Pennsylvania Income Tax Calculator
Calculate your total tax burden in Pennsylvania. See PA state income tax (3.07% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Pennsylvania uses a flat 3.07% state income tax on all taxable income in 2026. State standard deduction: $0 single / $0 married. Plus federal income tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 1.49% and sales tax averages 6.34%. Low flat 3.07%. Local taxes (Philadelphia: 3.75%). Inheritance tax (4.5-15%). Most retirement income exempt.
Pennsylvania Income Tax Calculator
Pre-filled with Pennsylvania median: $67,587
Your Total Tax Burden
$13,728
Take-Home: $53,859 · Effective Rate: 20.3%
Federal Tax
$6,483
9.6% eff.
PA State Tax
$2,075
3.1% eff.
FICA
$5,170
7.7% eff.
Take-Home
$53,859
79.7% kept
Tax Breakdown
Pennsylvania Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $67,587.00 | $5,632.25 |
| Federal Income Tax | -$6,483.14 | -$540.26 |
| Pennsylvania State Tax | -$2,074.92 | -$172.91 |
| Social Security (6.2%) | -$4,190.39 | -$349.20 |
| Medicare (1.45%) | -$980.01 | -$81.67 |
| Take-Home Pay | $53,858.53 | $4,488.21 |
Marginal Tax Rate
3.07%
PA state only
Effective Tax Rate
20.3%
All taxes combined
Pennsylvania Tax System Overview
Pennsylvania has a flat 3.07% rate, but Philadelphia charges 3.75% and Pittsburgh 3% in local taxes. Inheritance tax of 4.5% to 15%. Most retirement income exempt. No deductions allowed.
Top Income Tax
3.07%
Property Tax
1.49%
Sales Tax (Avg)
6.34%
Median Income
$67,587
Other Taxes in Pennsylvania
Capital Gains Tax
Taxed as regular income at 3.07%
Property Tax
Average effective rate of 1.49%. On a $300,000 home, this equals approximately $4,470 per year, or $373 per month.
Sales Tax
State rate of 6%, with a combined average of 6.34% including local taxes.
Estate & Inheritance Tax
Pennsylvania has an inheritance tax. The rate depends on the beneficiary's relationship to the deceased.
Filing Tips for Pennsylvania
Local taxes can double your burden in cities. PA exempts most retirement income. Inheritance tax applies based on relationship. No deductions are allowed on PA returns.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and PA state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Pennsylvania to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $67,587 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Pennsylvania | 3.07% | $2,075 | — |
| New York | 10.9% | $3,112 | +$1,037 |
| New Jersey | 10.75% | $2,242 | +$167 |
| Delaware | 6.6% | $3,230 | +$1,155 |
| Maryland | 5.75% | $3,037 | +$962 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in Pennsylvania?
Pennsylvania has a flat income tax rate of 3.07%. This means all taxable income is taxed at the same rate regardless of how much you earn. Low flat 3.07%. Local taxes (Philadelphia: 3.75%). Inheritance tax (4.5-15%). Most retirement income exempt.
How much state tax will I pay in Pennsylvania on $67,587?
On income of $67,587 filing single in Pennsylvania, you would pay approximately $2,075 in state income tax (effective rate of 3.1%). This is after the state standard deduction of $0.
Does Pennsylvania tax capital gains?
Taxed as regular income at 3.07%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Pennsylvania compare to neighboring states for taxes?
Pennsylvania's neighboring states include New York (10.9% top rate), New Jersey (10.75% top rate), Delaware (6.6% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Pennsylvania state income tax filing deadline for 2026?
Pennsylvania state income tax returns are due April 15, 2026 (matching the federal deadline). If April 15 falls on a weekend or holiday, the deadline shifts to the next business day. Extensions: Pennsylvania typically grants automatic 6-month extensions to October 15, 2026, but tax owed must still be paid by April 15 to avoid penalties.
Does Pennsylvania tax retirement income, Social Security, and pensions?
Pennsylvania taxes retirement income with state-specific exclusions. Social Security: only 11 states tax SS benefits in 2026 (CO, CT, KS, MN, MT, NM, RI, UT, VT, WV, MO partially); Pennsylvania's treatment varies. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 3.07% top rate, with possible exclusions for federal/military pensions or low-income seniors. Check Pennsylvania's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Pennsylvania in 2026?
Pennsylvania offers standard deduction of $0 (single) / $0 (married). Additional state-specific items typically include: Pennsylvania-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Pennsylvania's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Pennsylvania for an out-of-state employer, what tax do I pay?
As a Pennsylvania resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Pennsylvania. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Pennsylvania's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.