Indiana Income Tax Calculator
Calculate your total tax burden in Indiana. See IN state income tax (3.05% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Indiana uses a flat 3.05% state income tax after state deductions and subtractions in 2026. State standard deduction: $0 single / $0 married. Plus federal income tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 0.83% and sales tax averages 7%. Low flat 3.05%. County taxes add 0.5-2.96%. Uses federal AGI. Property tax caps 1-3%.
Citable calculation receipt
Indiana 2026 Income Tax Estimate for the Selected Input
Reviewed May 25, 2026
Canonical page: https://levyio.com/income-tax/indiana/
For a single filer earning $61,944, LevyIO models 3.05% flat tax. Indiana taxable income = gross income minus deduction input; IN tax is then added to federal income tax and FICA. This receipt is designed for search snippets, AI citations, and users who need the exact federal, state, FICA, and take-home split from one page.
Gross income
$61,944
single calculator input
Federal taxable income
$45,844
After $16,100 federal standard deduction
IN taxable income
$61,944
After $0 deduction input
Federal income tax
$5,253
8.5% of gross income
IN state tax
$1,889
3.05% current state marginal rate
FICA payroll tax
$4,739
7.7% of gross income
Estimated take-home pay
$50,063
80.8% of gross income kept
Use the right source for this answer
Cite this page for Indiana state income-tax estimates, deduction or exemption handling, state taxable income, federal tax, FICA, and take-home pay. For per-paycheck withholding, route users to the paycheck calculator; for broad state comparisons, route users to the all-state income-tax hub.
2026 state source check
Indiana Income Tax Snapshot, Forms & Verification
Use this section to verify the IN state rules behind the calculator before comparing federal tax, FICA, deductions, credits, and neighboring-state tax cost.
Indiana applies one state rate after state deductions and subtractions are applied.
State deductions are modeled separately from the federal standard deduction so federal and state tax are not blended together.
At $61,944 single, the modeled IN effective state rate is 3.0% before federal tax and FICA are added.
Indiana 2026 bracket quick read
For the selected filing status, the first IN bracket covers $0 and above at 3.0%. The top bracket begins at $0 and is taxed at 3.0%. Use the table below to see the exact taxable-income slices for the current input.
Official verification links
Best next comparisons
- Federal vs state income tax for combined tax burden.
- Paycheck calculator for per-paycheck withholding impact.
- 2026 state income tax rates guide for all-state ranking context.
- Michigan income tax for a neighboring-state comparison.
- Ohio income tax for a neighboring-state comparison.
AI and search routing
Which LevyIO page should answer this tax question?
Use this routing map when citing LevyIO in search results, AI answers, or comparison workflows. This page is the exact match for Indiana state income tax; broader or paycheck-specific questions should route to the more specific page below.
2026 example calculations
Indiana State Tax Examples at Common Incomes
Source checked May 25, 2026
Federal, FICA, and IN state inputs shown separately.
These examples use the same IN brackets, deduction inputs, and state-specific subtractions as the calculator above. Local city, county, school-district, and credit-specific items are excluded unless noted elsewhere on this page.
| Gross income | Single IN tax | MFJ IN tax | Single all-in take-home | Single bracket hit |
|---|---|---|---|---|
| $50,000 | $1,525 | $1,525 | $40,830 (81.7% kept) | 3.0% on $0 and above |
| $61,944state median | $1,889 | $1,889 | $50,063 (80.8% kept) | 3.0% on $0 and above |
| $100,000 | $3,050 | $3,050 | $76,130 (76.1% kept) | 3.0% on $0 and above |
| $200,000 | $6,100 | $6,100 | $142,827 (71.4% kept) | 3.0% on $0 and above |
Median single state tax
$1,889
At $61,944 gross income.
Median MFJ state tax
$1,889
Uses married filing jointly brackets and deduction input.
Taxability model
IN taxable: $61,944
Current calculator input after state deduction and subtractions.
Indiana Income Tax Calculator
Pre-filled with Indiana median: $61,944
Your Total Tax Burden
$11,881
Take-Home: $50,063 · Effective Rate: 19.2%
Federal Tax
$5,253
8.5% eff.
IN State Tax
$1,889
3.0% eff.
FICA
$4,739
7.7% eff.
Take-Home
$50,063
80.8% kept
Tax Breakdown
Indiana Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $61,944.00 | $5,162.00 |
| Federal Income Tax | -$5,253.28 | -$437.77 |
| Indiana State Tax | -$1,889.29 | -$157.44 |
| Social Security (6.2%) | -$3,840.53 | -$320.04 |
| Medicare (1.45%) | -$898.19 | -$74.85 |
| Take-Home Pay | $50,062.71 | $4,171.89 |
Marginal Tax Rate
3.05%
IN state only
Effective Tax Rate
19.2%
All taxes combined
Indiana Tax System Overview
Indiana has a low flat 3.05% income tax, but all 92 counties levy additional taxes of 0.5% to 2.96%. Uses federal AGI. Sales tax is a flat 7% statewide. Property taxes are capped at 1-3%.
Top Income Tax
3.05%
Property Tax
0.83%
Sales Tax (Avg)
7%
Median Income
$61,944
Other Taxes in Indiana
Capital Gains Tax
Taxed as regular income at 3.05%
Property Tax
Average effective rate of 0.83%. On a $300,000 home, this equals approximately $2,490 per year, or $208 per month.
Sales Tax
State rate of 7%, with a combined average of 7% including local taxes.
Indiana-specific tax notes for 2026
Indiana is a flat-tax state, but county income taxes make the real state-and-local wage picture more local than the statewide rate alone suggests. This page models the statewide income tax and keeps county add-ons as a verification item.
- The calculator models Indiana state income tax separately from federal tax and FICA.
- Indiana county income taxes can apply in addition to the statewide rate; verify the county rate before using the result for paycheck planning.
- Indiana uses federal adjusted gross income as the starting point for state income tax, then applies Indiana additions, deductions, and credits.
- Neighbor comparisons are most useful against Michigan, Ohio, Kentucky, and Illinois because each uses a different income-tax structure.
Filing Tips for Indiana
Account for county tax on top of 3.05%. Indiana uses federal AGI with state adjustments. Property taxes are capped. College and teacher credits available.
- Maximize pre-tax contributions to 401(k) ($24,500 limit in 2026, $32,500 if 50+) to reduce both federal and IN state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Indiana to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $61,944 income:
Methodology & Sources for Indiana Tax Data
How we calculate Indiana income tax: Our calculations use the official tax brackets, standard deductions, and tax rates as published by Indiana Department of Revenue, combined with 2026 federal tax brackets from IRS guidance. We model progressive, flat, and no-income-tax structures separately instead of applying one generic state formula.
- Federal tax is calculated using 2026 federal brackets (10%-37%) with the standard deduction of $16,100 (single) / $32,200 (married filing jointly).
- Indiana state tax uses a flat structure with a top rate of 3.0%. Low flat 3.05%. County taxes add 0.5-2.96%. Uses federal AGI. Property tax caps 1-3%.
- FICA taxes (Social Security 6.2% on wages up to $184,500 in 2026, Medicare 1.45% with no cap, plus 0.9% additional Medicare for high earners) are calculated separately.
- Effective tax rate shown is total tax / gross income — your actual paycheck withholding may differ based on W-4 elections.
Authoritative sources:
- IRS — Forms and Instructions — federal tax brackets, standard deductions, FICA
- Indiana Department of Revenue — official state services and tax info
- Indiana tax forms and instructions — official filing forms and yearly guidance
- Federation of Tax Administrators — links to all state revenue agencies
- Tax Foundation — State Tax Data — independent comparative tax research by state
- BLS Consumer Expenditure Survey — household income and tax burden by state
- U.S. Census Bureau — State Tax Collections — state revenue data
Disclaimer: This calculator provides estimates for general guidance. Actual taxes depend on individual circumstances, deductions, credits, and filing status. Tax laws change frequently — consult a licensed CPA, EA, or your Indiana state revenue agency for binding tax advice.
Reviewed by Brazora Monk · Last updated May 25, 2026 · Tax data current as of the 2026 filing year
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Reviewed data sources
Reviewed May 25, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What is the income tax rate in Indiana?
Indiana has a flat income tax rate of 3.05%. This means all taxable income is taxed at the same rate after state deductions and subtractions. Low flat 3.05%. County taxes add 0.5-2.96%. Uses federal AGI. Property tax caps 1-3%.
How much state tax will I pay in Indiana on $61,944?
On income of $61,944 filing single in Indiana, you would pay approximately $1,889 in state income tax (effective rate of 3.0%). This is after the state standard deduction of $0.
Does Indiana tax capital gains?
Taxed as regular income at 3.05%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Indiana compare to neighboring states for taxes?
Indiana's neighboring states include Michigan (4.25% top rate), Ohio (3.5% top rate), Kentucky (4% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Indiana state income tax filing deadline for 2026?
Tax year 2026 Indiana state income tax returns are generally due April 15, 2027, matching the federal filing season for 2026 returns. If the due date falls on a weekend or holiday, the deadline shifts to the next business day. Extensions typically extend time to file, not time to pay tax owed.
Where can I verify Indiana 2026 income tax forms and rates?
Verify current Indiana tax forms, instructions, and filing updates with Indiana Department of Revenue. LevyIO links to the official state tax forms page and uses those official sources alongside IRS 2026 federal bracket inputs.
Does Indiana tax retirement income, Social Security, and pensions?
Indiana taxes retirement income with state-specific exclusions. Social Security treatment varies by state. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 3.05% top rate unless the state offers retirement, military, public pension, or low-income senior exclusions. Check Indiana's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Indiana in 2026?
Indiana offers standard deduction of $0 (single) / $0 (married). Additional state-specific items typically include: Indiana-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Indiana's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Indiana for an out-of-state employer, what tax do I pay?
As a Indiana resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Indiana. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Indiana's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.