Taxes in Rochester, Minnesota
Complete tax guide for Rochester, MN. State income tax up to 9.85%, 1.04% property tax, 7.63% sales tax. Calculate your total tax burden.
State Income Tax
9.85%
Minnesota
Property Tax
1.04%
Effective rate
Sales Tax
7.63%
Combined rate
Tax Burden
High
Rochester, MN Tax Overview
Mayo Clinic headquarters
Population
121,395
Median Income
$75,542
Cost of Living
101.8 (100 = avg)
State Income Tax
9.85%
Median Home Price
$290,000
Rochester Tax Calculator
Pre-filled with Rochester median: $75,542
Total Tax Burden in Rochester
$21,453
Take-Home: $54,089 · Effective Rate: 28.40%
Federal Tax
$8,233
10.90% eff.
MN State
$7,441
9.85% eff.
FICA
$5,779
7.65% eff.
Take-Home
$54,089
71.60% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $75,542.00 | $6,295.17 |
| Federal Income Tax | -$8,233.24 | -$686.10 |
| Minnesota State Tax | -$7,440.89 | -$620.07 |
| Social Security (6.2%) | -$4,683.60 | -$390.30 |
| Medicare (1.45%) | -$1,095.36 | -$91.28 |
| Take-Home Pay | $54,088.91 | $4,507.41 |
Property Tax in Rochester
Median Home
$290,000
Annual Tax
$3,016
Monthly Tax
$251
Effective Rate
1.04%
Sales Tax in Rochester
Combined Rate
7.63%
State Portion
~5.1%
Local Portion
~2.5%
The combined sales tax rate in Rochester is 7.63%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.63 in sales tax.
Tax Burden Comparison
| Tax Type | Rochester | Minnesota Avg | National Avg |
|---|---|---|---|
| Income Tax | 9.85% | 9.85% | 4.6% |
| Property Tax | 1.04% | ~1.04% | 1.1% |
| Sales Tax | 7.63% | ~7.63% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Rochester Residents
- Minnesota's income tax rate of 9.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Rochester (1.04%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Minnesota
Calculate Your Full Minnesota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Rochester, MN?
Rochester, Minnesota has a state income tax rate up to 9.85%. The property tax rate is 1.04% and the combined sales tax rate is 7.63%. Mayo Clinic headquarters
How much is property tax in Rochester?
The effective property tax rate in Rochester is 1.04%. On the median home price of $290,000, this equals approximately $3,016 per year or $251 per month. This is below the national average of 1.1%.
What is the sales tax rate in Rochester?
The combined sales tax rate in Rochester is 7.63%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Rochester's tax burden compare to other cities?
Rochester has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.1%. The combination of 9.85% state income tax, 1.04% property tax, and 7.63% sales tax determines the total burden. Cost of living index is 101.8 (100 = national average).
Are there any local taxes in Rochester?
Rochester does not impose a separate local or city income tax. Residents pay the state income tax of 9.85%, federal income tax, and FICA (Social Security and Medicare). Mayo Clinic headquarters