Taxes in Hartford, Connecticut
Complete tax guide for Hartford, CT. State income tax up to 6.99%, 3.1% property tax, 6.35% sales tax. Calculate your total tax burden.
State Income Tax
6.99%
Connecticut
Property Tax
3.1%
Effective rate
Sales Tax
6.35%
Combined rate
Tax Burden
Very High
Hartford, CT Tax Overview
State capital; insurance industry hub; very high property tax rates
Population
121,054
Median Income
$36,610
Cost of Living
98.7 (100 = avg)
State Income Tax
6.99%
Median Home Price
$175,000
Hartford Tax Calculator
Pre-filled with Hartford median: $36,610
Total Tax Burden in Hartford
$7,714
Take-Home: $28,896 · Effective Rate: 21.07%
Federal Tax
$2,355
6.43% eff.
CT State
$2,559
6.99% eff.
FICA
$2,801
7.65% eff.
Take-Home
$28,896
78.93% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $36,610.00 | $3,050.83 |
| Federal Income Tax | -$2,354.70 | -$196.23 |
| Connecticut State Tax | -$2,559.04 | -$213.25 |
| Social Security (6.2%) | -$2,269.82 | -$189.15 |
| Medicare (1.45%) | -$530.85 | -$44.24 |
| Take-Home Pay | $28,895.60 | $2,407.97 |
Property Tax in Hartford
Median Home
$175,000
Annual Tax
$5,425
Monthly Tax
$452
Effective Rate
3.1%
Sales Tax in Hartford
Combined Rate
6.35%
State Portion
~3.8%
Local Portion
~2.5%
The combined sales tax rate in Hartford is 6.35%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.35 in sales tax.
Tax Burden Comparison
| Tax Type | Hartford | Connecticut Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.99% | 6.99% | 4.6% |
| Property Tax | 3.1% | ~3.1% | 1.1% |
| Sales Tax | 6.35% | ~6.35% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Hartford Residents
- Connecticut's income tax rate of 6.99% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Hartford (3.1%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Connecticut
Calculate Your Full Connecticut Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Hartford, CT?
Hartford, Connecticut has a state income tax rate up to 6.99%. The property tax rate is 3.1% and the combined sales tax rate is 6.35%. State capital; insurance industry hub; very high property tax rates
How much is property tax in Hartford?
The effective property tax rate in Hartford is 3.1%. On the median home price of $175,000, this equals approximately $5,425 per year or $452 per month. This is above the national average of 1.1%.
What is the sales tax rate in Hartford?
The combined sales tax rate in Hartford is 6.35%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Hartford's tax burden compare to other cities?
Hartford has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 36.4%. The combination of 6.99% state income tax, 3.1% property tax, and 6.35% sales tax determines the total burden. Cost of living index is 98.7 (100 = national average).
Are there any local taxes in Hartford?
Hartford does not impose a separate local or city income tax. Residents pay the state income tax of 6.99%, federal income tax, and FICA (Social Security and Medicare). State capital; insurance industry hub; very high property tax rates