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State & Local Tax (SALT) Deduction in St. Paul, MN 2026

Calculate your state & local tax (salt) deduction tax savings in St. Paul, Minnesota. With Minnesota's 9.85% state tax rate, your combined savings are higher.

Minnesota Tax Context

State Income Tax
9.85%
Local Income Tax
None
Property Tax Rate
1.11%
Tax Burden
High

State capital; Twin Cities metro

$1,592
Est. Total Savings
$10,000
Max Deduction
Itemized
Deduction Type
31.9%
Combined Tax Rate

State & Local Tax (SALT) Deduction Savings Calculator for St. Paul

$
$

Federal Savings

$1,100

22% bracket

Minnesota State

$492

9.85% rate

Local Tax

$0

0% rate

Total Savings

$1,592

31.9% combined

At a 31.9% combined tax rate in St. Paul, every $1,000 in deductions saves you $319 in taxes.

Savings by Tax Bracket in St. Paul

10%
$992
12%
$1,092
22%
$1,592
24%
$1,692
32%
$2,092
35%
$2,242
37%
$2,342

Includes 9.85% Minnesota state tax on top of federal savings.

Eligibility Requirements

Taxpayers paying state/local income or sales tax

  • 1$10,000 cap
  • 2Choose income OR sales tax
  • 3Must itemize

Minnesota residents should verify that this deduction is also recognized on their state tax return for additional savings of up to 9.85%.

Common Mistakes to Avoid

  • !Exceeding $10,000 cap
  • !Not choosing optimal method
  • !Forgetting to claim the deduction on your Minnesota state return (missing 9.85% additional savings)

Required Tax Forms

Schedule A

File these forms with your federal tax return to claim the state & local tax (salt) deduction. Minnesota may require additional state-specific forms.

Other Tax Deductions in St. Paul, MN

State Income Tax Deduction

State & Local

~$2,895
est. savings

Sales Tax Deduction

State & Local

~$2,172
est. savings

State Disability Insurance (SDI)

State & Local

~$579
est. savings

Local Income Tax Deduction

State & Local

~$869
est. savings

Mortgage Interest Deduction

Housing

~$5,067
est. savings

Property Tax Deduction

Housing

~$3,185
est. savings

Home Office Deduction

Housing

~$1,737
est. savings

Home Energy Tax Credit

Housing

~$1,800
est. savings

State & Local Tax (SALT) Deduction in Other Minnesota Cities

Minneapolis, MN

9.85% state tax

~$3,185
+1,593 vs St. Paul

Saint Paul, MN

7.85% state tax

~$2,985
+1,393 vs St. Paul

Rochester, MN

9.85% state tax

~$3,185
+1,593 vs St. Paul

Duluth, MN

9.85% state tax

~$3,185
+1,593 vs St. Paul

Bloomington, MN

9.85% state tax

~$3,185
+1,593 vs St. Paul

Brooklyn Park, MN

7.85% state tax

~$2,985
+1,393 vs St. Paul

Plymouth, MN

7.85% state tax

~$2,985
+1,393 vs St. Paul

Maple Grove, MN

7.85% state tax

~$2,985
+1,393 vs St. Paul

Calculate Your Full Tax Savings in St. Paul

Use our free tax calculators to optimize your entire tax return for Minnesota.

Income Tax CalculatorTaxes in St. PaulFull State & Local Tax (SALT) Deduction Guide

Frequently Asked Questions

How much can I save with the State & Local Tax (SALT) Deduction in St. Paul, MN?

In St. Paul, Minnesota, the state & local tax (salt) deduction can save you an estimated $1,592 per year. This includes $1,100 in federal tax savings and $492 in Minnesota state tax savings. The national average savings is $2,200/year.

What is the Minnesota state income tax rate for St. Paul residents?

Minnesota has a 9.85% state income tax rate. St. Paul residents have no additional local income tax. State capital; Twin Cities metro

Who qualifies for the State & Local Tax (SALT) Deduction in St. Paul?

Taxpayers paying state/local income or sales tax. The eligibility requirements are the same whether you live in St. Paul or elsewhere in the U.S., as this is a federal tax deduction. However, your savings amount will vary based on Minnesota's 9.85% state tax rate.

What tax forms do I need to claim the State & Local Tax (SALT) Deduction in Minnesota?

To claim the state & local tax (salt) deduction, you need to file Schedule A with your federal return. Minnesota residents should also check if the state allows this deduction on their state return, which could provide an additional 9.85% savings. Filing status affects your deduction limits and tax bracket.

Is the State & Local Tax (SALT) Deduction better in St. Paul than in states without income tax?

Yes, St. Paul residents benefit more because Minnesota's 9.85% state income tax means the deduction reduces both your federal AND state tax liability. In states with no income tax (like Texas, Florida, or Nevada), this deduction only reduces federal taxes. Your combined rate of 31.9% means more savings per dollar deducted.

Related Calculators

State Income Tax Deduction in St. Paul

Avg savings: $2,000/year

Sales Tax Deduction in St. Paul

Avg savings: $1,500/year

State Disability Insurance (SDI) in St. Paul

Avg savings: $400/year

Local Income Tax Deduction in St. Paul

Avg savings: $600/year

Mortgage Interest Deduction in St. Paul

Avg savings: $3,500/year

Property Tax Deduction in St. Paul

Avg savings: $2,200/year