Taxes in Aurora, Illinois
Complete tax guide for Aurora, IL. State income tax up to 4.95%, 2.42% property tax, 8% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.42%
Effective rate
Sales Tax
8%
Combined rate
Tax Burden
High
Aurora, IL Tax Overview
Population
180,542
Median Income
$70,612
Cost of Living
97.3 (100 = avg)
State Income Tax
4.95%
Median Home Price
$235,000
Aurora Tax Calculator
Pre-filled with Aurora median: $70,612
Total Tax Burden in Aurora
$16,046
Take-Home: $54,566 · Effective Rate: 22.72%
Federal Tax
$7,149
10.12% eff.
IL State
$3,495
4.95% eff.
FICA
$5,402
7.65% eff.
Take-Home
$54,566
77.28% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $70,612.00 | $5,884.33 |
| Federal Income Tax | -$7,148.64 | -$595.72 |
| Illinois State Tax | -$3,495.29 | -$291.27 |
| Social Security (6.2%) | -$4,377.94 | -$364.83 |
| Medicare (1.45%) | -$1,023.87 | -$85.32 |
| Take-Home Pay | $54,566.25 | $4,547.19 |
Property Tax in Aurora
Median Home
$235,000
Annual Tax
$5,687
Monthly Tax
$474
Effective Rate
2.42%
Sales Tax in Aurora
Combined Rate
8%
State Portion
~5.5%
Local Portion
~2.5%
The combined sales tax rate in Aurora is 8%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.00 in sales tax.
Tax Burden Comparison
| Tax Type | Aurora | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.42% | ~2.42% | 1.1% |
| Sales Tax | 8% | ~8% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Aurora Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Aurora (2.42%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Illinois Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Aurora, IL?
Aurora, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.42% and the combined sales tax rate is 8%.
How much is property tax in Aurora?
The effective property tax rate in Aurora is 2.42%. On the median home price of $235,000, this equals approximately $5,687 per year or $474 per month. This is above the national average of 1.1%.
What is the sales tax rate in Aurora?
The combined sales tax rate in Aurora is 8%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Aurora's tax burden compare to other cities?
Aurora has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.8%. The combination of 4.95% state income tax, 2.42% property tax, and 8% sales tax determines the total burden. Cost of living index is 97.3 (100 = national average).
Are there any local taxes in Aurora?
Aurora does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).