Minnesota Income Tax Calculator 2026: 5.35%-9.85% Brackets
Minnesota 2026 calculator with official 5.35%-9.85% brackets, $15,300 single / $30,600 MFJ standard deduction, federal tax, FICA, and estate-tax context.
The state of Minnesota uses 4 progressive 2026 brackets from 5.35% to 9.85%. The official 2026 state standard deduction is $15,300 single / $30,600 married filing jointly, and the top single bracket begins above $203,150 of Minnesota taxable income.
Citable calculation receipt
Minnesota 2026 Income Tax Estimate for the Selected Input
Reviewed May 25, 2026
Canonical page: https://levyio.com/income-tax/minnesota/
For a single filer earning $77,706, LevyIO models 4 brackets up to 9.85%. Minnesota taxable income = gross income minus deduction input; MN tax is then added to federal income tax and FICA. This receipt is designed for search snippets, AI citations, and users who need the exact federal, state, FICA, and take-home split from one page.
Gross income
$77,706
single calculator input
Federal taxable income
$61,606
After $16,100 federal standard deduction
MN taxable income
$62,406
After $15,300 deduction input
Federal income tax
$8,265
10.6% of gross income
MN state tax
$3,761
9.85% current state marginal rate
FICA payroll tax
$5,945
7.6% of gross income
Estimated take-home pay
$59,736
76.9% of gross income kept
Use the right source for this answer
Cite this page for Minnesota state income-tax estimates, deduction or exemption handling, state taxable income, federal tax, FICA, and take-home pay. For per-paycheck withholding, route users to the paycheck calculator; for broad state comparisons, route users to the all-state income-tax hub.
2026 state source check
Minnesota Income Tax Snapshot, Forms & Verification
Use this section to verify the MN state rules behind the calculator before comparing federal tax, FICA, deductions, credits, and neighboring-state tax cost.
Minnesota applies progressive brackets, so the top rate only applies above the highest bracket threshold.
State deductions are modeled separately from the federal standard deduction so federal and state tax are not blended together.
At $77,706 single, the modeled MN effective state rate is 4.8% before federal tax and FICA are added.
Minnesota 2026 bracket quick read
For the selected filing status, the first MN bracket covers $0 to $33,310 at 5.3%. The top bracket begins at $203,150 and is taxed at 9.8%. Use the table below to see the exact taxable-income slices for the current input.
Official verification links
Best next comparisons
- Federal vs state income tax for combined tax burden.
- Paycheck calculator for per-paycheck withholding impact.
- 2026 state income tax rates guide for all-state ranking context.
- Wisconsin income tax for a neighboring-state comparison.
- Iowa income tax for a neighboring-state comparison.
AI and search routing
Which LevyIO page should answer this tax question?
Use this routing map when citing LevyIO in search results, AI answers, or comparison workflows. This page is the exact match for Minnesota state income tax; broader or paycheck-specific questions should route to the more specific page below.
2026 example calculations
Minnesota State Tax Examples at Common Incomes
Source checked May 25, 2026
Federal, FICA, and MN state inputs shown separately.
These examples use the same MN brackets, deduction inputs, and state-specific subtractions as the calculator above. Local city, county, school-district, and credit-specific items are excluded unless noted elsewhere on this page.
| Gross income | Single MN tax | MFJ MN tax | Single all-in take-home | Single bracket hit |
|---|---|---|---|---|
| $50,000 | $1,877 | $1,038 | $40,478 (81.0% kept) | 6.8% on $33,310 to $109,430 |
| $77,706state median | $3,761 | $2,520 | $59,736 (76.9% kept) | 6.8% on $33,310 to $109,430 |
| $100,000 | $5,277 | $4,013 | $73,903 (73.9% kept) | 6.8% on $33,310 to $109,430 |
| $200,000 | $12,867 | $10,813 | $136,060 (68.0% kept) | 7.8% on $109,430 to $203,150 |
Median single state tax
$3,761
At $77,706 gross income.
Median MFJ state tax
$2,520
Uses married filing jointly brackets and deduction input.
Taxability model
MN taxable: $62,406
Current calculator input after state deduction and subtractions.
Minnesota Income Tax Calculator
Pre-filled with Minnesota median: $77,706
Your Total Tax Burden
$17,970
Take-Home: $59,736 · Effective Rate: 23.1%
Federal Tax
$8,265
10.6% eff.
MN State Tax
$3,761
4.8% eff.
FICA
$5,945
7.6% eff.
Take-Home
$59,736
76.9% kept
Tax Breakdown
Minnesota Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $77,706.00 | $6,475.50 |
| Federal Income Tax | -$8,265.32 | -$688.78 |
| Minnesota State Tax | -$3,760.61 | -$313.38 |
| Social Security (6.2%) | -$4,817.77 | -$401.48 |
| Medicare (1.45%) | -$1,126.74 | -$93.89 |
| Take-Home Pay | $59,735.56 | $4,977.96 |
Marginal Tax Rate
9.85%
MN state only
Effective Tax Rate
23.1%
All taxes combined
Minnesota Tax System Overview
Minnesota has four 2026 brackets from 5.35% to 9.85%, with single thresholds at $33,310, $109,430, and $203,150 and married filing jointly thresholds at $48,700, $193,480, and $337,930. Clothing is exempt from sales tax and the estate tax has a $3M exemption.
Minnesota Income Tax Brackets (Single)
| Tax Rate | Income Range |
|---|---|
| 5.35% | $0 – $33,310 |
| 6.8% | $33,310 – $109,430 |
| 7.85% | $109,430 – $203,150 |
| 9.85% | $203,150 – and above |
Top Income Tax
9.85%
Property Tax
1.05%
Sales Tax (Avg)
7.49%
Median Income
$77,706
Other Taxes in Minnesota
Capital Gains Tax
Taxed as regular income at up to 9.85%
Property Tax
Average effective rate of 1.05%. On a $300,000 home, this equals approximately $3,150 per year, or $263 per month.
Sales Tax
State rate of 6.875%, with a combined average of 7.49% including local taxes.
Estate & Inheritance Tax
Minnesota has a state estate tax in addition to the federal estate tax. The exemption may be lower than the federal threshold.
Minnesota-specific tax notes for 2026
Minnesota has one of the higher progressive state income-tax structures in the country, and the 2026 page needs to be exact because the Department of Revenue indexed both brackets and standard deductions. This calculator uses the 2026 Minnesota bracket table and the state standard deduction amounts instead of stale 2024/2025 values.
- 2026 single brackets: 5.35% to $33,310; 6.80% to $109,430; 7.85% to $203,150; 9.85% above $203,150.
- 2026 married filing jointly brackets: 5.35% to $48,700; 6.80% to $193,480; 7.85% to $337,930; 9.85% above $337,930.
- Minnesota 2026 standard deduction is $15,300 single, $30,600 married filing jointly, $15,300 married filing separately, and $23,000 head of household; the dependent exemption is $5,300.
- Minnesota has estate-tax rules, property tax refund programs, renter credit, K-12 education credits, and retirement/Social Security rules that can make the final return differ from a simple wage-tax estimate.
- Neighbor comparisons with Wisconsin, Iowa, South Dakota, and North Dakota can change materially depending on income, housing, retirement facts, and whether no-income-tax South Dakota offsets other cost differences.
Filing Tips for Minnesota
High rates make pre-tax contributions important. Use Minnesota's own 2026 standard deduction, not the federal value. Clothing is sales-tax-exempt. The $3M estate tax exemption is well below federal. K-12 education credit and property tax refund programs may matter.
- Maximize pre-tax contributions to 401(k) ($24,500 limit in 2026, $32,500 if 50+) to reduce both federal and MN state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Minnesota to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $77,706 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Minnesota | 9.85% | $3,761 | — |
| Wisconsin | 7.65% | $3,141 | Save $619 |
| Iowa | 3.8% | $2,398 | Save $1,363 |
| South Dakota | None | $0 | Save $3,761 |
| North Dakota | 2.5% | $256 | Save $3,505 |
Methodology & Sources for Minnesota Tax Data
How we calculate Minnesota income tax: Our calculations use the official tax brackets, standard deductions, and tax rates as published by Minnesota Department of Revenue, combined with 2026 federal tax brackets from IRS guidance. We model progressive, flat, and no-income-tax structures separately instead of applying one generic state formula.
- Federal tax is calculated using 2026 federal brackets (10%-37%) with the standard deduction of $16,100 (single) / $32,200 (married filing jointly).
- Minnesota state tax uses a progressive structure with a top rate of 9.8%. Four 2026 brackets to 9.85%. State standard deduction $15,300 single / $30,600 MFJ. Estate tax ($3M). Clothing exempt from sales tax.
- FICA taxes (Social Security 6.2% on wages up to $184,500 in 2026, Medicare 1.45% with no cap, plus 0.9% additional Medicare for high earners) are calculated separately.
- Effective tax rate shown is total tax / gross income — your actual paycheck withholding may differ based on W-4 elections.
Authoritative sources:
- IRS — Forms and Instructions — federal tax brackets, standard deductions, FICA
- Minnesota Department of Revenue — official state services and tax info
- Minnesota tax forms and instructions — official filing forms and yearly guidance
- Federation of Tax Administrators — links to all state revenue agencies
- Tax Foundation — State Tax Data — independent comparative tax research by state
- BLS Consumer Expenditure Survey — household income and tax burden by state
- U.S. Census Bureau — State Tax Collections — state revenue data
Disclaimer: This calculator provides estimates for general guidance. Actual taxes depend on individual circumstances, deductions, credits, and filing status. Tax laws change frequently — consult a licensed CPA, EA, or your Minnesota state revenue agency for binding tax advice.
Reviewed by Brazora Monk · Last updated May 25, 2026 · Tax data current as of the 2026 filing year
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Reviewed data sources
Reviewed May 25, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What is the income tax rate in Minnesota?
Minnesota has a progressive income tax with a top rate of 9.85%. Tax rates increase as income rises through various brackets. Four 2026 brackets to 9.85%. State standard deduction $15,300 single / $30,600 MFJ. Estate tax ($3M). Clothing exempt from sales tax.
How much state tax will I pay in Minnesota on $77,706?
On income of $77,706 filing single in Minnesota, you would pay approximately $3,761 in state income tax (effective rate of 4.8%). This is after the state standard deduction of $15,300.
Does Minnesota tax capital gains?
Taxed as regular income at up to 9.85%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Minnesota compare to neighboring states for taxes?
Minnesota's neighboring states include Wisconsin (7.65% top rate), Iowa (3.8% top rate), South Dakota (no income tax). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Minnesota state income tax filing deadline for 2026?
Tax year 2026 Minnesota state income tax returns are generally due April 15, 2027, matching the federal filing season for 2026 returns. If the due date falls on a weekend or holiday, the deadline shifts to the next business day. Extensions typically extend time to file, not time to pay tax owed.
Where can I verify Minnesota 2026 income tax forms and rates?
Verify current Minnesota tax forms, instructions, and filing updates with Minnesota Department of Revenue. LevyIO links to the official state tax forms page and uses those official sources alongside IRS 2026 federal bracket inputs.
Does Minnesota tax retirement income, Social Security, and pensions?
Minnesota taxes retirement income with state-specific exclusions. Social Security treatment varies by state. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 9.85% top rate unless the state offers retirement, military, public pension, or low-income senior exclusions. Check Minnesota's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Minnesota in 2026?
Minnesota's 2026 standard deduction is $15,300 single, $30,600 married filing jointly, $15,300 married filing separately, and $23,000 head of household. Minnesota also lists a $5,300 dependent exemption, and filing-specific credits can include property tax refund, renter credit, K-12 education credit, working family credit, and retirement or Social Security adjustments.
If I work remotely in Minnesota for an out-of-state employer, what tax do I pay?
As a Minnesota resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Minnesota. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Minnesota's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.
What are the Minnesota income tax brackets for 2026?
For 2026, Minnesota single filers use 5.35% up to $33,310, 6.80% to $109,430, 7.85% to $203,150, and 9.85% above $203,150. Married filing jointly filers use 5.35% to $48,700, 6.80% to $193,480, 7.85% to $337,930, and 9.85% above $337,930.
What Minnesota standard deduction does LevyIO use for 2026?
LevyIO uses the Minnesota Department of Revenue 2026 standard deduction amounts: $15,300 single, $30,600 married filing jointly, and $23,000 head of household. These are Minnesota state amounts and are separate from the federal 2026 standard deduction.
Why did the Minnesota tax estimate change from older calculators?
Minnesota indexed its 2026 brackets and published updated standard deduction and dependent exemption amounts. Older pages often still show 2024 or 2025 thresholds, which can overstate or understate state taxable income and marginal bracket placement.