Taxes in Wilmington, Delaware
Complete tax guide for Wilmington, DE. State income tax up to 6.6%, 0.74% property tax, no sales tax. Calculate your total tax burden.
State Income Tax
6.6%
Delaware
Property Tax
0.74%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
Low
Wilmington, DE Tax Overview
Wilmington levies a 1.25% city wage tax; no sales tax statewide
Population
70,898
Median Income
$46,711
Cost of Living
102.3 (100 = avg)
State Income Tax
6.6%
Local Income Tax
1.25%
Median Home Price
$245,000
Wilmington Tax Calculator
Pre-filled with Wilmington median: $46,711
Total Tax Burden in Wilmington
$10,807
Take-Home: $35,904 · Effective Rate: 23.14%
Federal Tax
$3,567
7.64% eff.
DE State + Local
$3,667
7.85% eff.
FICA
$3,573
7.65% eff.
Take-Home
$35,904
76.86% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $46,711.00 | $3,892.58 |
| Federal Income Tax | -$3,566.82 | -$297.23 |
| Delaware State Tax | -$3,082.93 | -$256.91 |
| Wilmington Local Tax (1.25%) | -$583.89 | -$48.66 |
| Social Security (6.2%) | -$2,896.08 | -$241.34 |
| Medicare (1.45%) | -$677.31 | -$56.44 |
| Take-Home Pay | $35,903.98 | $2,992.00 |
Property Tax in Wilmington
Median Home
$245,000
Annual Tax
$1,813
Monthly Tax
$151
Effective Rate
0.74%
Sales Tax in Wilmington
No Sales Tax
Delaware does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Wilmington | Delaware Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.6% + 1.25% | 6.6% | 4.6% |
| Property Tax | 0.74% | ~0.74% | 1.1% |
| Sales Tax | None | None | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Wilmington Residents
- Delaware's income tax rate of 6.6% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Wilmington has a local income tax of 1.25%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Wilmington (0.74%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Wilmington has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Delaware
Calculate Your Full Delaware Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Wilmington, DE?
Wilmington, Delaware has a state income tax rate up to 6.6%, plus a local income tax of 1.25%. The property tax rate is 0.74% and the combined sales tax rate is 0% (no sales tax). Wilmington levies a 1.25% city wage tax; no sales tax statewide
How much is property tax in Wilmington?
The effective property tax rate in Wilmington is 0.74%. On the median home price of $245,000, this equals approximately $1,813 per year or $151 per month. This is below the national average of 1.1%.
What is the sales tax rate in Wilmington?
Wilmington has no sales tax. Delaware is one of the few states that does not impose a state or local sales tax.
How does Wilmington's tax burden compare to other cities?
Wilmington has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26.3%. The combination of 6.6% state income tax, 0.74% property tax, and 0% sales tax determines the total burden. Cost of living index is 102.3 (100 = national average).
Are there any local taxes in Wilmington?
Yes. Wilmington imposes a local income tax of 1.25% in addition to the state income tax of 6.6%. Wilmington levies a 1.25% city wage tax; no sales tax statewide