Taxes in Asheville, North Carolina
Complete tax guide for Asheville, NC. State income tax up to 4.5%, 0.73% property tax, 7% sales tax. Calculate your total tax burden.
State Income Tax
4.5%
North Carolina
Property Tax
0.73%
Effective rate
Sales Tax
7%
Combined rate
Tax Burden
Moderate
Asheville, NC Tax Overview
Mountain city; tourism and craft beer hub
Population
94,067
Median Income
$52,118
Cost of Living
107.3 (100 = avg)
State Income Tax
4.5%
Median Home Price
$385,000
Asheville Tax Calculator
Pre-filled with Asheville median: $52,118
Total Tax Burden in Asheville
$10,548
Take-Home: $41,570 · Effective Rate: 20.24%
Federal Tax
$4,216
8.09% eff.
NC State
$2,345
4.50% eff.
FICA
$3,987
7.65% eff.
Take-Home
$41,570
79.76% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $52,118.00 | $4,343.17 |
| Federal Income Tax | -$4,215.66 | -$351.31 |
| North Carolina State Tax | -$2,345.31 | -$195.44 |
| Social Security (6.2%) | -$3,231.32 | -$269.28 |
| Medicare (1.45%) | -$755.71 | -$62.98 |
| Take-Home Pay | $41,570.00 | $3,464.17 |
Property Tax in Asheville
Median Home
$385,000
Annual Tax
$2,811
Monthly Tax
$234
Effective Rate
0.73%
Sales Tax in Asheville
Combined Rate
7%
State Portion
~4.5%
Local Portion
~2.5%
The combined sales tax rate in Asheville is 7%, which is below the national average of 7.12%. On a $100 purchase, you would pay $7.00 in sales tax.
Tax Burden Comparison
| Tax Type | Asheville | North Carolina Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.5% | 4.5% | 4.6% |
| Property Tax | 0.73% | ~0.73% | 1.1% |
| Sales Tax | 7% | ~7% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Asheville Residents
- North Carolina's income tax rate of 4.5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Asheville (0.73%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in North Carolina
Charlotte
ModerateRaleigh
ModerateGreensboro
LowDurham
ModerateWinston-Salem
LowFayetteville
LowCary
HighWilmington
LowHigh Point
Very LowConcord
ModerateCalculate Your Full North Carolina Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Asheville, NC?
Asheville, North Carolina has a state income tax rate up to 4.5%. The property tax rate is 0.73% and the combined sales tax rate is 7%. Mountain city; tourism and craft beer hub
How much is property tax in Asheville?
The effective property tax rate in Asheville is 0.73%. On the median home price of $385,000, this equals approximately $2,811 per year or $234 per month. This is below the national average of 1.1%.
What is the sales tax rate in Asheville?
The combined sales tax rate in Asheville is 7%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Asheville's tax burden compare to other cities?
Asheville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.5%. The combination of 4.5% state income tax, 0.73% property tax, and 7% sales tax determines the total burden. Cost of living index is 107.3 (100 = national average).
Are there any local taxes in Asheville?
Asheville does not impose a separate local or city income tax. Residents pay the state income tax of 4.5%, federal income tax, and FICA (Social Security and Medicare). Mountain city; tourism and craft beer hub