Taxes in El Paso, Texas
Complete tax guide for El Paso, TX. No state income tax, 1.95% property tax, 8.25% sales tax. Calculate your total tax burden.
State Income Tax
None
Texas
Property Tax
1.95%
Effective rate
Sales Tax
8.25%
Combined rate
Tax Burden
Low
El Paso, TX Tax Overview
No state income tax; border city; very affordable
Population
678,815
Median Income
$47,568
Cost of Living
82.5 (100 = avg)
State Income Tax
None
Median Home Price
$170,000
El Paso Tax Calculator
Pre-filled with El Paso median: $47,568
Total Tax Burden in El Paso
$7,309
Take-Home: $40,259 · Effective Rate: 15.36%
Federal Tax
$3,670
7.71% eff.
TX State
$0
0.00% eff.
FICA
$3,639
7.65% eff.
Take-Home
$40,259
84.64% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $47,568.00 | $3,964.00 |
| Federal Income Tax | -$3,669.66 | -$305.81 |
| Texas State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$2,949.22 | -$245.77 |
| Medicare (1.45%) | -$689.74 | -$57.48 |
| Take-Home Pay | $40,259.39 | $3,354.95 |
Property Tax in El Paso
Median Home
$170,000
Annual Tax
$3,315
Monthly Tax
$276
Effective Rate
1.95%
Sales Tax in El Paso
Combined Rate
8.25%
State Portion
~5.8%
Local Portion
~2.5%
The combined sales tax rate in El Paso is 8.25%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.25 in sales tax.
Tax Burden Comparison
| Tax Type | El Paso | Texas Avg | National Avg |
|---|---|---|---|
| Income Tax | None | None | 4.6% |
| Property Tax | 1.95% | ~1.95% | 1.1% |
| Sales Tax | 8.25% | ~8.25% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for El Paso Residents
- Texas has no state income tax, meaning your income is only subject to federal taxes and FICA. Consider investing your tax savings into a Roth IRA for tax-free growth.
- Property tax in El Paso (1.95%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 8.25% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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Very HighCalculate Your Full Texas Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in El Paso, TX?
El Paso, Texas has no state income tax. The property tax rate is 1.95% and the combined sales tax rate is 8.25%. No state income tax; border city; very affordable
How much is property tax in El Paso?
The effective property tax rate in El Paso is 1.95%. On the median home price of $170,000, this equals approximately $3,315 per year or $276 per month. This is above the national average of 1.1%.
What is the sales tax rate in El Paso?
The combined sales tax rate in El Paso is 8.25%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does El Paso's tax burden compare to other cities?
El Paso has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26.4%. The absence of state income tax significantly reduces the overall burden. Cost of living index is 82.5 (100 = national average).
Are there any local taxes in El Paso?
El Paso does not impose a separate local or city income tax. Residents pay no state income tax, federal income tax, and FICA (Social Security and Medicare). No state income tax; border city; very affordable