Taxes in Savannah, Georgia
Complete tax guide for Savannah, GA. State income tax up to 5.49%, 0.93% property tax, 7% sales tax. Calculate your total tax burden.
State Income Tax
5.49%
Georgia
Property Tax
0.93%
Effective rate
Sales Tax
7%
Combined rate
Tax Burden
Moderate
Savannah, GA Tax Overview
Historic city; growing tourism economy
Population
147,780
Median Income
$47,527
Cost of Living
96.8 (100 = avg)
State Income Tax
5.49%
Median Home Price
$265,000
Savannah Tax Calculator
Pre-filled with Savannah median: $47,527
Total Tax Burden in Savannah
$9,910
Take-Home: $37,617 · Effective Rate: 20.85%
Federal Tax
$3,665
7.71% eff.
GA State
$2,609
5.49% eff.
FICA
$3,636
7.65% eff.
Take-Home
$37,617
79.15% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $47,527.00 | $3,960.58 |
| Federal Income Tax | -$3,664.74 | -$305.40 |
| Georgia State Tax | -$2,609.23 | -$217.44 |
| Social Security (6.2%) | -$2,946.67 | -$245.56 |
| Medicare (1.45%) | -$689.14 | -$57.43 |
| Take-Home Pay | $37,617.21 | $3,134.77 |
Property Tax in Savannah
Median Home
$265,000
Annual Tax
$2,465
Monthly Tax
$205
Effective Rate
0.93%
Sales Tax in Savannah
Combined Rate
7%
State Portion
~4.5%
Local Portion
~2.5%
The combined sales tax rate in Savannah is 7%, which is below the national average of 7.12%. On a $100 purchase, you would pay $7.00 in sales tax.
Tax Burden Comparison
| Tax Type | Savannah | Georgia Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.49% | 5.49% | 4.6% |
| Property Tax | 0.93% | ~0.93% | 1.1% |
| Sales Tax | 7% | ~7% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Savannah Residents
- Georgia's income tax rate of 5.49% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Savannah (0.93%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Georgia
Atlanta
HighColumbus
LowAugusta
LowMacon
LowAthens
LowSandy Springs
HighRoswell
HighCalculate Your Full Georgia Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Savannah, GA?
Savannah, Georgia has a state income tax rate up to 5.49%. The property tax rate is 0.93% and the combined sales tax rate is 7%. Historic city; growing tourism economy
How much is property tax in Savannah?
The effective property tax rate in Savannah is 0.93%. On the median home price of $265,000, this equals approximately $2,465 per year or $205 per month. This is below the national average of 1.1%.
What is the sales tax rate in Savannah?
The combined sales tax rate in Savannah is 7%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Savannah's tax burden compare to other cities?
Savannah has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28%. The combination of 5.49% state income tax, 0.93% property tax, and 7% sales tax determines the total burden. Cost of living index is 96.8 (100 = national average).
Are there any local taxes in Savannah?
Savannah does not impose a separate local or city income tax. Residents pay the state income tax of 5.49%, federal income tax, and FICA (Social Security and Medicare). Historic city; growing tourism economy