Taxes in Grand Forks, North Dakota
Complete tax guide for Grand Forks, ND. State income tax up to 1.95%, 0.96% property tax, 7% sales tax. Calculate your total tax burden.
State Income Tax
1.95%
North Dakota
Property Tax
0.96%
Effective rate
Sales Tax
7%
Combined rate
Tax Burden
Low
Grand Forks, ND Tax Overview
University of North Dakota
Population
56,553
Median Income
$48,715
Cost of Living
89.7 (100 = avg)
State Income Tax
1.95%
Median Home Price
$225,000
Grand Forks Tax Calculator
Pre-filled with Grand Forks median: $48,715
Total Tax Burden in Grand Forks
$8,484
Take-Home: $40,231 · Effective Rate: 17.42%
Federal Tax
$3,807
7.82% eff.
ND State
$950
1.95% eff.
FICA
$3,727
7.65% eff.
Take-Home
$40,231
82.58% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $48,715.00 | $4,059.58 |
| Federal Income Tax | -$3,807.30 | -$317.28 |
| North Dakota State Tax | -$949.94 | -$79.16 |
| Social Security (6.2%) | -$3,020.33 | -$251.69 |
| Medicare (1.45%) | -$706.37 | -$58.86 |
| Take-Home Pay | $40,231.06 | $3,352.59 |
Property Tax in Grand Forks
Median Home
$225,000
Annual Tax
$2,160
Monthly Tax
$180
Effective Rate
0.96%
Sales Tax in Grand Forks
Combined Rate
7%
State Portion
~4.5%
Local Portion
~2.5%
The combined sales tax rate in Grand Forks is 7%, which is below the national average of 7.12%. On a $100 purchase, you would pay $7.00 in sales tax.
Tax Burden Comparison
| Tax Type | Grand Forks | North Dakota Avg | National Avg |
|---|---|---|---|
| Income Tax | 1.95% | 1.95% | 4.6% |
| Property Tax | 0.96% | ~0.96% | 1.1% |
| Sales Tax | 7% | ~7% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Grand Forks Residents
- North Dakota's income tax rate of 1.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Grand Forks (0.96%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in North Dakota
Calculate Your Full North Dakota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Grand Forks, ND?
Grand Forks, North Dakota has a state income tax rate up to 1.95%. The property tax rate is 0.96% and the combined sales tax rate is 7%. University of North Dakota
How much is property tax in Grand Forks?
The effective property tax rate in Grand Forks is 0.96%. On the median home price of $225,000, this equals approximately $2,160 per year or $180 per month. This is below the national average of 1.1%.
What is the sales tax rate in Grand Forks?
The combined sales tax rate in Grand Forks is 7%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Grand Forks's tax burden compare to other cities?
Grand Forks has a low overall tax burden. The effective total tax rate for a median-income household is approximately 24.7%. The combination of 1.95% state income tax, 0.96% property tax, and 7% sales tax determines the total burden. Cost of living index is 89.7 (100 = national average).
Are there any local taxes in Grand Forks?
Grand Forks does not impose a separate local or city income tax. Residents pay the state income tax of 1.95%, federal income tax, and FICA (Social Security and Medicare). University of North Dakota