Taxes in Warwick, Rhode Island
Complete tax guide for Warwick, RI. State income tax up to 5.99%, 1.48% property tax, 7% sales tax. Calculate your total tax burden.
State Income Tax
5.99%
Rhode Island
Property Tax
1.48%
Effective rate
Sales Tax
7%
Combined rate
Tax Burden
High
Warwick, RI Tax Overview
Population
82,823
Median Income
$63,218
Cost of Living
106.3 (100 = avg)
State Income Tax
5.99%
Median Home Price
$305,000
Warwick Tax Calculator
Pre-filled with Warwick median: $63,218
Total Tax Burden in Warwick
$14,171
Take-Home: $49,047 · Effective Rate: 22.42%
Federal Tax
$5,548
8.78% eff.
RI State
$3,787
5.99% eff.
FICA
$4,836
7.65% eff.
Take-Home
$49,047
77.58% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $63,218.00 | $5,268.17 |
| Federal Income Tax | -$5,547.66 | -$462.31 |
| Rhode Island State Tax | -$3,786.76 | -$315.56 |
| Social Security (6.2%) | -$3,919.52 | -$326.63 |
| Medicare (1.45%) | -$916.66 | -$76.39 |
| Take-Home Pay | $49,047.40 | $4,087.28 |
Property Tax in Warwick
Median Home
$305,000
Annual Tax
$4,514
Monthly Tax
$376
Effective Rate
1.48%
Sales Tax in Warwick
Combined Rate
7%
State Portion
~4.5%
Local Portion
~2.5%
The combined sales tax rate in Warwick is 7%, which is below the national average of 7.12%. On a $100 purchase, you would pay $7.00 in sales tax.
Tax Burden Comparison
| Tax Type | Warwick | Rhode Island Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.99% | 5.99% | 4.6% |
| Property Tax | 1.48% | ~1.48% | 1.1% |
| Sales Tax | 7% | ~7% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Warwick Residents
- Rhode Island's income tax rate of 5.99% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Warwick (1.48%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Rhode Island
Calculate Your Full Rhode Island Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Warwick, RI?
Warwick, Rhode Island has a state income tax rate up to 5.99%. The property tax rate is 1.48% and the combined sales tax rate is 7%.
How much is property tax in Warwick?
The effective property tax rate in Warwick is 1.48%. On the median home price of $305,000, this equals approximately $4,514 per year or $376 per month. This is above the national average of 1.1%.
What is the sales tax rate in Warwick?
The combined sales tax rate in Warwick is 7%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Warwick's tax burden compare to other cities?
Warwick has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.3%. The combination of 5.99% state income tax, 1.48% property tax, and 7% sales tax determines the total burden. Cost of living index is 106.3 (100 = national average).
Are there any local taxes in Warwick?
Warwick does not impose a separate local or city income tax. Residents pay the state income tax of 5.99%, federal income tax, and FICA (Social Security and Medicare).