Taxes in Kearney, Nebraska
Complete tax guide for Kearney, NE. State income tax up to 5.84%, 1.62% property tax, 7.5% sales tax. Calculate your total tax burden.
State Income Tax
5.84%
Nebraska
Property Tax
1.62%
Effective rate
Sales Tax
7.5%
Combined rate
Tax Burden
Moderate
Kearney, NE Tax Overview
Population
33,464
Median Income
$55,218
Cost of Living
87.3 (100 = avg)
State Income Tax
5.84%
Median Home Price
$195,000
Kearney Tax Calculator
Pre-filled with Kearney median: $55,218
Total Tax Burden in Kearney
$12,037
Take-Home: $43,181 · Effective Rate: 21.80%
Federal Tax
$4,588
8.31% eff.
NE State
$3,225
5.84% eff.
FICA
$4,224
7.65% eff.
Take-Home
$43,181
78.20% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $55,218.00 | $4,601.50 |
| Federal Income Tax | -$4,587.66 | -$382.31 |
| Nebraska State Tax | -$3,224.73 | -$268.73 |
| Social Security (6.2%) | -$3,423.52 | -$285.29 |
| Medicare (1.45%) | -$800.66 | -$66.72 |
| Take-Home Pay | $43,181.43 | $3,598.45 |
Property Tax in Kearney
Median Home
$195,000
Annual Tax
$3,159
Monthly Tax
$263
Effective Rate
1.62%
Sales Tax in Kearney
Combined Rate
7.5%
State Portion
~5.0%
Local Portion
~2.5%
The combined sales tax rate in Kearney is 7.5%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.50 in sales tax.
Tax Burden Comparison
| Tax Type | Kearney | Nebraska Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.84% | 5.84% | 4.6% |
| Property Tax | 1.62% | ~1.62% | 1.1% |
| Sales Tax | 7.5% | ~7.5% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Kearney Residents
- Nebraska's income tax rate of 5.84% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Kearney (1.62%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Nebraska
Calculate Your Full Nebraska Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Kearney, NE?
Kearney, Nebraska has a state income tax rate up to 5.84%. The property tax rate is 1.62% and the combined sales tax rate is 7.5%.
How much is property tax in Kearney?
The effective property tax rate in Kearney is 1.62%. On the median home price of $195,000, this equals approximately $3,159 per year or $263 per month. This is above the national average of 1.1%.
What is the sales tax rate in Kearney?
The combined sales tax rate in Kearney is 7.5%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Kearney's tax burden compare to other cities?
Kearney has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.9%. The combination of 5.84% state income tax, 1.62% property tax, and 7.5% sales tax determines the total burden. Cost of living index is 87.3 (100 = national average).
Are there any local taxes in Kearney?
Kearney does not impose a separate local or city income tax. Residents pay the state income tax of 5.84%, federal income tax, and FICA (Social Security and Medicare).