Taxes in St. Louis, Missouri
Complete tax guide for St. Louis, MO. State income tax up to 4.8%, 0.96% property tax, 10.7% sales tax. Calculate your total tax burden.
State Income Tax
4.8%
Missouri
Property Tax
0.96%
Effective rate
Sales Tax
10.7%
Combined rate
Tax Burden
Moderate
St. Louis, MO Tax Overview
St. Louis earnings tax of 1%; independent city; high combined sales tax
Population
301,578
Median Income
$47,212
Cost of Living
89.7 (100 = avg)
State Income Tax
4.8%
Local Income Tax
1%
Median Home Price
$175,000
St. Louis Tax Calculator
Pre-filled with St. Louis median: $47,212
Total Tax Burden in St. Louis
$9,977
Take-Home: $37,235 · Effective Rate: 21.13%
Federal Tax
$3,627
7.68% eff.
MO State + Local
$2,738
5.80% eff.
FICA
$3,612
7.65% eff.
Take-Home
$37,235
78.87% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $47,212.00 | $3,934.33 |
| Federal Income Tax | -$3,626.94 | -$302.25 |
| Missouri State Tax | -$2,266.18 | -$188.85 |
| St. Louis Local Tax (1%) | -$472.12 | -$39.34 |
| Social Security (6.2%) | -$2,927.14 | -$243.93 |
| Medicare (1.45%) | -$684.57 | -$57.05 |
| Take-Home Pay | $37,235.05 | $3,102.92 |
Property Tax in St. Louis
Median Home
$175,000
Annual Tax
$1,680
Monthly Tax
$140
Effective Rate
0.96%
Sales Tax in St. Louis
Combined Rate
10.7%
State Portion
~8.2%
Local Portion
~2.5%
The combined sales tax rate in St. Louis is 10.7%, which is above the national average of 7.12%. On a $100 purchase, you would pay $10.70 in sales tax.
Tax Burden Comparison
| Tax Type | St. Louis | Missouri Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.8% + 1% | 4.8% | 4.6% |
| Property Tax | 0.96% | ~0.96% | 1.1% |
| Sales Tax | 10.7% | ~10.7% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for St. Louis Residents
- Missouri's income tax rate of 4.8% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- St. Louis has a local income tax of 1%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in St. Louis (0.96%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 10.7% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Missouri
Calculate Your Full Missouri Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in St. Louis, MO?
St. Louis, Missouri has a state income tax rate up to 4.8%, plus a local income tax of 1%. The property tax rate is 0.96% and the combined sales tax rate is 10.7%. St. Louis earnings tax of 1%; independent city; high combined sales tax
How much is property tax in St. Louis?
The effective property tax rate in St. Louis is 0.96%. On the median home price of $175,000, this equals approximately $1,680 per year or $140 per month. This is below the national average of 1.1%.
What is the sales tax rate in St. Louis?
The combined sales tax rate in St. Louis is 10.7%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does St. Louis's tax burden compare to other cities?
St. Louis has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.2%. The combination of 4.8% state income tax, 0.96% property tax, and 10.7% sales tax determines the total burden. Cost of living index is 89.7 (100 = national average).
Are there any local taxes in St. Louis?
Yes. St. Louis imposes a local income tax of 1% in addition to the state income tax of 4.8%. St. Louis earnings tax of 1%; independent city; high combined sales tax