Taxes in Great Falls, Montana
Complete tax guide for Great Falls, MT. State income tax up to 5.9%, 0.91% property tax, no sales tax. Calculate your total tax burden.
State Income Tax
5.9%
Montana
Property Tax
0.91%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
Low
Great Falls, MT Tax Overview
No sales tax; moderate cost of living
Population
60,442
Median Income
$47,218
Cost of Living
88.5 (100 = avg)
State Income Tax
5.9%
Median Home Price
$210,000
Great Falls Tax Calculator
Pre-filled with Great Falls median: $47,218
Total Tax Burden in Great Falls
$10,026
Take-Home: $37,192 · Effective Rate: 21.23%
Federal Tax
$3,628
7.68% eff.
MT State
$2,786
5.90% eff.
FICA
$3,612
7.65% eff.
Take-Home
$37,192
78.77% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $47,218.00 | $3,934.83 |
| Federal Income Tax | -$3,627.66 | -$302.31 |
| Montana State Tax | -$2,785.86 | -$232.16 |
| Social Security (6.2%) | -$2,927.52 | -$243.96 |
| Medicare (1.45%) | -$684.66 | -$57.06 |
| Take-Home Pay | $37,192.30 | $3,099.36 |
Property Tax in Great Falls
Median Home
$210,000
Annual Tax
$1,911
Monthly Tax
$159
Effective Rate
0.91%
Sales Tax in Great Falls
No Sales Tax
Montana does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Great Falls | Montana Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.9% | 5.9% | 4.6% |
| Property Tax | 0.91% | ~0.91% | 1.1% |
| Sales Tax | None | None | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Great Falls Residents
- Montana's income tax rate of 5.9% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Great Falls (0.91%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Great Falls has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Montana
Calculate Your Full Montana Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Great Falls, MT?
Great Falls, Montana has a state income tax rate up to 5.9%. The property tax rate is 0.91% and the combined sales tax rate is 0% (no sales tax). No sales tax; moderate cost of living
How much is property tax in Great Falls?
The effective property tax rate in Great Falls is 0.91%. On the median home price of $210,000, this equals approximately $1,911 per year or $159 per month. This is below the national average of 1.1%.
What is the sales tax rate in Great Falls?
Great Falls has no sales tax. Montana is one of the few states that does not impose a state or local sales tax.
How does Great Falls's tax burden compare to other cities?
Great Falls has a low overall tax burden. The effective total tax rate for a median-income household is approximately 24.7%. The combination of 5.9% state income tax, 0.91% property tax, and 0% sales tax determines the total burden. Cost of living index is 88.5 (100 = national average).
Are there any local taxes in Great Falls?
Great Falls does not impose a separate local or city income tax. Residents pay the state income tax of 5.9%, federal income tax, and FICA (Social Security and Medicare). No sales tax; moderate cost of living