Texas Income Tax Calculator
Calculate your total tax burden in Texas. See TX state income tax (no state income tax), federal tax, and FICA combined. Free, instant, private.
The state of Texas has no state income tax in 2026, making it one of nine no-income-tax US states. Residents only pay federal income tax (10% to 37% across 7 brackets) plus FICA (Social Security 6.2% up to $$176,100 wage base, Medicare 1.45%). Property tax averages 1.68% and combined state + local sales tax averages 8.2%. No income tax (constitutionally prohibited). Second-highest property taxes (1.68%). High sales tax.
Texas Income Tax Calculator
Pre-filled with Texas median: $67,321
Your Total Tax Burden
$11,575
Take-Home: $55,746 · Effective Rate: 17.2%
Federal Tax
$6,425
9.5% eff.
TX State Tax
$0
No tax
FICA
$5,150
7.7% eff.
Take-Home
$55,746
82.8% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $67,321.00 | $5,610.08 |
| Federal Income Tax | -$6,424.62 | -$535.39 |
| Texas State Tax | $0.00 | $0.00 |
| Social Security (6.2%) | -$4,173.90 | -$347.83 |
| Medicare (1.45%) | -$976.15 | -$81.35 |
| Take-Home Pay | $55,746.32 | $4,645.53 |
Marginal Tax Rate
0%
TX state only
Effective Tax Rate
17.2%
All taxes combined
Texas Tax System Overview
Texas has no personal income tax, prohibited by constitution. Second-highest property taxes at 1.68%. Combined sales taxes at 8.2%. One of the fastest-growing states.
Top Income Tax
None
Property Tax
1.68%
Sales Tax (Avg)
8.2%
Median Income
$67,321
Other Taxes in Texas
Capital Gains Tax
No state tax on capital gains
Property Tax
Average effective rate of 1.68%. On a $300,000 home, this equals approximately $5,040 per year, or $420 per month.
Sales Tax
State rate of 6.25%, with a combined average of 8.2% including local taxes.
Filing Tips for Texas
No income tax saves significantly. High property taxes offset for homeowners. Texas offers homestead exemption and property tax freeze for 65+. Protest assessments annually.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and federal taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Take advantage of no state income tax. Consider investing your tax savings in a Roth IRA for tax-free growth, since you already benefit from no state tax on contributions.
Compare Texas to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $67,321 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Texas | None | $0 | — |
| Oklahoma | 4.75% | $2,708 | +$2,708 |
| Arkansas | 4.7% | $2,488 | +$2,488 |
| Louisiana | 3% | $1,582 | +$1,582 |
| New Mexico | 5.9% | $2,304 | +$2,304 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in Texas?
Texas has no state income tax. Residents only pay federal income tax and FICA taxes (Social Security and Medicare). This makes Texas one of nine states with no income tax, along with Alaska, Florida, Nevada, New Hampshire, and others.
How much state tax will I pay in Texas on $67,321?
You would pay $0 in state income tax in Texas since there is no state income tax. Your total tax burden would only include federal income tax and FICA.
Does Texas tax capital gains?
No state tax on capital gains. Since there is no state income tax, capital gains are not taxed at the state level either.
How does Texas compare to neighboring states for taxes?
Texas's neighboring states include Oklahoma (4.75% top rate), Arkansas (4.7% top rate), Louisiana (3% top rate). As a no-income-tax state, Texas is among the most tax-friendly. Use the calculator above to compare your specific tax liability across states.
What is the Texas state income tax filing deadline for 2026?
Texas has no state income tax, so there is no state filing deadline. Residents only need to file federal Form 1040 by April 15, 2026 (or October 15, 2026 with extension).
Does Texas tax retirement income, Social Security, and pensions?
Texas does not tax retirement income, Social Security benefits, or pension distributions because there is no state income tax. This makes Texas attractive for retirees seeking tax-friendly states alongside Florida, Nevada, Texas, Tennessee, and others.
What deductions and credits are unique to Texas in 2026?
Since Texas has no state income tax, no state-level deductions or credits apply. However, Texas residents can still claim federal deductions including the standard deduction ($15,000 single / $30,000 married for 2026), itemized deductions, and federal tax credits like Child Tax Credit and EITC.
If I work remotely in Texas for an out-of-state employer, what tax do I pay?
As a Texas resident working remotely for an out-of-state employer, you generally pay tax to your work-state's jurisdiction (sometimes called "convenience of employer rule"), then claim a credit on Texas... but since Texas has no income tax, there is nothing to credit. Net effect: you pay only the work-state's tax. NY, PA-Philadelphia, OH-Cincinnati apply convenience-of-employer rules — verify with employer.