Taxes in Billings, Montana
Complete tax guide for Billings, MT. State income tax up to 5.9%, 0.78% property tax, no sales tax. Calculate your total tax burden.
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Taxes in Billings, MT: income, FICA, property, and sales tax
For wage-income planning, this page estimates federal income tax, Montana state income tax, and FICA. It also shows property-tax and sales-tax estimates because local household tax burden depends on address-level property assessments, sales-tax districts, exemptions, and item categories.
State Income Tax
5.9%
Montana
Property Tax
0.78%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
Low
Billings, MT Tax Overview
No sales tax statewide; largest city in Montana
Population
119,116
Median Income
$59,218
Cost of Living
96.5 (100 = avg)
State Income Tax
5.9%
Median Home Price
$295,000
Billings Tax Calculator
Pre-filled with Billings median: $59,218
Total Tax Burden in Billings
$12,950
Take-Home: $46,268 · Effective Rate: 21.87%
Federal Tax
$4,926
8.32% eff.
MT State
$3,494
5.90% eff.
FICA
$4,530
7.65% eff.
Take-Home
$46,268
78.13% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $59,218.00 | $4,934.83 |
| Federal Income Tax | -$4,926.16 | -$410.51 |
| Montana State Tax | -$3,493.86 | -$291.16 |
| Social Security (6.2%) | -$3,671.52 | -$305.96 |
| Medicare (1.45%) | -$858.66 | -$71.56 |
| Take-Home Pay | $46,267.80 | $3,855.65 |
Property Tax in Billings
Median Home
$295,000
Annual Tax
$2,301
Monthly Tax
$192
Effective Rate
0.78%
Sales Tax in Billings
No Sales Tax
Montana does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Billings | Montana Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.9% | 5.9% | 4.6% |
| Property Tax | 0.78% | ~0.78% | 1.1% |
| Sales Tax | None | None | 7.12% |
| Overall Burden | Low | — | Moderate |
About Taxes in Billings
Billings has a population of approximately 119,116 residents with a median household income of $59,218. The cost of living index is 96.5 (3.5% lower than the national average of 100).
Local context: No sales tax statewide; largest city in Montana
Tax burden classification: Low. Effective combined tax rate of 24.5% includes federal, state, FICA, property, and sales taxes for a typical Billings household.
Official Tax Resources for Montana
For authoritative Montana tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Montana Department of Revenue — official state revenue agency
- Montana Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Billings Residents
- Montana's income tax rate of 5.9% is above average. Maximize pre-tax retirement contributions (401k up to $24,500, IRA up to $7,500) to reduce both federal and state taxable income.
- Property tax in Billings (0.78%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Billings has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Find Your Local Tax Authority in Billings
The 0.78% property tax rate shown above is a city-profile effective estimate. Your actual Billings property tax bill is set by your county assessor and may include additional levies from your school district, municipal utility district (MUD), or special assessment district. Use these official lookup tools to confirm exact rates for your specific address:
Look up the county your Billings address belongs to and find your assessor's office:
- • NACo County Explorer — search by address
- • USA.gov — Montana local govt directory
School districts add their own millage rate to property tax:
- • NCES District Locator — federal database
- • NCES School Locator (EDGE)
Municipal Utility Districts and special assessment districts are common in fast-growing Montana suburbs:
- • Census — Census of Governments
- • Check your tax bill for line items beyond county + school district
Disagree with your assessment? You can appeal:
- • Property Tax Appeal Guide
- • Most counties allow 30-60 days post-assessment to file appeal
Why this matters: Two homes valued the same in Billings can pay different property tax depending on which school district + MUD they fall within. Always verify with your specific address — the address-level rate may be 10-30% higher than the city average shown here.
Other Cities in Montana
Sources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $184,500 wage base, 1.45% Medicare), and Montana state tax provisions. Property tax estimates use Billings's median home value of $295,000and the local effective property tax rate of 0.78%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Montana Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-05-27
Calculate Your Full Montana Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Reviewed data sources
Reviewed May 27, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What are the tax rates in Billings, MT?
Billings, Montana has a state income tax rate up to 5.9%. The property tax rate is 0.78% and the combined sales tax rate is 0% (no sales tax). No sales tax statewide; largest city in Montana
How much is property tax in Billings?
The effective property tax rate in Billings is 0.78%. On the median home price of $295,000, this equals approximately $2,301 per year or $192 per month. This is below the national average of 1.1%.
What is the sales tax rate in Billings?
Billings has no sales tax. Montana is one of the few states that does not impose a state or local sales tax.
How does Billings's tax burden compare to other cities?
Billings has a low overall tax burden. The effective total tax rate for a median-income household is approximately 24.5%. The combination of 5.9% state income tax, 0.78% property tax, and 0% sales tax determines the total burden. Cost of living index is 96.5 (100 = national average).
Are there any local taxes in Billings?
Billings does not impose a separate local or city income tax. Residents pay the state income tax of 5.9%, federal income tax, and FICA (Social Security and Medicare). No sales tax statewide; largest city in Montana