Taxes in Dover, Delaware
Complete tax guide for Dover, DE. State income tax up to 6.6%, 0.49% property tax, no sales tax. Calculate your total tax burden.
State Income Tax
6.6%
Delaware
Property Tax
0.49%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
Very Low
Dover, DE Tax Overview
State capital; no sales tax; no city income tax
Population
39,403
Median Income
$54,816
Cost of Living
96.7 (100 = avg)
State Income Tax
6.6%
Median Home Price
$225,000
Dover Tax Calculator
Pre-filled with Dover median: $54,816
Total Tax Burden in Dover
$12,351
Take-Home: $42,465 · Effective Rate: 22.53%
Federal Tax
$4,539
8.28% eff.
DE State
$3,618
6.60% eff.
FICA
$4,193
7.65% eff.
Take-Home
$42,465
77.47% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $54,816.00 | $4,568.00 |
| Federal Income Tax | -$4,539.42 | -$378.29 |
| Delaware State Tax | -$3,617.86 | -$301.49 |
| Social Security (6.2%) | -$3,398.59 | -$283.22 |
| Medicare (1.45%) | -$794.83 | -$66.24 |
| Take-Home Pay | $42,465.30 | $3,538.78 |
Property Tax in Dover
Median Home
$225,000
Annual Tax
$1,103
Monthly Tax
$92
Effective Rate
0.49%
Sales Tax in Dover
No Sales Tax
Delaware does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Dover | Delaware Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.6% | 6.6% | 4.6% |
| Property Tax | 0.49% | ~0.49% | 1.1% |
| Sales Tax | None | None | 7.12% |
| Overall Burden | Very Low | — | Moderate |
Tax Saving Tips for Dover Residents
- Delaware's income tax rate of 6.6% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Dover (0.49%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Dover has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Delaware
Calculate Your Full Delaware Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Dover, DE?
Dover, Delaware has a state income tax rate up to 6.6%. The property tax rate is 0.49% and the combined sales tax rate is 0% (no sales tax). State capital; no sales tax; no city income tax
How much is property tax in Dover?
The effective property tax rate in Dover is 0.49%. On the median home price of $225,000, this equals approximately $1,103 per year or $92 per month. This is below the national average of 1.1%.
What is the sales tax rate in Dover?
Dover has no sales tax. Delaware is one of the few states that does not impose a state or local sales tax.
How does Dover's tax burden compare to other cities?
Dover has a very low overall tax burden. The effective total tax rate for a median-income household is approximately 23.1%. The combination of 6.6% state income tax, 0.49% property tax, and 0% sales tax determines the total burden. Cost of living index is 96.7 (100 = national average).
Are there any local taxes in Dover?
Dover does not impose a separate local or city income tax. Residents pay the state income tax of 6.6%, federal income tax, and FICA (Social Security and Medicare). State capital; no sales tax; no city income tax