Taxes in Bend, Oregon
Complete tax guide for Bend, OR. State income tax up to 9.9%, 0.72% property tax, no sales tax. Calculate your total tax burden.
State Income Tax
9.9%
Oregon
Property Tax
0.72%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
High
Bend, OR Tax Overview
Resort town; no sales tax; high home prices
Population
102,059
Median Income
$70,215
Cost of Living
135.8 (100 = avg)
State Income Tax
9.9%
Median Home Price
$595,000
Bend Tax Calculator
Pre-filled with Bend median: $70,215
Total Tax Burden in Bend
$19,384
Take-Home: $50,831 · Effective Rate: 27.61%
Federal Tax
$7,061
10.06% eff.
OR State
$6,951
9.90% eff.
FICA
$5,371
7.65% eff.
Take-Home
$50,831
72.39% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $70,215.00 | $5,851.25 |
| Federal Income Tax | -$7,061.30 | -$588.44 |
| Oregon State Tax | -$6,951.29 | -$579.27 |
| Social Security (6.2%) | -$4,353.33 | -$362.78 |
| Medicare (1.45%) | -$1,018.12 | -$84.84 |
| Take-Home Pay | $50,830.97 | $4,235.91 |
Property Tax in Bend
Median Home
$595,000
Annual Tax
$4,284
Monthly Tax
$357
Effective Rate
0.72%
Sales Tax in Bend
No Sales Tax
Oregon does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Bend | Oregon Avg | National Avg |
|---|---|---|---|
| Income Tax | 9.9% | 9.9% | 4.6% |
| Property Tax | 0.72% | ~0.72% | 1.1% |
| Sales Tax | None | None | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Bend Residents
- Oregon's income tax rate of 9.9% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Bend (0.72%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Bend has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Oregon
Portland
HighSalem
ModerateEugene
HighGresham
ModerateHillsboro
HighMedford
HighCalculate Your Full Oregon Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Bend, OR?
Bend, Oregon has a state income tax rate up to 9.9%. The property tax rate is 0.72% and the combined sales tax rate is 0% (no sales tax). Resort town; no sales tax; high home prices
How much is property tax in Bend?
The effective property tax rate in Bend is 0.72%. On the median home price of $595,000, this equals approximately $4,284 per year or $357 per month. This is below the national average of 1.1%.
What is the sales tax rate in Bend?
Bend has no sales tax. Oregon is one of the few states that does not impose a state or local sales tax.
How does Bend's tax burden compare to other cities?
Bend has a high overall tax burden. The effective total tax rate for a median-income household is approximately 31.5%. The combination of 9.9% state income tax, 0.72% property tax, and 0% sales tax determines the total burden. Cost of living index is 135.8 (100 = national average).
Are there any local taxes in Bend?
Bend does not impose a separate local or city income tax. Residents pay the state income tax of 9.9%, federal income tax, and FICA (Social Security and Medicare). Resort town; no sales tax; high home prices