Utah Income Tax Calculator
Calculate your total tax burden in Utah. See UT state income tax (4.65% top rate), federal tax, and FICA combined. Free, instant, private.
Utah Income Tax Calculator
Pre-filled with Utah median: $86,833
Your Total Tax Burden
$21,398
Take-Home: $65,435 · Effective Rate: 24.6%
Federal Tax
$10,717
12.3% eff.
UT State Tax
$4,038
4.7% eff.
FICA
$6,643
7.6% eff.
Take-Home
$65,435
75.4% kept
Tax Breakdown
Utah Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $86,833.00 | $7,236.08 |
| Federal Income Tax | -$10,717.26 | -$893.11 |
| Utah State Tax | -$4,037.73 | -$336.48 |
| Social Security (6.2%) | -$5,383.65 | -$448.64 |
| Medicare (1.45%) | -$1,259.08 | -$104.92 |
| Take-Home Pay | $65,435.28 | $5,452.94 |
Marginal Tax Rate
4.65%
UT state only
Effective Tax Rate
24.6%
All taxes combined
Utah Tax System Overview
Utah has a flat 4.65% income tax earmarked for education. Uses federal AGI with a taxpayer tax credit that creates an effective 0% bracket for lower incomes. Property taxes low at 0.57%.
Top Income Tax
4.65%
Property Tax
0.57%
Sales Tax (Avg)
7.19%
Median Income
$86,833
Other Taxes in Utah
Capital Gains Tax
Taxed as regular income at 4.65%
Property Tax
Average effective rate of 0.57%. On a $300,000 home, this equals approximately $1,710 per year, or $142 per month.
Sales Tax
State rate of 6.1%, with a combined average of 7.19% including local taxes.
Filing Tips for Utah
Taxpayer tax credit reduces effective rate for lower incomes. Federal AGI is starting point. Retirement income credits available. Low property taxes benefit homeowners.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and UT state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,300 individual, $8,550 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Utah to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $86,833 income:
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
View All StatesRelated Tax Calculators
Frequently Asked Questions
What is the income tax rate in Utah?
Utah has a flat income tax rate of 4.65%. This means all taxable income is taxed at the same rate regardless of how much you earn. Flat 4.65%. Uses federal AGI. Taxpayer tax credit creates effective 0% bracket. Low property taxes. Earmarked for education.
How much state tax will I pay in Utah on $86,833?
On income of $86,833 filing single in Utah, you would pay approximately $4,038 in state income tax (effective rate of 4.7%). This is after the state standard deduction of $0.
Does Utah tax capital gains?
Taxed as regular income at 4.65%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Utah compare to neighboring states for taxes?
Utah's neighboring states include Idaho (5.8% top rate), Wyoming (no income tax), Colorado (4.4% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.