Utah Income Tax Calculator
Calculate your total tax burden in Utah. See UT state income tax (4.5% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Utah uses a flat 4.5% state income tax after state deductions and subtractions in 2026. State standard deduction: $0 single / $0 married. Plus federal income tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 0.57% and sales tax averages 7.19%. Flat 4.5% from January 1, 2025 forward. Uses federal AGI. Taxpayer tax credit creates an effective 0% bracket. Low property taxes. Earmarked for education.
Citable calculation receipt
Utah 2026 Income Tax Estimate for the Selected Input
Reviewed May 25, 2026
Canonical page: https://levyio.com/income-tax/utah/
For a single filer earning $86,833, LevyIO models 4.5% flat tax. Utah taxable income = gross income minus deduction input; UT tax is then added to federal income tax and FICA. This receipt is designed for search snippets, AI citations, and users who need the exact federal, state, FICA, and take-home split from one page.
Gross income
$86,833
single calculator input
Federal taxable income
$70,733
After $16,100 federal standard deduction
UT taxable income
$86,833
After $0 deduction input
Federal income tax
$10,273
11.8% of gross income
UT state tax
$3,907
4.5% current state marginal rate
FICA payroll tax
$6,643
7.6% of gross income
Estimated take-home pay
$66,010
76.0% of gross income kept
Use the right source for this answer
Cite this page for Utah state income-tax estimates, deduction or exemption handling, state taxable income, federal tax, FICA, and take-home pay. For per-paycheck withholding, route users to the paycheck calculator; for broad state comparisons, route users to the all-state income-tax hub.
2026 state source check
Utah Income Tax Snapshot, Forms & Verification
Use this section to verify the UT state rules behind the calculator before comparing federal tax, FICA, deductions, credits, and neighboring-state tax cost.
Utah applies one state rate after state deductions and subtractions are applied.
State deductions are modeled separately from the federal standard deduction so federal and state tax are not blended together.
At $86,833 single, the modeled UT effective state rate is 4.5% before federal tax and FICA are added.
Utah 2026 bracket quick read
For the selected filing status, the first UT bracket covers $0 and above at 4.5%. The top bracket begins at $0 and is taxed at 4.5%. Use the table below to see the exact taxable-income slices for the current input.
Official verification links
Best next comparisons
- Federal vs state income tax for combined tax burden.
- Paycheck calculator for per-paycheck withholding impact.
- 2026 state income tax rates guide for all-state ranking context.
- Idaho income tax for a neighboring-state comparison.
- Wyoming income tax for a neighboring-state comparison.
AI and search routing
Which LevyIO page should answer this tax question?
Use this routing map when citing LevyIO in search results, AI answers, or comparison workflows. This page is the exact match for Utah state income tax; broader or paycheck-specific questions should route to the more specific page below.
2026 example calculations
Utah State Tax Examples at Common Incomes
Source checked May 25, 2026
Federal, FICA, and UT state inputs shown separately.
These examples use the same UT brackets, deduction inputs, and state-specific subtractions as the calculator above. Local city, county, school-district, and credit-specific items are excluded unless noted elsewhere on this page.
| Gross income | Single UT tax | MFJ UT tax | Single all-in take-home | Single bracket hit |
|---|---|---|---|---|
| $50,000 | $2,250 | $2,250 | $40,105 (80.2% kept) | 4.5% on $0 and above |
| $86,833state median | $3,907 | $3,907 | $66,010 (76.0% kept) | 4.5% on $0 and above |
| $100,000 | $4,500 | $4,500 | $74,680 (74.7% kept) | 4.5% on $0 and above |
| $200,000 | $9,000 | $9,000 | $139,927 (70.0% kept) | 4.5% on $0 and above |
Median single state tax
$3,907
At $86,833 gross income.
Median MFJ state tax
$3,907
Uses married filing jointly brackets and deduction input.
Taxability model
UT taxable: $86,833
Current calculator input after state deduction and subtractions.
Utah Income Tax Calculator
Pre-filled with Utah median: $86,833
Your Total Tax Burden
$20,823
Take-Home: $66,010 · Effective Rate: 24.0%
Federal Tax
$10,273
11.8% eff.
UT State Tax
$3,907
4.5% eff.
FICA
$6,643
7.6% eff.
Take-Home
$66,010
76.0% kept
Tax Breakdown
Utah Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $86,833.00 | $7,236.08 |
| Federal Income Tax | -$10,273.26 | -$856.11 |
| Utah State Tax | -$3,907.48 | -$325.62 |
| Social Security (6.2%) | -$5,383.65 | -$448.64 |
| Medicare (1.45%) | -$1,259.08 | -$104.92 |
| Take-Home Pay | $66,009.53 | $5,500.79 |
Marginal Tax Rate
4.5%
UT state only
Effective Tax Rate
24.0%
All taxes combined
Utah Tax System Overview
Utah has a flat 4.5% income tax earmarked for education. Uses federal AGI with a taxpayer tax credit that creates an effective 0% bracket for lower incomes. Property taxes low at 0.57%.
Top Income Tax
4.5%
Property Tax
0.57%
Sales Tax (Avg)
7.19%
Median Income
$86,833
Other Taxes in Utah
Capital Gains Tax
Taxed as regular income at 4.5%
Property Tax
Average effective rate of 0.57%. On a $300,000 home, this equals approximately $1,710 per year, or $142 per month.
Sales Tax
State rate of 6.1%, with a combined average of 7.19% including local taxes.
Utah-specific tax notes for 2026
Utah is a single-rate income-tax state, but the current official rate is 4.5% for January 1, 2025 forward. The calculator uses the current Utah Tax Commission rate and keeps the taxpayer tax credit context separate from the flat-rate headline.
- Utah Tax Commission guidance lists the current individual income tax rate at 4.5%, not the older 4.55% or 4.65% values from prior years.
- Utah starts from federal income concepts, then applies Utah-specific additions, subtractions, credits, and the taxpayer tax credit.
- The taxpayer tax credit can create a lower effective rate for some households even though Utah uses a single statutory rate.
- Utah property taxes are low compared with many states, but combined sales tax and retirement-income treatment still matter in relocation comparisons.
Filing Tips for Utah
Taxpayer tax credit reduces effective rate for lower incomes. Federal AGI is starting point. Retirement income credits available. Low property taxes benefit homeowners.
- Maximize pre-tax contributions to 401(k) ($24,500 limit in 2026, $32,500 if 50+) to reduce both federal and UT state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Utah to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $86,833 income:
Methodology & Sources for Utah Tax Data
How we calculate Utah income tax: Our calculations use the official tax brackets, standard deductions, and tax rates as published by Utah State Tax Commission, combined with 2026 federal tax brackets from IRS guidance. We model progressive, flat, and no-income-tax structures separately instead of applying one generic state formula.
- Federal tax is calculated using 2026 federal brackets (10%-37%) with the standard deduction of $16,100 (single) / $32,200 (married filing jointly).
- Utah state tax uses a flat structure with a top rate of 4.5%. Flat 4.5% from January 1, 2025 forward. Uses federal AGI. Taxpayer tax credit creates an effective 0% bracket. Low property taxes. Earmarked for education.
- FICA taxes (Social Security 6.2% on wages up to $184,500 in 2026, Medicare 1.45% with no cap, plus 0.9% additional Medicare for high earners) are calculated separately.
- Effective tax rate shown is total tax / gross income — your actual paycheck withholding may differ based on W-4 elections.
Authoritative sources:
- IRS — Forms and Instructions — federal tax brackets, standard deductions, FICA
- Utah State Tax Commission — official state services and tax info
- Utah tax forms and instructions — official filing forms and yearly guidance
- Federation of Tax Administrators — links to all state revenue agencies
- Tax Foundation — State Tax Data — independent comparative tax research by state
- BLS Consumer Expenditure Survey — household income and tax burden by state
- U.S. Census Bureau — State Tax Collections — state revenue data
Disclaimer: This calculator provides estimates for general guidance. Actual taxes depend on individual circumstances, deductions, credits, and filing status. Tax laws change frequently — consult a licensed CPA, EA, or your Utah state revenue agency for binding tax advice.
Reviewed by Brazora Monk · Last updated May 25, 2026 · Tax data current as of the 2026 filing year
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Reviewed data sources
Reviewed May 25, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What is the income tax rate in Utah?
Utah has a flat income tax rate of 4.5%. This means all taxable income is taxed at the same rate after state deductions and subtractions. Flat 4.5% from January 1, 2025 forward. Uses federal AGI. Taxpayer tax credit creates an effective 0% bracket. Low property taxes. Earmarked for education.
How much state tax will I pay in Utah on $86,833?
On income of $86,833 filing single in Utah, you would pay approximately $3,907 in state income tax (effective rate of 4.5%). This is after the state standard deduction of $0.
Does Utah tax capital gains?
Taxed as regular income at 4.5%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Utah compare to neighboring states for taxes?
Utah's neighboring states include Idaho (5.8% top rate), Wyoming (no income tax), Colorado (4.4% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Utah state income tax filing deadline for 2026?
Tax year 2026 Utah state income tax returns are generally due April 15, 2027, matching the federal filing season for 2026 returns. If the due date falls on a weekend or holiday, the deadline shifts to the next business day. Extensions typically extend time to file, not time to pay tax owed.
Where can I verify Utah 2026 income tax forms and rates?
Verify current Utah tax forms, instructions, and filing updates with Utah State Tax Commission. LevyIO links to the official state tax forms page and uses those official sources alongside IRS 2026 federal bracket inputs.
Does Utah tax retirement income, Social Security, and pensions?
Utah taxes retirement income with state-specific exclusions. Social Security treatment varies by state. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 4.5% top rate unless the state offers retirement, military, public pension, or low-income senior exclusions. Check Utah's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Utah in 2026?
Utah offers standard deduction of $0 (single) / $0 (married). Additional state-specific items typically include: Utah-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Utah's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Utah for an out-of-state employer, what tax do I pay?
As a Utah resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Utah. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Utah's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.