Taxes in Cranston, Rhode Island
Complete tax guide for Cranston, RI. State income tax up to 5.99%, 1.52% property tax, 7% sales tax. Calculate your total tax burden.
State Income Tax
5.99%
Rhode Island
Property Tax
1.52%
Effective rate
Sales Tax
7%
Combined rate
Tax Burden
High
Cranston, RI Tax Overview
Population
82,934
Median Income
$60,127
Cost of Living
104.8 (100 = avg)
State Income Tax
5.99%
Median Home Price
$295,000
Cranston Tax Calculator
Pre-filled with Cranston median: $60,127
Total Tax Burden in Cranston
$13,378
Take-Home: $46,749 · Effective Rate: 22.25%
Federal Tax
$5,177
8.61% eff.
RI State
$3,602
5.99% eff.
FICA
$4,600
7.65% eff.
Take-Home
$46,749
77.75% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $60,127.00 | $5,010.58 |
| Federal Income Tax | -$5,176.74 | -$431.40 |
| Rhode Island State Tax | -$3,601.61 | -$300.13 |
| Social Security (6.2%) | -$3,727.87 | -$310.66 |
| Medicare (1.45%) | -$871.84 | -$72.65 |
| Take-Home Pay | $46,748.94 | $3,895.74 |
Property Tax in Cranston
Median Home
$295,000
Annual Tax
$4,484
Monthly Tax
$374
Effective Rate
1.52%
Sales Tax in Cranston
Combined Rate
7%
State Portion
~4.5%
Local Portion
~2.5%
The combined sales tax rate in Cranston is 7%, which is below the national average of 7.12%. On a $100 purchase, you would pay $7.00 in sales tax.
Tax Burden Comparison
| Tax Type | Cranston | Rhode Island Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.99% | 5.99% | 4.6% |
| Property Tax | 1.52% | ~1.52% | 1.1% |
| Sales Tax | 7% | ~7% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Cranston Residents
- Rhode Island's income tax rate of 5.99% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Cranston (1.52%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Rhode Island
Calculate Your Full Rhode Island Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Cranston, RI?
Cranston, Rhode Island has a state income tax rate up to 5.99%. The property tax rate is 1.52% and the combined sales tax rate is 7%.
How much is property tax in Cranston?
The effective property tax rate in Cranston is 1.52%. On the median home price of $295,000, this equals approximately $4,484 per year or $374 per month. This is above the national average of 1.1%.
What is the sales tax rate in Cranston?
The combined sales tax rate in Cranston is 7%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Cranston's tax burden compare to other cities?
Cranston has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.6%. The combination of 5.99% state income tax, 1.52% property tax, and 7% sales tax determines the total burden. Cost of living index is 104.8 (100 = national average).
Are there any local taxes in Cranston?
Cranston does not impose a separate local or city income tax. Residents pay the state income tax of 5.99%, federal income tax, and FICA (Social Security and Medicare).