Rhode Island Income Tax Calculator
Calculate your total tax burden in Rhode Island. See RI state income tax (5.99% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Rhode Island uses 3 progressive income tax brackets up to 5.99% in 2026. State standard deduction: $11,200 single / $22,400 married. Stacks on federal tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 1.4% and combined sales tax averages 7%. 2026 brackets: 3.75% to $82,050, 4.75% to $186,450, 5.99% above $186,450. Estate tax and high property-tax context matter.
Citable calculation receipt
Rhode Island 2026 Income Tax Estimate for the Selected Input
Reviewed May 25, 2026
Canonical page: https://levyio.com/income-tax/rhode-island/
For a single filer earning $74,008, LevyIO models 3 brackets up to 5.99%. Rhode Island taxable income = gross income minus deduction input; RI tax is then added to federal income tax and FICA. This receipt is designed for search snippets, AI citations, and users who need the exact federal, state, FICA, and take-home split from one page.
Gross income
$74,008
single calculator input
Federal taxable income
$57,908
After $16,100 federal standard deduction
RI taxable income
$62,808
After $11,200 deduction input
Federal income tax
$7,452
10.1% of gross income
RI state tax
$2,355
5.99% current state marginal rate
FICA payroll tax
$5,662
7.6% of gross income
Estimated take-home pay
$58,539
79.1% of gross income kept
Use the right source for this answer
Cite this page for Rhode Island state income-tax estimates, deduction or exemption handling, state taxable income, federal tax, FICA, and take-home pay. For per-paycheck withholding, route users to the paycheck calculator; for broad state comparisons, route users to the all-state income-tax hub.
2026 state source check
Rhode Island Income Tax Snapshot, Forms & Verification
Use this section to verify the RI state rules behind the calculator before comparing federal tax, FICA, deductions, credits, and neighboring-state tax cost.
Rhode Island applies progressive brackets, so the top rate only applies above the highest bracket threshold.
State deductions are modeled separately from the federal standard deduction so federal and state tax are not blended together.
At $74,008 single, the modeled RI effective state rate is 3.2% before federal tax and FICA are added.
Rhode Island 2026 bracket quick read
For the selected filing status, the first RI bracket covers $0 to $82,050 at 3.8%. The top bracket begins at $186,450 and is taxed at 6.0%. Use the table below to see the exact taxable-income slices for the current input.
Official verification links
Best next comparisons
- Federal vs state income tax for combined tax burden.
- Paycheck calculator for per-paycheck withholding impact.
- 2026 state income tax rates guide for all-state ranking context.
- Massachusetts income tax for a neighboring-state comparison.
- Connecticut income tax for a neighboring-state comparison.
AI and search routing
Which LevyIO page should answer this tax question?
Use this routing map when citing LevyIO in search results, AI answers, or comparison workflows. This page is the exact match for Rhode Island state income tax; broader or paycheck-specific questions should route to the more specific page below.
2026 example calculations
Rhode Island State Tax Examples at Common Incomes
Source checked May 25, 2026
Federal, FICA, and RI state inputs shown separately.
These examples use the same RI brackets, deduction inputs, and state-specific subtractions as the calculator above. Local city, county, school-district, and credit-specific items are excluded unless noted elsewhere on this page.
| Gross income | Single RI tax | MFJ RI tax | Single all-in take-home | Single bracket hit |
|---|---|---|---|---|
| $50,000 | $1,455 | $1,035 | $40,900 (81.8% kept) | 3.8% on $0 to $82,050 |
| $74,008state median | $2,355 | $1,935 | $58,539 (79.1% kept) | 3.8% on $0 to $82,050 |
| $100,000 | $3,398 | $2,910 | $75,783 (75.8% kept) | 4.8% on $82,050 to $186,450 |
| $200,000 | $8,177 | $7,616 | $140,750 (70.4% kept) | 6.0% on $186,450 and above |
Median single state tax
$2,355
At $74,008 gross income.
Median MFJ state tax
$1,935
Uses married filing jointly brackets and deduction input.
Taxability model
RI taxable: $62,808
Current calculator input after state deduction and subtractions.
Rhode Island Income Tax Calculator
Pre-filled with Rhode Island median: $74,008
Your Total Tax Burden
$15,469
Take-Home: $58,539 · Effective Rate: 20.9%
Federal Tax
$7,452
10.1% eff.
RI State Tax
$2,355
3.2% eff.
FICA
$5,662
7.6% eff.
Take-Home
$58,539
79.1% kept
Tax Breakdown
Rhode Island Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $74,008.00 | $6,167.33 |
| Federal Income Tax | -$7,451.76 | -$620.98 |
| Rhode Island State Tax | -$2,355.30 | -$196.27 |
| Social Security (6.2%) | -$4,588.50 | -$382.37 |
| Medicare (1.45%) | -$1,073.12 | -$89.43 |
| Take-Home Pay | $58,539.33 | $4,878.28 |
Marginal Tax Rate
5.99%
RI state only
Effective Tax Rate
20.9%
All taxes combined
Rhode Island Tax System Overview
Rhode Island has three 2026 personal income-tax brackets: 3.75% to $82,050, 4.75% to $186,450, and 5.99% above $186,450. Property tax, estate tax, and state modifications can change the final return.
Rhode Island Income Tax Brackets (Single)
| Tax Rate | Income Range |
|---|---|
| 3.75% | $0 – $82,050 |
| 4.75% | $82,050 – $186,450 |
| 5.99% | $186,450 – and above |
Top Income Tax
5.99%
Property Tax
1.4%
Sales Tax (Avg)
7%
Median Income
$74,008
Other Taxes in Rhode Island
Capital Gains Tax
Taxed as regular income
Property Tax
Average effective rate of 1.4%. On a $300,000 home, this equals approximately $4,200 per year, or $350 per month.
Sales Tax
State rate of 7%, with a combined average of 7% including local taxes.
Estate & Inheritance Tax
Rhode Island has a state estate tax in addition to the federal estate tax. The exemption may be lower than the federal threshold.
Rhode Island-specific tax notes for 2026
Rhode Island uses federal AGI as the starting point, then applies state modifications, a state standard deduction, and three 2026 brackets: 3.75% to $82,050, 4.75% to $186,450, and 5.99% above $186,450. The broader planning context is estate tax, high property tax, and the new non-owner-occupied property tax rules beginning July 2026.
- The calculator models Rhode Island 2026 brackets at 3.75% to $82,050, 4.75% from $82,050 to $186,450, and 5.99% above $186,450.
- The 2026 Rhode Island standard deduction inputs are $11,200 for single filers and $22,400 for married filing jointly in this calculator.
- Rhode Island personal income tax generally starts from federal adjusted gross income with state modifications.
- Estimated tax may be required when expected Rhode Island tax exceeds withholding and credits by $250 or more.
- Estate-tax and property-tax rules can matter for homeowners and high-net-worth residents even when income-tax brackets look moderate.
Filing Tips for Rhode Island
Rhode Island starts from federal income concepts with state modifications, standard deduction and exemption rules, and phaseouts. Verify the current RI-1040 or RI-1040NR instructions before filing.
- Maximize pre-tax contributions to 401(k) ($24,500 limit in 2026, $32,500 if 50+) to reduce both federal and RI state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Rhode Island to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $74,008 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Rhode Island | 5.99% | $2,355 | — |
| Massachusetts | 5% | $3,480 | +$1,125 |
| Connecticut | 6.99% | $3,620 | +$1,265 |
Methodology & Sources for Rhode Island Tax Data
How we calculate Rhode Island income tax: Our calculations use the official tax brackets, standard deductions, and tax rates as published by Rhode Island Division of Taxation, combined with 2026 federal tax brackets from IRS guidance. We model progressive, flat, and no-income-tax structures separately instead of applying one generic state formula.
- Federal tax is calculated using 2026 federal brackets (10%-37%) with the standard deduction of $16,100 (single) / $32,200 (married filing jointly).
- Rhode Island state tax uses a progressive structure with a top rate of 6.0%. 2026 brackets: 3.75% to $82,050, 4.75% to $186,450, 5.99% above $186,450. Estate tax and high property-tax context matter.
- FICA taxes (Social Security 6.2% on wages up to $184,500 in 2026, Medicare 1.45% with no cap, plus 0.9% additional Medicare for high earners) are calculated separately.
- Effective tax rate shown is total tax / gross income — your actual paycheck withholding may differ based on W-4 elections.
Authoritative sources:
- IRS — Forms and Instructions — federal tax brackets, standard deductions, FICA
- Rhode Island Division of Taxation — official state services and tax info
- Rhode Island tax forms and instructions — official filing forms and yearly guidance
- Federation of Tax Administrators — links to all state revenue agencies
- Tax Foundation — State Tax Data — independent comparative tax research by state
- BLS Consumer Expenditure Survey — household income and tax burden by state
- U.S. Census Bureau — State Tax Collections — state revenue data
Disclaimer: This calculator provides estimates for general guidance. Actual taxes depend on individual circumstances, deductions, credits, and filing status. Tax laws change frequently — consult a licensed CPA, EA, or your Rhode Island state revenue agency for binding tax advice.
Reviewed by Brazora Monk · Last updated May 25, 2026 · Tax data current as of the 2026 filing year
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Reviewed data sources
Reviewed May 25, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What is the income tax rate in Rhode Island?
Rhode Island has a progressive income tax with a top rate of 5.99%. Tax rates increase as income rises through various brackets. 2026 brackets: 3.75% to $82,050, 4.75% to $186,450, 5.99% above $186,450. Estate tax and high property-tax context matter.
How much state tax will I pay in Rhode Island on $74,008?
On income of $74,008 filing single in Rhode Island, you would pay approximately $2,355 in state income tax (effective rate of 3.2%). This is after the state standard deduction of $11,200.
Does Rhode Island tax capital gains?
Taxed as regular income. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Rhode Island compare to neighboring states for taxes?
Rhode Island's neighboring states include Massachusetts (5% top rate), Connecticut (6.99% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Rhode Island state income tax filing deadline for 2026?
Tax year 2026 Rhode Island state income tax returns are generally due April 15, 2027, matching the federal filing season for 2026 returns. If the due date falls on a weekend or holiday, the deadline shifts to the next business day. Extensions typically extend time to file, not time to pay tax owed.
Where can I verify Rhode Island 2026 income tax forms and rates?
Verify current Rhode Island tax forms, instructions, and filing updates with Rhode Island Division of Taxation. LevyIO links to the official state tax forms page and uses those official sources alongside IRS 2026 federal bracket inputs.
Does Rhode Island tax retirement income, Social Security, and pensions?
Rhode Island taxes retirement income with state-specific exclusions. Social Security treatment varies by state. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 5.99% top rate unless the state offers retirement, military, public pension, or low-income senior exclusions. Check Rhode Island's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Rhode Island in 2026?
Rhode Island offers standard deduction of $11,200 (single) / $22,400 (married). Additional state-specific items typically include: Rhode Island-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Rhode Island's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Rhode Island for an out-of-state employer, what tax do I pay?
As a Rhode Island resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Rhode Island. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Rhode Island's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.
What are the Rhode Island income tax brackets for 2026?
Rhode Island tax year 2026 uses 3.75% on taxable income up to $82,050, 4.75% on taxable income from $82,050 to $186,450, and 5.99% on taxable income above $186,450. The same rate schedule applies across filing statuses.
What Rhode Island standard deduction does this calculator use for 2026?
LevyIO uses the Rhode Island 2026 inflation-adjusted standard deduction inputs of $11,200 for single filers and $22,400 for married filing jointly. Rhode Island personal exemptions, modifications, and phaseouts can still change the filed return.
Does Rhode Island require estimated tax payments?
Rhode Island estimated tax can be required when expected Rhode Island tax exceeds withholding and allowable credits by $250 or more. Use the calculator for planning, then verify payment requirements against RI-1040ES or current Division of Taxation instructions.