$488.56 |
| Maine State Tax | -$3,153.52 | -$262.79 |
| Social Security (6.2%) | -$4,015.55 | -$334.63 |
| Medicare (1.45%) | -$939.12 | -$78.26 |
| Take-Home Pay | $50,796.06 | $4,233.01 |
Marginal Tax Rate
7.15%
ME state only
Effective Tax Rate
21.6%
All taxes combined
Maine Tax System Overview
Maine has three brackets from 5.8% to 7.15%. Uses the federal standard deduction. Estate tax with $6.8M exemption. Property taxes are above average at 1.24%. Property Tax Fairness Credit available.
Maine Income Tax Brackets (Single)
| Tax Rate | Income Range |
|---|---|
| 5.8% | $0 – $24,500 |
| 6.75% | $24,500 – $58,050 |
| 7.15% | $58,050 – and above |
Top Income Tax
7.15%
Property Tax
1.24%
Sales Tax (Avg)
5.5%
Median Income
$64,767
Other Taxes in Maine
Capital Gains Tax
Taxed as regular income at up to 7.15%
Property Tax
Average effective rate of 1.24%. On a $300,000 home, this equals approximately $3,720 per year, or $310 per month.
Sales Tax
State rate of 5.5%, with a combined average of 5.5% including local taxes.
Estate & Inheritance Tax
Maine has a state estate tax in addition to the federal estate tax. The exemption may be lower than the federal threshold.
Filing Tips for Maine
Federal standard deduction applies. Property Tax Fairness Credit helps offset high property taxes. Compare to neighboring New Hampshire which has no income tax.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and ME state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Maine to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $64,767 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Maine | 7.15% | $3,154 | — |
| New Hampshire | None | $0 | Save $3,154 |
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Frequently Asked Questions
What is the income tax rate in Maine?
Maine has a progressive income tax with a top rate of 7.15%. Tax rates increase as income rises through various brackets. Three brackets 5.8%-7.15%. Uses federal standard deduction. Estate tax ($6.8M). Property Tax Fairness Credit.
How much state tax will I pay in Maine on $64,767?
On income of $64,767 filing single in Maine, you would pay approximately $3,154 in state income tax (effective rate of 4.9%). This is after the state standard deduction of $14,600.
Does Maine tax capital gains?
Taxed as regular income at up to 7.15%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Maine compare to neighboring states for taxes?
Maine's neighboring states include New Hampshire (no income tax). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Maine state income tax filing deadline for 2026?
Maine state income tax returns are due April 15, 2026 (matching the federal deadline). If April 15 falls on a weekend or holiday, the deadline shifts to the next business day. Extensions: Maine typically grants automatic 6-month extensions to October 15, 2026, but tax owed must still be paid by April 15 to avoid penalties.
Does Maine tax retirement income, Social Security, and pensions?
Maine taxes retirement income with state-specific exclusions. Social Security: only 11 states tax SS benefits in 2026 (CO, CT, KS, MN, MT, NM, RI, UT, VT, WV, MO partially); Maine's treatment varies. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 7.15% top rate, with possible exclusions for federal/military pensions or low-income seniors. Check Maine's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Maine in 2026?
Maine offers standard deduction of $14,600 (single) / $29,200 (married). Additional state-specific items typically include: Maine-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Maine's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Maine for an out-of-state employer, what tax do I pay?
As a Maine resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Maine. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Maine's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.