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Low-Income Housing Tax Credit

Credit for developers who build or renovate affordable rental housing for low-income tenants.

Varies
Maximum Credit
$100,000
Average Savings
Real Estate
Category

Estimate Your Savings

$18,000
Est. Tax Before
-$100,000
Credit Amount
$0
Est. Tax After

This is a simplified estimate. Actual savings depend on your complete tax situation.

Eligibility

Developers and investors in affordable housing

Requirements

  • 1Must set aside units for low-income tenants
  • 2Compliance for 15+ years
  • 3Allocated by state housing agencies

Required Tax Forms

Form 8586Form 8609

Understanding the Low-Income Housing Tax Credit

Credit for developers who build or renovate affordable rental housing for low-income tenants.

Tax credits directly reduce the amount of tax you owe, making them more valuable than deductions which only reduce taxable income. On average, taxpayers save approximately $100,000 with this credit.

To claim this credit, you will need to file Form 8586 and Form 8609 with your annual tax return. Make sure you meet all eligibility requirements and keep documentation of qualifying expenses or activities.

Calculate Your Full Tax Picture

Use our free tax calculators to estimate your total tax liability and savings.

Frequently Asked Questions

What is the Low-Income Housing Tax Credit?

Credit for developers who build or renovate affordable rental housing for low-income tenants.

How much is the Low-Income Housing Tax Credit worth?

The average savings from the Low-Income Housing Tax Credit is approximately $100,000 per year, depending on your specific situation.

Who is eligible for the Low-Income Housing Tax Credit?

Developers and investors in affordable housing. Key requirements include: Must set aside units for low-income tenants; Compliance for 15+ years; Allocated by state housing agencies.

What forms do I need to claim the Low-Income Housing Tax Credit?

You will need to file Form 8586, Form 8609 with your tax return to claim this credit.

Is the Low-Income Housing Tax Credit refundable?

Most business and energy tax credits are nonrefundable but can be carried forward to future tax years.

Can I claim the Low-Income Housing Tax Credit with other tax credits?

Yes, in most cases you can claim the Low-Income Housing Tax Credit along with other eligible tax credits. However, some credits have interactions that may reduce the benefit. Consult a tax professional for your specific situation.