Taxes in Trenton, New Jersey
Complete tax guide for Trenton, NJ. State income tax up to 10.75%, 2.95% property tax, 6.63% sales tax. Calculate your total tax burden.
State Income Tax
10.75%
New Jersey
Property Tax
2.95%
Effective rate
Sales Tax
6.63%
Combined rate
Tax Burden
Very High
Trenton, NJ Tax Overview
State capital; high property tax rates but low home values
Population
90,871
Median Income
$36,217
Cost of Living
92.3 (100 = avg)
State Income Tax
10.75%
Median Home Price
$135,000
Trenton Tax Calculator
Pre-filled with Trenton median: $36,217
Total Tax Burden in Trenton
$8,971
Take-Home: $27,246 · Effective Rate: 24.77%
Federal Tax
$2,308
6.37% eff.
NJ State
$3,893
10.75% eff.
FICA
$2,771
7.65% eff.
Take-Home
$27,246
75.23% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $36,217.00 | $3,018.08 |
| Federal Income Tax | -$2,307.54 | -$192.30 |
| New Jersey State Tax | -$3,893.33 | -$324.44 |
| Social Security (6.2%) | -$2,245.45 | -$187.12 |
| Medicare (1.45%) | -$525.15 | -$43.76 |
| Take-Home Pay | $27,245.53 | $2,270.46 |
Property Tax in Trenton
Median Home
$135,000
Annual Tax
$3,983
Monthly Tax
$332
Effective Rate
2.95%
Sales Tax in Trenton
Combined Rate
6.63%
State Portion
~4.1%
Local Portion
~2.5%
The combined sales tax rate in Trenton is 6.63%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.63 in sales tax.
Tax Burden Comparison
| Tax Type | Trenton | New Jersey Avg | National Avg |
|---|---|---|---|
| Income Tax | 10.75% | 10.75% | 4.6% |
| Property Tax | 2.95% | ~2.95% | 1.1% |
| Sales Tax | 6.63% | ~6.63% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Trenton Residents
- New Jersey's income tax rate of 10.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Trenton (2.95%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Trenton, NJ?
Trenton, New Jersey has a state income tax rate up to 10.75%. The property tax rate is 2.95% and the combined sales tax rate is 6.63%. State capital; high property tax rates but low home values
How much is property tax in Trenton?
The effective property tax rate in Trenton is 2.95%. On the median home price of $135,000, this equals approximately $3,983 per year or $332 per month. This is above the national average of 1.1%.
What is the sales tax rate in Trenton?
The combined sales tax rate in Trenton is 6.63%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Trenton's tax burden compare to other cities?
Trenton has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 35.3%. The combination of 10.75% state income tax, 2.95% property tax, and 6.63% sales tax determines the total burden. Cost of living index is 92.3 (100 = national average).
Are there any local taxes in Trenton?
Trenton does not impose a separate local or city income tax. Residents pay the state income tax of 10.75%, federal income tax, and FICA (Social Security and Medicare). State capital; high property tax rates but low home values