Taxes in Philadelphia, Pennsylvania
Complete tax guide for Philadelphia, PA. State income tax up to 3.07%, 1.36% property tax, 8% sales tax. Calculate your total tax burden.
State Income Tax
3.07%
Pennsylvania
Property Tax
1.36%
Effective rate
Sales Tax
8%
Combined rate
Tax Burden
High
Philadelphia, PA Tax Overview
Philadelphia city wage tax: 3.75% residents, 3.44% non-residents; high combined tax burden
Population
1,603,797
Median Income
$49,127
Cost of Living
102.8 (100 = avg)
State Income Tax
3.07%
Local Income Tax
3.75%
Median Home Price
$230,000
Philadelphia Tax Calculator
Pre-filled with Philadelphia median: $49,127
Total Tax Burden in Philadelphia
$10,965
Take-Home: $38,162 · Effective Rate: 22.32%
Federal Tax
$3,857
7.85% eff.
PA State + Local
$3,350
6.82% eff.
FICA
$3,758
7.65% eff.
Take-Home
$38,162
77.68% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $49,127.00 | $4,093.92 |
| Federal Income Tax | -$3,856.74 | -$321.40 |
| Pennsylvania State Tax | -$1,508.20 | -$125.68 |
| Philadelphia Local Tax (3.75%) | -$1,842.26 | -$153.52 |
| Social Security (6.2%) | -$3,045.87 | -$253.82 |
| Medicare (1.45%) | -$712.34 | -$59.36 |
| Take-Home Pay | $38,161.58 | $3,180.13 |
Property Tax in Philadelphia
Median Home
$230,000
Annual Tax
$3,128
Monthly Tax
$261
Effective Rate
1.36%
Sales Tax in Philadelphia
Combined Rate
8%
State Portion
~5.5%
Local Portion
~2.5%
The combined sales tax rate in Philadelphia is 8%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.00 in sales tax.
Tax Burden Comparison
| Tax Type | Philadelphia | Pennsylvania Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.07% + 3.75% | 3.07% | 4.6% |
| Property Tax | 1.36% | ~1.36% | 1.1% |
| Sales Tax | 8% | ~8% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Philadelphia Residents
- Pennsylvania's income tax rate of 3.07% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Philadelphia has a local income tax of 3.75%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Philadelphia (1.36%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Pennsylvania
Pittsburgh
HighAllentown
ModerateReading
ModerateErie
LowScranton
ModerateBethlehem
ModerateLancaster
ModerateHarrisburg
ModerateYork
LowCalculate Your Full Pennsylvania Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Philadelphia, PA?
Philadelphia, Pennsylvania has a state income tax rate up to 3.07%, plus a local income tax of 3.75%. The property tax rate is 1.36% and the combined sales tax rate is 8%. Philadelphia city wage tax: 3.75% residents, 3.44% non-residents; high combined tax burden
How much is property tax in Philadelphia?
The effective property tax rate in Philadelphia is 1.36%. On the median home price of $230,000, this equals approximately $3,128 per year or $261 per month. This is above the national average of 1.1%.
What is the sales tax rate in Philadelphia?
The combined sales tax rate in Philadelphia is 8%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Philadelphia's tax burden compare to other cities?
Philadelphia has a high overall tax burden. The effective total tax rate for a median-income household is approximately 31.6%. The combination of 3.07% state income tax, 1.36% property tax, and 8% sales tax determines the total burden. Cost of living index is 102.8 (100 = national average).
Are there any local taxes in Philadelphia?
Yes. Philadelphia imposes a local income tax of 3.75% in addition to the state income tax of 3.07%. Philadelphia city wage tax: 3.75% residents, 3.44% non-residents; high combined tax burden