Virginia Income Tax Calculator
Calculate your total tax burden in Virginia. See VA state income tax (5.75% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Virginia uses 4 progressive income tax brackets up to 5.75% in 2026. State standard deduction: $8,000 single / $16,000 married. Stacks on federal tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 0.82% and combined sales tax averages 5.75%. Four brackets 2%-5.75%. Top rate at just $17K. Own standard deduction. High median income.
Virginia Income Tax Calculator
Pre-filled with Virginia median: $87,249
Your Total Tax Burden
$21,783
Take-Home: $65,466 · Effective Rate: 25.0%
Federal Tax
$10,809
12.4% eff.
VA State Tax
$4,299
4.9% eff.
FICA
$6,675
7.6% eff.
Take-Home
$65,466
75.0% kept
Tax Breakdown
Virginia Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $87,249.00 | $7,270.75 |
| Federal Income Tax | -$10,808.78 | -$900.73 |
| Virginia State Tax | -$4,299.32 | -$358.28 |
| Social Security (6.2%) | -$5,409.44 | -$450.79 |
| Medicare (1.45%) | -$1,265.11 | -$105.43 |
| Take-Home Pay | $65,466.35 | $5,455.53 |
Marginal Tax Rate
5.75%
VA state only
Effective Tax Rate
25.0%
All taxes combined
Virginia Tax System Overview
Virginia has four brackets from 2% to 5.75%, with the top rate starting at just $17,000. Own standard deduction of $8,000 (single). Property taxes moderate at 0.82%. High median household income.
Virginia Income Tax Brackets (Single)
| Tax Rate | Income Range |
|---|---|
| 2% | $0 – $3,000 |
| 3% | $3,000 – $5,000 |
| 5% | $5,000 – $17,000 |
| 5.75% | $17,000 – and above |
Top Income Tax
5.75%
Property Tax
0.82%
Sales Tax (Avg)
5.75%
Median Income
$87,249
Other Taxes in Virginia
Capital Gains Tax
Taxed as regular income
Property Tax
Average effective rate of 0.82%. On a $300,000 home, this equals approximately $2,460 per year, or $205 per month.
Sales Tax
State rate of 5.3%, with a combined average of 5.75% including local taxes.
Filing Tips for Virginia
The 5.75% top rate starts at just $17K, so most earners pay the top rate. State standard deduction ($8,000) is lower than federal. Age deduction up to $12,000 for 65+.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and VA state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Virginia to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $87,249 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Virginia | 5.75% | $4,299 | — |
| Maryland | 5.75% | $3,971 | Save $329 |
| District of Columbia | 10.75% | $4,575 | +$276 |
| West Virginia | 5.12% | $3,579 | Save $721 |
| Kentucky | 4% | $3,364 | Save $936 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in Virginia?
Virginia has a progressive income tax with a top rate of 5.75%. Tax rates increase as income rises through various brackets. Four brackets 2%-5.75%. Top rate at just $17K. Own standard deduction. High median income.
How much state tax will I pay in Virginia on $87,249?
On income of $87,249 filing single in Virginia, you would pay approximately $4,299 in state income tax (effective rate of 4.9%). This is after the state standard deduction of $8,000.
Does Virginia tax capital gains?
Taxed as regular income. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Virginia compare to neighboring states for taxes?
Virginia's neighboring states include Maryland (5.75% top rate), District of Columbia (10.75% top rate), West Virginia (5.12% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Virginia state income tax filing deadline for 2026?
Virginia state income tax returns are due April 15, 2026 (matching the federal deadline). If April 15 falls on a weekend or holiday, the deadline shifts to the next business day. Extensions: Virginia typically grants automatic 6-month extensions to October 15, 2026, but tax owed must still be paid by April 15 to avoid penalties.
Does Virginia tax retirement income, Social Security, and pensions?
Virginia taxes retirement income with state-specific exclusions. Social Security: only 11 states tax SS benefits in 2026 (CO, CT, KS, MN, MT, NM, RI, UT, VT, WV, MO partially); Virginia's treatment varies. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 5.75% top rate, with possible exclusions for federal/military pensions or low-income seniors. Check Virginia's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Virginia in 2026?
Virginia offers standard deduction of $8,000 (single) / $16,000 (married). Additional state-specific items typically include: Virginia-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Virginia's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Virginia for an out-of-state employer, what tax do I pay?
As a Virginia resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Virginia. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Virginia's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.