Ohio Income Tax Calculator
Calculate your total tax burden in Ohio. See OH state income tax (3.5% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Ohio uses 3 progressive income tax brackets up to 3.5% in 2026. State standard deduction: $0 single / $0 married. Stacks on federal tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 1.53% and combined sales tax averages 7.24%. First $26,050 tax-free. Low top rate 3.5%. Many cities levy 2-3% income tax.
Ohio Income Tax Calculator
Pre-filled with Ohio median: $62,262
Your Total Tax Burden
$11,192
Take-Home: $51,070 · Effective Rate: 18.0%
Federal Tax
$5,433
8.7% eff.
OH State Tax
$996
1.6% eff.
FICA
$4,763
7.7% eff.
Take-Home
$51,070
82.0% kept
Tax Breakdown
Ohio Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $62,262.00 | $5,188.50 |
| Federal Income Tax | -$5,432.94 | -$452.74 |
| Ohio State Tax | -$995.83 | -$82.99 |
| Social Security (6.2%) | -$3,860.24 | -$321.69 |
| Medicare (1.45%) | -$902.80 | -$75.23 |
| Take-Home Pay | $51,070.19 | $4,255.85 |
Marginal Tax Rate
3.5%
OH state only
Effective Tax Rate
18.0%
All taxes combined
Ohio Tax System Overview
Ohio has a generous $26,050 zero-bracket, then 2.75% to $100K and 3.5% above. Many cities levy their own income taxes of 1-3%. Property taxes are high at 1.53%. Social Security is exempt.
Ohio Income Tax Brackets (Single)
| Tax Rate | Income Range |
|---|---|
| 0% | $0 – $26,050 |
| 2.75% | $26,050 – $100,000 |
| 3.5% | $100,000 – and above |
Top Income Tax
3.5%
Property Tax
1.53%
Sales Tax (Avg)
7.24%
Median Income
$62,262
Other Taxes in Ohio
Capital Gains Tax
Taxed as regular income
Property Tax
Average effective rate of 1.53%. On a $300,000 home, this equals approximately $4,590 per year, or $383 per month.
Sales Tax
State rate of 5.75%, with a combined average of 7.24% including local taxes.
Filing Tips for Ohio
The $26,050 zero-bracket benefits low earners. Check your city's income tax rate. Social Security is exempt. Consider municipal tax when choosing where to live.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and OH state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Ohio to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $62,262 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Ohio | 3.5% | $996 | — |
| Michigan | 4.25% | $2,646 | +$1,650 |
| Indiana | 3.05% | $1,899 | +$903 |
| Kentucky | 4% | $2,364 | +$1,368 |
| West Virginia | 5.12% | $2,299 | +$1,303 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in Ohio?
Ohio has a progressive income tax with a top rate of 3.5%. Tax rates increase as income rises through various brackets. First $26,050 tax-free. Low top rate 3.5%. Many cities levy 2-3% income tax.
How much state tax will I pay in Ohio on $62,262?
On income of $62,262 filing single in Ohio, you would pay approximately $996 in state income tax (effective rate of 1.6%). This is after the state standard deduction of $0.
Does Ohio tax capital gains?
Taxed as regular income. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Ohio compare to neighboring states for taxes?
Ohio's neighboring states include Michigan (4.25% top rate), Indiana (3.05% top rate), Kentucky (4% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Ohio state income tax filing deadline for 2026?
Ohio state income tax returns are due April 15, 2026 (matching the federal deadline). If April 15 falls on a weekend or holiday, the deadline shifts to the next business day. Extensions: Ohio typically grants automatic 6-month extensions to October 15, 2026, but tax owed must still be paid by April 15 to avoid penalties.
Does Ohio tax retirement income, Social Security, and pensions?
Ohio taxes retirement income with state-specific exclusions. Social Security: only 11 states tax SS benefits in 2026 (CO, CT, KS, MN, MT, NM, RI, UT, VT, WV, MO partially); Ohio's treatment varies. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 3.5% top rate, with possible exclusions for federal/military pensions or low-income seniors. Check Ohio's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Ohio in 2026?
Ohio offers standard deduction of $0 (single) / $0 (married). Additional state-specific items typically include: Ohio-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Ohio's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Ohio for an out-of-state employer, what tax do I pay?
As a Ohio resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Ohio. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Ohio's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.