Taxes in Gilbert, Arizona
Complete tax guide for Gilbert, AZ. State income tax up to 2.5%, 0.55% property tax, 7.8% sales tax. Calculate your total tax burden.
State Income Tax
2.5%
Arizona
Property Tax
0.55%
Effective rate
Sales Tax
7.8%
Combined rate
Tax Burden
Moderate
Gilbert, AZ Tax Overview
Population
267,918
Median Income
$98,613
Cost of Living
109.1 (100 = avg)
State Income Tax
2.5%
Median Home Price
$445,000
Gilbert Tax Calculator
Pre-filled with Gilbert median: $98,613
Total Tax Burden in Gilbert
$23,318
Take-Home: $75,295 · Effective Rate: 23.65%
Federal Tax
$13,309
13.50% eff.
AZ State
$2,465
2.50% eff.
FICA
$7,544
7.65% eff.
Take-Home
$75,295
76.35% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $98,613.00 | $8,217.75 |
| Federal Income Tax | -$13,308.86 | -$1,109.07 |
| Arizona State Tax | -$2,465.33 | -$205.44 |
| Social Security (6.2%) | -$6,114.01 | -$509.50 |
| Medicare (1.45%) | -$1,429.89 | -$119.16 |
| Take-Home Pay | $75,294.92 | $6,274.58 |
Property Tax in Gilbert
Median Home
$445,000
Annual Tax
$2,448
Monthly Tax
$204
Effective Rate
0.55%
Sales Tax in Gilbert
Combined Rate
7.8%
State Portion
~5.3%
Local Portion
~2.5%
The combined sales tax rate in Gilbert is 7.8%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.80 in sales tax.
Tax Burden Comparison
| Tax Type | Gilbert | Arizona Avg | National Avg |
|---|---|---|---|
| Income Tax | 2.5% | 2.5% | 4.6% |
| Property Tax | 0.55% | ~0.55% | 1.1% |
| Sales Tax | 7.8% | ~7.8% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Gilbert Residents
- Arizona's income tax rate of 2.5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Gilbert (0.55%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Gilbert, AZ?
Gilbert, Arizona has a state income tax rate up to 2.5%. The property tax rate is 0.55% and the combined sales tax rate is 7.8%.
How much is property tax in Gilbert?
The effective property tax rate in Gilbert is 0.55%. On the median home price of $445,000, this equals approximately $2,448 per year or $204 per month. This is below the national average of 1.1%.
What is the sales tax rate in Gilbert?
The combined sales tax rate in Gilbert is 7.8%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Gilbert's tax burden compare to other cities?
Gilbert has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.5%. The combination of 2.5% state income tax, 0.55% property tax, and 7.8% sales tax determines the total burden. Cost of living index is 109.1 (100 = national average).
Are there any local taxes in Gilbert?
Gilbert does not impose a separate local or city income tax. Residents pay the state income tax of 2.5%, federal income tax, and FICA (Social Security and Medicare).