Taxes in Dayton, Ohio
Complete tax guide for Dayton, OH. State income tax up to 3.5%, 1.82% property tax, 7.5% sales tax. Calculate your total tax burden.
State Income Tax
3.5%
Ohio
Property Tax
1.82%
Effective rate
Sales Tax
7.5%
Combined rate
Tax Burden
Low
Dayton, OH Tax Overview
Dayton city income tax of 2.25%; very affordable housing
Population
137,644
Median Income
$33,012
Cost of Living
77.2 (100 = avg)
State Income Tax
3.5%
Local Income Tax
2.25%
Median Home Price
$85,000
Dayton Tax Calculator
Pre-filled with Dayton median: $33,012
Total Tax Burden in Dayton
$6,347
Take-Home: $26,665 · Effective Rate: 19.22%
Federal Tax
$1,923
5.82% eff.
OH State + Local
$1,898
5.75% eff.
FICA
$2,525
7.65% eff.
Take-Home
$26,665
80.78% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $33,012.00 | $2,751.00 |
| Federal Income Tax | -$1,922.94 | -$160.25 |
| Ohio State Tax | -$1,155.42 | -$96.29 |
| Dayton Local Tax (2.25%) | -$742.77 | -$61.90 |
| Social Security (6.2%) | -$2,046.74 | -$170.56 |
| Medicare (1.45%) | -$478.67 | -$39.89 |
| Take-Home Pay | $26,665.45 | $2,222.12 |
Property Tax in Dayton
Median Home
$85,000
Annual Tax
$1,547
Monthly Tax
$129
Effective Rate
1.82%
Sales Tax in Dayton
Combined Rate
7.5%
State Portion
~5.0%
Local Portion
~2.5%
The combined sales tax rate in Dayton is 7.5%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.50 in sales tax.
Tax Burden Comparison
| Tax Type | Dayton | Ohio Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.5% + 2.25% | 3.5% | 4.6% |
| Property Tax | 1.82% | ~1.82% | 1.1% |
| Sales Tax | 7.5% | ~7.5% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Dayton Residents
- Ohio's income tax rate of 3.5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Dayton has a local income tax of 2.25%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Dayton (1.82%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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LowCalculate Your Full Ohio Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Dayton, OH?
Dayton, Ohio has a state income tax rate up to 3.5%, plus a local income tax of 2.25%. The property tax rate is 1.82% and the combined sales tax rate is 7.5%. Dayton city income tax of 2.25%; very affordable housing
How much is property tax in Dayton?
The effective property tax rate in Dayton is 1.82%. On the median home price of $85,000, this equals approximately $1,547 per year or $129 per month. This is above the national average of 1.1%.
What is the sales tax rate in Dayton?
The combined sales tax rate in Dayton is 7.5%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Dayton's tax burden compare to other cities?
Dayton has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26.5%. The combination of 3.5% state income tax, 1.82% property tax, and 7.5% sales tax determines the total burden. Cost of living index is 77.2 (100 = national average).
Are there any local taxes in Dayton?
Yes. Dayton imposes a local income tax of 2.25% in addition to the state income tax of 3.5%. Dayton city income tax of 2.25%; very affordable housing