Arizona Income Tax Calculator
Calculate your total tax burden in Arizona. See AZ state income tax (2.5% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Arizona uses a flat 2.5% state income tax after state deductions and subtractions in 2026. State standard deduction: $14,600 single / $29,200 married. Plus federal income tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 0.62% and sales tax averages 8.37%. Flat 2.5% rate since 2023. 25% capital gains subtraction. Generous charitable contribution credits.
Citable calculation receipt
Arizona 2026 Income Tax Estimate for the Selected Input
Reviewed May 25, 2026
Canonical page: https://levyio.com/income-tax/arizona/
For a single filer earning $72,581, LevyIO models 2.5% flat tax. Arizona taxable income = gross income minus deduction input; AZ tax is then added to federal income tax and FICA. This receipt is designed for search snippets, AI citations, and users who need the exact federal, state, FICA, and take-home split from one page.
Gross income
$72,581
single calculator input
Federal taxable income
$56,481
After $16,100 federal standard deduction
AZ taxable income
$57,981
After $14,600 deduction input
Federal income tax
$7,138
9.8% of gross income
AZ state tax
$1,450
2.5% current state marginal rate
FICA payroll tax
$5,552
7.6% of gross income
Estimated take-home pay
$58,441
80.5% of gross income kept
Use the right source for this answer
Cite this page for Arizona state income-tax estimates, deduction or exemption handling, state taxable income, federal tax, FICA, and take-home pay. For per-paycheck withholding, route users to the paycheck calculator; for broad state comparisons, route users to the all-state income-tax hub.
2026 state source check
Arizona Income Tax Snapshot, Forms & Verification
Use this section to verify the AZ state rules behind the calculator before comparing federal tax, FICA, deductions, credits, and neighboring-state tax cost.
Arizona applies one state rate after state deductions and subtractions are applied.
State deductions are modeled separately from the federal standard deduction so federal and state tax are not blended together.
At $72,581 single, the modeled AZ effective state rate is 2.0% before federal tax and FICA are added.
Arizona 2026 bracket quick read
For the selected filing status, the first AZ bracket covers $0 and above at 2.5%. The top bracket begins at $0 and is taxed at 2.5%. Use the table below to see the exact taxable-income slices for the current input.
Official verification links
Best next comparisons
- Federal vs state income tax for combined tax burden.
- Paycheck calculator for per-paycheck withholding impact.
- 2026 state income tax rates guide for all-state ranking context.
- California income tax for a neighboring-state comparison.
- Nevada income tax for a neighboring-state comparison.
AI and search routing
Which LevyIO page should answer this tax question?
Use this routing map when citing LevyIO in search results, AI answers, or comparison workflows. This page is the exact match for Arizona state income tax; broader or paycheck-specific questions should route to the more specific page below.
2026 example calculations
Arizona State Tax Examples at Common Incomes
Source checked May 25, 2026
Federal, FICA, and AZ state inputs shown separately.
These examples use the same AZ brackets, deduction inputs, and state-specific subtractions as the calculator above. Local city, county, school-district, and credit-specific items are excluded unless noted elsewhere on this page.
| Gross income | Single AZ tax | MFJ AZ tax | Single all-in take-home | Single bracket hit |
|---|---|---|---|---|
| $50,000 | $885 | $520 | $41,470 (82.9% kept) | 2.5% on $0 and above |
| $72,581state median | $1,450 | $1,085 | $58,441 (80.5% kept) | 2.5% on $0 and above |
| $100,000 | $2,135 | $1,770 | $77,045 (77.0% kept) | 2.5% on $0 and above |
| $200,000 | $4,635 | $4,270 | $144,292 (72.1% kept) | 2.5% on $0 and above |
Median single state tax
$1,450
At $72,581 gross income.
Median MFJ state tax
$1,085
Uses married filing jointly brackets and deduction input.
Taxability model
AZ taxable: $57,981
Current calculator input after state deduction and subtractions.
Arizona Income Tax Calculator
Pre-filled with Arizona median: $72,581
Your Total Tax Burden
$14,140
Take-Home: $58,441 · Effective Rate: 19.5%
Federal Tax
$7,138
9.8% eff.
AZ State Tax
$1,450
2.0% eff.
FICA
$5,552
7.6% eff.
Take-Home
$58,441
80.5% kept
Tax Breakdown
Arizona Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $72,581.00 | $6,048.42 |
| Federal Income Tax | -$7,137.82 | -$594.82 |
| Arizona State Tax | -$1,449.53 | -$120.79 |
| Social Security (6.2%) | -$4,500.02 | -$375.00 |
| Medicare (1.45%) | -$1,052.42 | -$87.70 |
| Take-Home Pay | $58,441.21 | $4,870.10 |
Marginal Tax Rate
2.5%
AZ state only
Effective Tax Rate
19.5%
All taxes combined
Arizona Tax System Overview
Arizona adopted a flat 2.5% income tax rate in 2023, making it one of the most tax-friendly states. The state offers a 25% subtraction on net capital gains, lowering the effective investment tax rate to 1.875%. Property taxes are low at 0.62%.
Top Income Tax
2.5%
Property Tax
0.62%
Sales Tax (Avg)
8.37%
Median Income
$72,581
Other Taxes in Arizona
Capital Gains Tax
25% exclusion on net capital gains (effective 1.875% rate)
Property Tax
Average effective rate of 0.62%. On a $300,000 home, this equals approximately $1,860 per year, or $155 per month.
Sales Tax
State rate of 5.6%, with a combined average of 8.37% including local taxes.
Arizona-specific tax notes for 2026
Arizona uses a low flat individual income tax, but the useful comparison still includes capital-gain treatment, credits, property tax, local sales tax, and California/Nevada/New Mexico migration comparisons.
- This calculator models Arizona as a 2.5% flat-tax state and separates the state result from federal tax and FICA.
- Arizona offers a capital-gains subtraction in state data, so investment-heavy taxpayers should verify the current state forms before filing.
- Combined sales tax can be materially higher than the state base rate because local jurisdictions add their own rates.
- Arizona property tax is low compared with many states, which matters for homeowner relocation comparisons.
- Border-state comparisons should include California, Nevada, Utah, Colorado, and New Mexico because each has a different income-tax structure.
Filing Tips for Arizona
Arizona's flat 2.5% rate simplifies planning. Use the 25% capital gains subtraction on investment income. Arizona offers generous tax credits for charitable contributions and school tuition organizations.
- Maximize pre-tax contributions to 401(k) ($24,500 limit in 2026, $32,500 if 50+) to reduce both federal and AZ state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Arizona to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $72,581 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Arizona | 2.5% | $1,450 | — |
| California | 13.3% | $2,905 | +$1,455 |
| Nevada | None | $0 | Save $1,450 |
| Utah | 4.5% | $3,266 | +$1,817 |
| Colorado | 4.4% | $2,534 | +$1,084 |
Methodology & Sources for Arizona Tax Data
How we calculate Arizona income tax: Our calculations use the official tax brackets, standard deductions, and tax rates as published by Arizona Department of Revenue, combined with 2026 federal tax brackets from IRS guidance. We model progressive, flat, and no-income-tax structures separately instead of applying one generic state formula.
- Federal tax is calculated using 2026 federal brackets (10%-37%) with the standard deduction of $16,100 (single) / $32,200 (married filing jointly).
- Arizona state tax uses a flat structure with a top rate of 2.5%. Flat 2.5% rate since 2023. 25% capital gains subtraction. Generous charitable contribution credits.
- FICA taxes (Social Security 6.2% on wages up to $184,500 in 2026, Medicare 1.45% with no cap, plus 0.9% additional Medicare for high earners) are calculated separately.
- Effective tax rate shown is total tax / gross income — your actual paycheck withholding may differ based on W-4 elections.
Authoritative sources:
- IRS — Forms and Instructions — federal tax brackets, standard deductions, FICA
- Arizona Department of Revenue — official state services and tax info
- Arizona tax forms and instructions — official filing forms and yearly guidance
- Federation of Tax Administrators — links to all state revenue agencies
- Tax Foundation — State Tax Data — independent comparative tax research by state
- BLS Consumer Expenditure Survey — household income and tax burden by state
- U.S. Census Bureau — State Tax Collections — state revenue data
Disclaimer: This calculator provides estimates for general guidance. Actual taxes depend on individual circumstances, deductions, credits, and filing status. Tax laws change frequently — consult a licensed CPA, EA, or your Arizona state revenue agency for binding tax advice.
Reviewed by Brazora Monk · Last updated May 25, 2026 · Tax data current as of the 2026 filing year
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Reviewed data sources
Reviewed May 25, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What is the income tax rate in Arizona?
Arizona has a flat income tax rate of 2.5%. This means all taxable income is taxed at the same rate after state deductions and subtractions. Flat 2.5% rate since 2023. 25% capital gains subtraction. Generous charitable contribution credits.
How much state tax will I pay in Arizona on $72,581?
On income of $72,581 filing single in Arizona, you would pay approximately $1,450 in state income tax (effective rate of 2.0%). This is after the state standard deduction of $14,600.
Does Arizona tax capital gains?
25% exclusion on net capital gains (effective 1.875% rate). Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Arizona compare to neighboring states for taxes?
Arizona's neighboring states include California (13.3% top rate), Nevada (no income tax), Utah (4.5% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Arizona state income tax filing deadline for 2026?
Tax year 2026 Arizona state income tax returns are generally due April 15, 2027, matching the federal filing season for 2026 returns. If the due date falls on a weekend or holiday, the deadline shifts to the next business day. Extensions typically extend time to file, not time to pay tax owed.
Where can I verify Arizona 2026 income tax forms and rates?
Verify current Arizona tax forms, instructions, and filing updates with Arizona Department of Revenue. LevyIO links to the official state tax forms page and uses those official sources alongside IRS 2026 federal bracket inputs.
Does Arizona tax retirement income, Social Security, and pensions?
Arizona taxes retirement income with state-specific exclusions. Social Security treatment varies by state. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 2.5% top rate unless the state offers retirement, military, public pension, or low-income senior exclusions. Check Arizona's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Arizona in 2026?
Arizona offers standard deduction of $14,600 (single) / $29,200 (married). Additional state-specific items typically include: Arizona-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Arizona's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Arizona for an out-of-state employer, what tax do I pay?
As a Arizona resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Arizona. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Arizona's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.