Taxes in Bismarck, North Dakota
Complete tax guide for Bismarck, ND. State income tax up to 1.95%, 0.91% property tax, 6.5% sales tax. Calculate your total tax burden.
State Income Tax
1.95%
North Dakota
Property Tax
0.91%
Effective rate
Sales Tax
6.5%
Combined rate
Tax Burden
Low
Bismarck, ND Tax Overview
State capital
Population
73,622
Median Income
$63,218
Cost of Living
96.5 (100 = avg)
State Income Tax
1.95%
Median Home Price
$270,000
Bismarck Tax Calculator
Pre-filled with Bismarck median: $63,218
Total Tax Burden in Bismarck
$11,617
Take-Home: $51,601 · Effective Rate: 18.38%
Federal Tax
$5,548
8.78% eff.
ND State
$1,233
1.95% eff.
FICA
$4,836
7.65% eff.
Take-Home
$51,601
81.62% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $63,218.00 | $5,268.17 |
| Federal Income Tax | -$5,547.66 | -$462.31 |
| North Dakota State Tax | -$1,232.75 | -$102.73 |
| Social Security (6.2%) | -$3,919.52 | -$326.63 |
| Medicare (1.45%) | -$916.66 | -$76.39 |
| Take-Home Pay | $51,601.41 | $4,300.12 |
Property Tax in Bismarck
Median Home
$270,000
Annual Tax
$2,457
Monthly Tax
$205
Effective Rate
0.91%
Sales Tax in Bismarck
Combined Rate
6.5%
State Portion
~4.0%
Local Portion
~2.5%
The combined sales tax rate in Bismarck is 6.5%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.50 in sales tax.
Tax Burden Comparison
| Tax Type | Bismarck | North Dakota Avg | National Avg |
|---|---|---|---|
| Income Tax | 1.95% | 1.95% | 4.6% |
| Property Tax | 0.91% | ~0.91% | 1.1% |
| Sales Tax | 6.5% | ~6.5% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Bismarck Residents
- North Dakota's income tax rate of 1.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Bismarck (0.91%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in North Dakota
Calculate Your Full North Dakota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Bismarck, ND?
Bismarck, North Dakota has a state income tax rate up to 1.95%. The property tax rate is 0.91% and the combined sales tax rate is 6.5%. State capital
How much is property tax in Bismarck?
The effective property tax rate in Bismarck is 0.91%. On the median home price of $270,000, this equals approximately $2,457 per year or $205 per month. This is below the national average of 1.1%.
What is the sales tax rate in Bismarck?
The combined sales tax rate in Bismarck is 6.5%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Bismarck's tax burden compare to other cities?
Bismarck has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26%. The combination of 1.95% state income tax, 0.91% property tax, and 6.5% sales tax determines the total burden. Cost of living index is 96.5 (100 = national average).
Are there any local taxes in Bismarck?
Bismarck does not impose a separate local or city income tax. Residents pay the state income tax of 1.95%, federal income tax, and FICA (Social Security and Medicare). State capital