Taxes in Fort Collins, Colorado
Complete tax guide for Fort Collins, CO. State income tax up to 4.4%, 0.52% property tax, 7.55% sales tax. Calculate your total tax burden.
State Income Tax
4.4%
Colorado
Property Tax
0.52%
Effective rate
Sales Tax
7.55%
Combined rate
Tax Burden
Moderate
Fort Collins, CO Tax Overview
University town; outdoor lifestyle
Population
169,810
Median Income
$68,003
Cost of Living
108.7 (100 = avg)
State Income Tax
4.4%
Median Home Price
$485,000
Fort Collins Tax Calculator
Pre-filled with Fort Collins median: $68,003
Total Tax Burden in Fort Collins
$14,769
Take-Home: $53,234 · Effective Rate: 21.72%
Federal Tax
$6,575
9.67% eff.
CO State
$2,992
4.40% eff.
FICA
$5,202
7.65% eff.
Take-Home
$53,234
78.28% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $68,003.00 | $5,666.92 |
| Federal Income Tax | -$6,574.66 | -$547.89 |
| Colorado State Tax | -$2,992.13 | -$249.34 |
| Social Security (6.2%) | -$4,216.19 | -$351.35 |
| Medicare (1.45%) | -$986.04 | -$82.17 |
| Take-Home Pay | $53,233.98 | $4,436.16 |
Property Tax in Fort Collins
Median Home
$485,000
Annual Tax
$2,522
Monthly Tax
$210
Effective Rate
0.52%
Sales Tax in Fort Collins
Combined Rate
7.55%
State Portion
~5.0%
Local Portion
~2.5%
The combined sales tax rate in Fort Collins is 7.55%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.55 in sales tax.
Tax Burden Comparison
| Tax Type | Fort Collins | Colorado Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.4% | 4.4% | 4.6% |
| Property Tax | 0.52% | ~0.52% | 1.1% |
| Sales Tax | 7.55% | ~7.55% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Fort Collins Residents
- Colorado's income tax rate of 4.4% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Fort Collins (0.52%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Colorado Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Fort Collins, CO?
Fort Collins, Colorado has a state income tax rate up to 4.4%. The property tax rate is 0.52% and the combined sales tax rate is 7.55%. University town; outdoor lifestyle
How much is property tax in Fort Collins?
The effective property tax rate in Fort Collins is 0.52%. On the median home price of $485,000, this equals approximately $2,522 per year or $210 per month. This is below the national average of 1.1%.
What is the sales tax rate in Fort Collins?
The combined sales tax rate in Fort Collins is 7.55%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Fort Collins's tax burden compare to other cities?
Fort Collins has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.9%. The combination of 4.4% state income tax, 0.52% property tax, and 7.55% sales tax determines the total burden. Cost of living index is 108.7 (100 = national average).
Are there any local taxes in Fort Collins?
Fort Collins does not impose a separate local or city income tax. Residents pay the state income tax of 4.4%, federal income tax, and FICA (Social Security and Medicare). University town; outdoor lifestyle