North Dakota Income Tax Calculator
Calculate your total tax burden in North Dakota. See ND state income tax (1.95% top rate), federal tax, and FICA combined. Free, instant, private.
North Dakota Income Tax Calculator
Pre-filled with North Dakota median: $68,131
Your Total Tax Burden
$12,859
Take-Home: $55,272 · Effective Rate: 18.9%
Federal Tax
$6,603
9.7% eff.
ND State Tax
$1,044
1.5% eff.
FICA
$5,212
7.7% eff.
Take-Home
$55,272
81.1% kept
Tax Breakdown
North Dakota Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $68,131.00 | $5,677.58 |
| Federal Income Tax | -$6,602.82 | -$550.24 |
| North Dakota State Tax | -$1,043.85 | -$86.99 |
| Social Security (6.2%) | -$4,224.12 | -$352.01 |
| Medicare (1.45%) | -$987.90 | -$82.32 |
| Take-Home Pay | $55,272.30 | $4,606.03 |
Marginal Tax Rate
1.95%
ND state only
Effective Tax Rate
18.9%
All taxes combined
North Dakota Tax System Overview
North Dakota has a flat 1.95% income tax, one of the lowest among states with an income tax. Uses federal taxable income. Oil revenue keeps rates low. Property taxes moderate at 0.94%.
Top Income Tax
1.95%
Property Tax
0.94%
Sales Tax (Avg)
6.96%
Median Income
$68,131
Other Taxes in North Dakota
Capital Gains Tax
Taxed as regular income at 1.95%
Property Tax
Average effective rate of 0.94%. On a $300,000 home, this equals approximately $2,820 per year, or $235 per month.
Sales Tax
State rate of 5%, with a combined average of 6.96% including local taxes.
Filing Tips for North Dakota
The 1.95% rate makes ND nearly as tax-friendly as no-income-tax states. Federal standard deduction applies. Homestead credit available for qualifying homeowners.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and ND state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,300 individual, $8,550 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare North Dakota to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $68,131 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| North Dakota | 1.95% | $1,044 | — |
| Montana | 5.9% | $3,158 | +$2,114 |
| South Dakota | None | $0 | Save $1,044 |
| Minnesota | 9.85% | $3,182 | +$2,138 |
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Frequently Asked Questions
What is the income tax rate in North Dakota?
North Dakota has a flat income tax rate of 1.95%. This means all taxable income is taxed at the same rate regardless of how much you earn. Flat 1.95% — one of the lowest. Uses federal taxable income. Oil revenue keeps rates low.
How much state tax will I pay in North Dakota on $68,131?
On income of $68,131 filing single in North Dakota, you would pay approximately $1,044 in state income tax (effective rate of 1.5%). This is after the state standard deduction of $14,600.
Does North Dakota tax capital gains?
Taxed as regular income at 1.95%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does North Dakota compare to neighboring states for taxes?
North Dakota's neighboring states include Montana (5.9% top rate), South Dakota (no income tax), Minnesota (9.85% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.