Taxes in Springfield, Missouri
Complete tax guide for Springfield, MO. State income tax up to 4.8%, 0.87% property tax, 8.1% sales tax. Calculate your total tax burden.
State Income Tax
4.8%
Missouri
Property Tax
0.87%
Effective rate
Sales Tax
8.1%
Combined rate
Tax Burden
Low
Springfield, MO Tax Overview
Population
169,176
Median Income
$40,118
Cost of Living
84.5 (100 = avg)
State Income Tax
4.8%
Median Home Price
$175,000
Springfield Tax Calculator
Pre-filled with Springfield median: $40,118
Total Tax Burden in Springfield
$7,770
Take-Home: $32,348 · Effective Rate: 19.37%
Federal Tax
$2,776
6.92% eff.
MO State
$1,926
4.80% eff.
FICA
$3,069
7.65% eff.
Take-Home
$32,348
80.63% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $40,118.00 | $3,343.17 |
| Federal Income Tax | -$2,775.66 | -$231.30 |
| Missouri State Tax | -$1,925.66 | -$160.47 |
| Social Security (6.2%) | -$2,487.32 | -$207.28 |
| Medicare (1.45%) | -$581.71 | -$48.48 |
| Take-Home Pay | $32,347.65 | $2,695.64 |
Property Tax in Springfield
Median Home
$175,000
Annual Tax
$1,523
Monthly Tax
$127
Effective Rate
0.87%
Sales Tax in Springfield
Combined Rate
8.1%
State Portion
~5.6%
Local Portion
~2.5%
The combined sales tax rate in Springfield is 8.1%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.10 in sales tax.
Tax Burden Comparison
| Tax Type | Springfield | Missouri Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.8% | 4.8% | 4.6% |
| Property Tax | 0.87% | ~0.87% | 1.1% |
| Sales Tax | 8.1% | ~8.1% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Springfield Residents
- Missouri's income tax rate of 4.8% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Springfield (0.87%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.1% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Missouri
Calculate Your Full Missouri Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Springfield, MO?
Springfield, Missouri has a state income tax rate up to 4.8%. The property tax rate is 0.87% and the combined sales tax rate is 8.1%.
How much is property tax in Springfield?
The effective property tax rate in Springfield is 0.87%. On the median home price of $175,000, this equals approximately $1,523 per year or $127 per month. This is below the national average of 1.1%.
What is the sales tax rate in Springfield?
The combined sales tax rate in Springfield is 8.1%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Springfield's tax burden compare to other cities?
Springfield has a low overall tax burden. The effective total tax rate for a median-income household is approximately 24.5%. The combination of 4.8% state income tax, 0.87% property tax, and 8.1% sales tax determines the total burden. Cost of living index is 84.5 (100 = national average).
Are there any local taxes in Springfield?
Springfield does not impose a separate local or city income tax. Residents pay the state income tax of 4.8%, federal income tax, and FICA (Social Security and Medicare).