Taxes in Clearwater, Florida
Complete tax guide for Clearwater, FL. No state income tax, 0.83% property tax, 7.5% sales tax. Calculate your total tax burden.
State Income Tax
None
Florida
Property Tax
0.83%
Effective rate
Sales Tax
7.5%
Combined rate
Tax Burden
Very Low
Clearwater, FL Tax Overview
No state income tax; beach city
Population
117,584
Median Income
$50,318
Cost of Living
100.3 (100 = avg)
State Income Tax
None
Median Home Price
$280,000
Clearwater Tax Calculator
Pre-filled with Clearwater median: $50,318
Total Tax Burden in Clearwater
$7,849
Take-Home: $42,469 · Effective Rate: 15.60%
Federal Tax
$4,000
7.95% eff.
FL State
$0
0.00% eff.
FICA
$3,849
7.65% eff.
Take-Home
$42,469
84.40% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $50,318.00 | $4,193.17 |
| Federal Income Tax | -$3,999.66 | -$333.31 |
| Florida State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$3,119.72 | -$259.98 |
| Medicare (1.45%) | -$729.61 | -$60.80 |
| Take-Home Pay | $42,469.01 | $3,539.08 |
Property Tax in Clearwater
Median Home
$280,000
Annual Tax
$2,324
Monthly Tax
$194
Effective Rate
0.83%
Sales Tax in Clearwater
Combined Rate
7.5%
State Portion
~5.0%
Local Portion
~2.5%
The combined sales tax rate in Clearwater is 7.5%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.50 in sales tax.
Tax Burden Comparison
| Tax Type | Clearwater | Florida Avg | National Avg |
|---|---|---|---|
| Income Tax | None | None | 4.6% |
| Property Tax | 0.83% | ~0.83% | 1.1% |
| Sales Tax | 7.5% | ~7.5% | 7.12% |
| Overall Burden | Very Low | — | Moderate |
Tax Saving Tips for Clearwater Residents
- Florida has no state income tax, meaning your income is only subject to federal taxes and FICA. Consider investing your tax savings into a Roth IRA for tax-free growth.
- Property tax in Clearwater (0.83%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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Very LowCalculate Your Full Florida Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Clearwater, FL?
Clearwater, Florida has no state income tax. The property tax rate is 0.83% and the combined sales tax rate is 7.5%. No state income tax; beach city
How much is property tax in Clearwater?
The effective property tax rate in Clearwater is 0.83%. On the median home price of $280,000, this equals approximately $2,324 per year or $194 per month. This is below the national average of 1.1%.
What is the sales tax rate in Clearwater?
The combined sales tax rate in Clearwater is 7.5%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Clearwater's tax burden compare to other cities?
Clearwater has a very low overall tax burden. The effective total tax rate for a median-income household is approximately 23.7%. The absence of state income tax significantly reduces the overall burden. Cost of living index is 100.3 (100 = national average).
Are there any local taxes in Clearwater?
Clearwater does not impose a separate local or city income tax. Residents pay no state income tax, federal income tax, and FICA (Social Security and Medicare). No state income tax; beach city