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Donating Appreciated Stock — Tax Deduction Guide 2026

Donate appreciated stock to charity, deduct full value, and avoid capital gains tax.

$8,000
Avg Annual Savings
No Limit
Max Deduction
Itemized
Deduction Type
Schedule A, Form 8283
Tax Forms

Eligibility

Taxpayers with appreciated securities

Tax Savings Calculator

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Estimated Tax Savings

$1,100

At the 22% tax bracket, a $5,000 deduction saves you $1,100 in taxes.

Savings by Tax Bracket

10%
$3,636
12%
$4,364
22%
$8,000
24%
$8,727
32%
$11,636
35%
$12,727
37%
$13,455

Requirements

  • 1Held over 1 year
  • 230% AGI limit
  • 3No capital gains tax

Common Mistakes to Avoid

  • !Donating stock held under 1 year
  • !Not getting charity's brokerage info

Required Tax Forms

Schedule AForm 8283

Calculate Your Full Tax Savings

Use our free tax calculators to optimize your entire tax return.

Frequently Asked Questions

What is the Donating Appreciated Stock?

Donate appreciated stock to charity, deduct full value, and avoid capital gains tax.

Who is eligible for the Donating Appreciated Stock?

Taxpayers with appreciated securities

How much can I save with the Donating Appreciated Stock?

The average tax savings is $8,000 per year. Your actual savings depend on your tax bracket and qualifying amount.

What forms do I need for the Donating Appreciated Stock?

You'll need to file Schedule A and Form 8283 to claim this deduction.

What are common mistakes with the Donating Appreciated Stock?

Common mistakes include: Donating stock held under 1 year; Not getting charity's brokerage info. Always double-check requirements before filing.

Is the Donating Appreciated Stock worth claiming?

With average savings of $8,000, the donating appreciated stock is highly valuable. Make sure you meet all eligibility requirements.