Taxes in Rock Hill, South Carolina
Complete tax guide for Rock Hill, SC. State income tax up to 6.4%, 0.58% property tax, 7% sales tax. Calculate your total tax burden.
State Income Tax
6.4%
South Carolina
Property Tax
0.58%
Effective rate
Sales Tax
7%
Combined rate
Tax Burden
Low
Rock Hill, SC Tax Overview
Charlotte metro; SC side
Population
74,372
Median Income
$51,218
Cost of Living
91.3 (100 = avg)
State Income Tax
6.4%
Median Home Price
$235,000
Rock Hill Tax Calculator
Pre-filled with Rock Hill median: $51,218
Total Tax Burden in Rock Hill
$11,304
Take-Home: $39,914 · Effective Rate: 22.07%
Federal Tax
$4,108
8.02% eff.
SC State
$3,278
6.40% eff.
FICA
$3,918
7.65% eff.
Take-Home
$39,914
77.93% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $51,218.00 | $4,268.17 |
| Federal Income Tax | -$4,107.66 | -$342.31 |
| South Carolina State Tax | -$3,277.95 | -$273.16 |
| Social Security (6.2%) | -$3,175.52 | -$264.63 |
| Medicare (1.45%) | -$742.66 | -$61.89 |
| Take-Home Pay | $39,914.21 | $3,326.18 |
Property Tax in Rock Hill
Median Home
$235,000
Annual Tax
$1,363
Monthly Tax
$114
Effective Rate
0.58%
Sales Tax in Rock Hill
Combined Rate
7%
State Portion
~4.5%
Local Portion
~2.5%
The combined sales tax rate in Rock Hill is 7%, which is below the national average of 7.12%. On a $100 purchase, you would pay $7.00 in sales tax.
Tax Burden Comparison
| Tax Type | Rock Hill | South Carolina Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.4% | 6.4% | 4.6% |
| Property Tax | 0.58% | ~0.58% | 1.1% |
| Sales Tax | 7% | ~7% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Rock Hill Residents
- South Carolina's income tax rate of 6.4% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Rock Hill (0.58%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in South Carolina
Charleston
ModerateColumbia
LowNorth Charleston
ModerateGreenville
LowSpartanburg
Very LowMyrtle Beach
LowCalculate Your Full South Carolina Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Rock Hill, SC?
Rock Hill, South Carolina has a state income tax rate up to 6.4%. The property tax rate is 0.58% and the combined sales tax rate is 7%. Charlotte metro; SC side
How much is property tax in Rock Hill?
The effective property tax rate in Rock Hill is 0.58%. On the median home price of $235,000, this equals approximately $1,363 per year or $114 per month. This is below the national average of 1.1%.
What is the sales tax rate in Rock Hill?
The combined sales tax rate in Rock Hill is 7%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Rock Hill's tax burden compare to other cities?
Rock Hill has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26.1%. The combination of 6.4% state income tax, 0.58% property tax, and 7% sales tax determines the total burden. Cost of living index is 91.3 (100 = national average).
Are there any local taxes in Rock Hill?
Rock Hill does not impose a separate local or city income tax. Residents pay the state income tax of 6.4%, federal income tax, and FICA (Social Security and Medicare). Charlotte metro; SC side