Taxes in Berwyn, Illinois
Complete tax guide for Berwyn, IL. State income tax up to 4.95%, 2.1% property tax, 7.54% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.1%
Effective rate
Sales Tax
7.54%
Combined rate
Tax Burden
High
Berwyn, IL Tax Overview
Population
56,657
Median Income
$59,300
Cost of Living
95.6 (100 = avg)
State Income Tax
4.95%
Median Home Price
$277,000
Berwyn Tax Calculator
Pre-filled with Berwyn median: $59,300
Total Tax Burden in Berwyn
$12,549
Take-Home: $46,751 · Effective Rate: 21.16%
Federal Tax
$5,078
8.56% eff.
IL State
$2,935
4.95% eff.
FICA
$4,536
7.65% eff.
Take-Home
$46,751
78.84% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $59,300.00 | $4,941.67 |
| Federal Income Tax | -$5,077.50 | -$423.13 |
| Illinois State Tax | -$2,935.35 | -$244.61 |
| Social Security (6.2%) | -$3,676.60 | -$306.38 |
| Medicare (1.45%) | -$859.85 | -$71.65 |
| Take-Home Pay | $46,750.70 | $3,895.89 |
Property Tax in Berwyn
Median Home
$277,000
Annual Tax
$5,817
Monthly Tax
$485
Effective Rate
2.1%
Sales Tax in Berwyn
Combined Rate
7.54%
State Portion
~5.0%
Local Portion
~2.5%
The combined sales tax rate in Berwyn is 7.54%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.54 in sales tax.
Tax Burden Comparison
| Tax Type | Berwyn | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.1% | ~2.1% | 1.1% |
| Sales Tax | 7.54% | ~7.54% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Berwyn Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Berwyn (2.1%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Berwyn, IL?
Berwyn, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.1% and the combined sales tax rate is 7.54%.
How much is property tax in Berwyn?
The effective property tax rate in Berwyn is 2.1%. On the median home price of $277,000, this equals approximately $5,817 per year or $485 per month. This is above the national average of 1.1%.
What is the sales tax rate in Berwyn?
The combined sales tax rate in Berwyn is 7.54%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Berwyn's tax burden compare to other cities?
Berwyn has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.2%. The combination of 4.95% state income tax, 2.1% property tax, and 7.54% sales tax determines the total burden. Cost of living index is 95.6 (100 = national average).
Are there any local taxes in Berwyn?
Berwyn does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).