Taxes in Missoula, Montana
Complete tax guide for Missoula, MT. State income tax up to 5.9%, 0.82% property tax, no sales tax. Calculate your total tax burden.
State Income Tax
5.9%
Montana
Property Tax
0.82%
Effective rate
Sales Tax
None
Combined rate
Tax Burden
Moderate
Missoula, MT Tax Overview
No sales tax; University of Montana; high home prices
Population
75,516
Median Income
$51,312
Cost of Living
112.3 (100 = avg)
State Income Tax
5.9%
Median Home Price
$425,000
Missoula Tax Calculator
Pre-filled with Missoula median: $51,312
Total Tax Burden in Missoula
$11,072
Take-Home: $40,240 · Effective Rate: 21.58%
Federal Tax
$4,119
8.03% eff.
MT State
$3,027
5.90% eff.
FICA
$3,925
7.65% eff.
Take-Home
$40,240
78.42% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $51,312.00 | $4,276.00 |
| Federal Income Tax | -$4,118.94 | -$343.25 |
| Montana State Tax | -$3,027.41 | -$252.28 |
| Social Security (6.2%) | -$3,181.34 | -$265.11 |
| Medicare (1.45%) | -$744.02 | -$62.00 |
| Take-Home Pay | $40,240.28 | $3,353.36 |
Property Tax in Missoula
Median Home
$425,000
Annual Tax
$3,485
Monthly Tax
$290
Effective Rate
0.82%
Sales Tax in Missoula
No Sales Tax
Montana does not impose a state or local sales tax.
Tax Burden Comparison
| Tax Type | Missoula | Montana Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.9% | 5.9% | 4.6% |
| Property Tax | 0.82% | ~0.82% | 1.1% |
| Sales Tax | None | None | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Missoula Residents
- Montana's income tax rate of 5.9% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Missoula (0.82%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Missoula has no sales tax, which can save thousands annually on everyday purchases and large-ticket items like electronics, furniture, and vehicles.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Montana
Calculate Your Full Montana Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Missoula, MT?
Missoula, Montana has a state income tax rate up to 5.9%. The property tax rate is 0.82% and the combined sales tax rate is 0% (no sales tax). No sales tax; University of Montana; high home prices
How much is property tax in Missoula?
The effective property tax rate in Missoula is 0.82%. On the median home price of $425,000, this equals approximately $3,485 per year or $290 per month. This is below the national average of 1.1%.
What is the sales tax rate in Missoula?
Missoula has no sales tax. Montana is one of the few states that does not impose a state or local sales tax.
How does Missoula's tax burden compare to other cities?
Missoula has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.4%. The combination of 5.9% state income tax, 0.82% property tax, and 0% sales tax determines the total burden. Cost of living index is 112.3 (100 = national average).
Are there any local taxes in Missoula?
Missoula does not impose a separate local or city income tax. Residents pay the state income tax of 5.9%, federal income tax, and FICA (Social Security and Medicare). No sales tax; University of Montana; high home prices