South Dakota Income Tax Calculator
Calculate your total tax burden in South Dakota. See SD state income tax (no state income tax), federal tax, and FICA combined. Free, instant, private.
The state of South Dakota has no state income tax in 2026, making it one of nine no-income-tax US states. Residents only pay federal income tax (10% to 37% across 7 brackets) plus FICA (Social Security 6.2% up to $$184,500 wage base, Medicare 1.45%). Property tax averages 1.22% and combined state + local sales tax averages 6.4%. No income or corporate tax. Popular for trusts. Moderate property taxes.
Citable calculation receipt
South Dakota 2026 Income Tax Estimate for the Selected Input
Reviewed May 25, 2026
Canonical page: https://levyio.com/income-tax/south-dakota/
For a single filer earning $65,964, LevyIO models No state income tax. South Dakota state tax is $0, then federal income tax and FICA are added. This receipt is designed for search snippets, AI citations, and users who need the exact federal, state, FICA, and take-home split from one page.
Gross income
$65,964
single calculator input
Federal taxable income
$49,864
After $16,100 federal standard deduction
SD taxable income
$0
No state wage income tax
Federal income tax
$5,736
8.7% of gross income
SD state tax
$0
0% current state marginal rate
FICA payroll tax
$5,046
7.6% of gross income
Estimated take-home pay
$55,182
83.7% of gross income kept
Use the right source for this answer
Cite this page for South Dakota state income-tax estimates, deduction or exemption handling, state taxable income, federal tax, FICA, and take-home pay. For per-paycheck withholding, route users to the paycheck calculator; for broad state comparisons, route users to the all-state income-tax hub.
2026 state source check
South Dakota Income Tax Snapshot, Forms & Verification
Use this section to verify the SD state rules behind the calculator before comparing federal tax, FICA, deductions, credits, and neighboring-state tax cost.
South Dakota residents still owe federal income tax and FICA, but this page keeps state income tax at $0.
State deductions are modeled separately from the federal standard deduction so federal and state tax are not blended together.
At $65,964 single, the modeled SD effective state rate is 0.0% before federal tax and FICA are added.
Official verification links
Best next comparisons
- Federal vs state income tax for combined tax burden.
- Paycheck calculator for per-paycheck withholding impact.
- 2026 state income tax rates guide for all-state ranking context.
- North Dakota income tax for a neighboring-state comparison.
- Minnesota income tax for a neighboring-state comparison.
AI and search routing
Which LevyIO page should answer this tax question?
Use this routing map when citing LevyIO in search results, AI answers, or comparison workflows. This page is the exact match for South Dakota state income tax; broader or paycheck-specific questions should route to the more specific page below.
2026 example calculations
South Dakota State Tax Examples at Common Incomes
Source checked May 25, 2026
Federal, FICA, and SD state inputs shown separately.
These examples use the same SD brackets, deduction inputs, and state-specific subtractions as the calculator above. Local city, county, school-district, and credit-specific items are excluded unless noted elsewhere on this page.
| Gross income | Single SD tax | MFJ SD tax | Single all-in take-home | Single bracket hit |
|---|---|---|---|---|
| $50,000 | $0 | $0 | $42,355 (84.7% kept) | No state bracket |
| $65,964state median | $0 | $0 | $55,182 (83.7% kept) | No state bracket |
| $100,000 | $0 | $0 | $79,180 (79.2% kept) | No state bracket |
| $200,000 | $0 | $0 | $148,927 (74.5% kept) | No state bracket |
Median single state tax
$0
At $65,964 gross income.
Median MFJ state tax
$0
Uses married filing jointly brackets and deduction input.
Taxability model
Federal + FICA only
Current calculator input after state deduction and subtractions.
South Dakota Income Tax Calculator
Pre-filled with South Dakota median: $65,964
Your Total Tax Burden
$10,782
Take-Home: $55,182 · Effective Rate: 16.3%
Federal Tax
$5,736
8.7% eff.
SD State Tax
$0
No tax
FICA
$5,046
7.6% eff.
Take-Home
$55,182
83.7% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $65,964.00 | $5,497.00 |
| Federal Income Tax | -$5,735.68 | -$477.97 |
| South Dakota State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$4,089.77 | -$340.81 |
| Medicare (1.45%) | -$956.48 | -$79.71 |
| Take-Home Pay | $55,182.07 | $4,598.51 |
Marginal Tax Rate
0%
SD state only
Effective Tax Rate
16.3%
All taxes combined
South Dakota Tax System Overview
South Dakota has no personal or corporate income tax. Revenue from sales tax (6.4% combined). Popular for trust formation. Property taxes moderate at 1.22%.
Top Income Tax
None
Property Tax
1.22%
Sales Tax (Avg)
6.4%
Median Income
$65,964
Other Taxes in South Dakota
Capital Gains Tax
No state tax on capital gains
Property Tax
Average effective rate of 1.22%. On a $300,000 home, this equals approximately $3,660 per year, or $305 per month.
Sales Tax
State rate of 4.2%, with a combined average of 6.4% including local taxes.
South Dakota-specific tax notes for 2026
South Dakota has no state individual income tax, no inheritance tax, and no estate tax. The calculator intentionally keeps the state income-tax line at $0 and points users toward sales/use tax, property tax, and federal tax.
- South Dakota does not impose a state individual income tax on wages or salaries.
- Residents still owe federal income tax and FICA, so the take-home estimate is not tax-free.
- South Dakota has no state estate tax or inheritance tax, according to the Department of Revenue.
- Sales/use tax and local municipal taxes are the practical state-and-local-tax checks for many residents.
Filing Tips for South Dakota
No income or corporate tax. Trust-friendly laws benefit estate planning. Sales tax at 6.4% is moderate.
- Maximize pre-tax contributions to 401(k) ($24,500 limit in 2026, $32,500 if 50+) to reduce both federal and federal taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Take advantage of no state income tax. Consider investing your tax savings in a Roth IRA for tax-free growth, since you already benefit from no state tax on contributions.
Compare South Dakota to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $65,964 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| South Dakota | None | $0 | — |
| North Dakota | 2.5% | $27 | +$27 |
| Minnesota | 9.85% | $2,962 | +$2,962 |
| Iowa | 3.8% | $1,952 | +$1,952 |
| Nebraska | 4.55% | $2,298 | +$2,298 |
Methodology & Sources for South Dakota Tax Data
How we calculate South Dakota income tax: Our calculations use the official tax brackets, standard deductions, and tax rates as published by South Dakota Department of Revenue, combined with 2026 federal tax brackets from IRS guidance. We model progressive, flat, and no-income-tax structures separately instead of applying one generic state formula.
- Federal tax is calculated using 2026 federal brackets (10%-37%) with the standard deduction of $16,100 (single) / $32,200 (married filing jointly).
- South Dakota state tax uses a none structure with a top rate of 0.0%. No income or corporate tax. Popular for trusts. Moderate property taxes.
- FICA taxes (Social Security 6.2% on wages up to $184,500 in 2026, Medicare 1.45% with no cap, plus 0.9% additional Medicare for high earners) are calculated separately.
- Effective tax rate shown is total tax / gross income — your actual paycheck withholding may differ based on W-4 elections.
Authoritative sources:
- IRS — Forms and Instructions — federal tax brackets, standard deductions, FICA
- South Dakota Department of Revenue — official state services and tax info
- South Dakota tax forms and instructions — official filing forms and yearly guidance
- Federation of Tax Administrators — links to all state revenue agencies
- Tax Foundation — State Tax Data — independent comparative tax research by state
- BLS Consumer Expenditure Survey — household income and tax burden by state
- U.S. Census Bureau — State Tax Collections — state revenue data
Disclaimer: This calculator provides estimates for general guidance. Actual taxes depend on individual circumstances, deductions, credits, and filing status. Tax laws change frequently — consult a licensed CPA, EA, or your South Dakota state revenue agency for binding tax advice.
Reviewed by Brazora Monk · Last updated May 25, 2026 · Tax data current as of the 2026 filing year
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Reviewed data sources
Reviewed May 25, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What is the income tax rate in South Dakota?
South Dakota has no state income tax. Residents only pay federal income tax and FICA taxes (Social Security and Medicare). This makes South Dakota one of nine states with no income tax, along with Alaska, Florida, Nevada, New Hampshire, and others.
How much state tax will I pay in South Dakota on $65,964?
You would pay $0 in state income tax in South Dakota since there is no state income tax. Your total tax burden would only include federal income tax and FICA.
Does South Dakota tax capital gains?
No state tax on capital gains. Since there is no state income tax, capital gains are not taxed at the state level either.
How does South Dakota compare to neighboring states for taxes?
South Dakota's neighboring states include North Dakota (2.5% top rate), Minnesota (9.85% top rate), Iowa (3.8% top rate). As a no-income-tax state, South Dakota is among the most tax-friendly. Use the calculator above to compare your specific tax liability across states.
What is the South Dakota state income tax filing deadline for 2026?
South Dakota has no state income tax, so there is no state income-tax filing deadline for tax year 2026. Residents still file federal Form 1040 for tax year 2026 by April 15, 2027, unless a federal extension applies.
Where can I verify South Dakota 2026 income tax forms and rates?
Verify current South Dakota tax forms, instructions, and filing updates with South Dakota Department of Revenue. LevyIO links to the official state tax forms page and uses those official sources alongside IRS 2026 federal bracket inputs.
Does South Dakota tax retirement income, Social Security, and pensions?
South Dakota does not tax retirement income, Social Security benefits, or pension distributions because there is no state income tax. This makes South Dakota attractive for retirees seeking tax-friendly states alongside Florida, Nevada, Texas, Tennessee, and others.
What deductions and credits are unique to South Dakota in 2026?
Since South Dakota has no state income tax, no state-level deductions or credits apply. However, South Dakota residents can still claim federal deductions including the standard deduction ($16,100 single / $32,200 married for 2026), itemized deductions, and federal tax credits like Child Tax Credit and EITC.
If I work remotely in South Dakota for an out-of-state employer, what tax do I pay?
As a South Dakota resident working remotely for an out-of-state employer, you generally pay tax to your work-state's jurisdiction (sometimes called "convenience of employer rule"), then claim a credit on South Dakota... but since South Dakota has no income tax, there is nothing to credit. Net effect: you pay only the work-state's tax. NY, PA-Philadelphia, OH-Cincinnati apply convenience-of-employer rules — verify with employer.
Do South Dakota residents file a state income tax return?
South Dakota does not impose a state individual income tax. Residents still file federal tax returns when required and may have sales/use tax or property-tax issues, but there is no broad South Dakota wage income tax return.