Taxes in Catonsville, Maryland
Complete tax guide for Catonsville, MD. State income tax up to 5.75%, 1.08% property tax, 8.08% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Maryland
Property Tax
1.08%
Effective rate
Sales Tax
8.08%
Combined rate
Tax Burden
Moderate
Catonsville, MD Tax Overview
Population
41,567
Median Income
$88,000
Cost of Living
112.2 (100 = avg)
State Income Tax
5.75%
Local Income Tax
1.54%
Median Home Price
$397,000
Catonsville Tax Calculator
Pre-filled with Catonsville median: $88,000
Total Tax Burden in Catonsville
$24,121
Take-Home: $63,879 · Effective Rate: 27.41%
Federal Tax
$10,974
12.47% eff.
MD State + Local
$6,415
7.29% eff.
FICA
$6,732
7.65% eff.
Take-Home
$63,879
72.59% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $88,000.00 | $7,333.33 |
| Federal Income Tax | -$10,974.00 | -$914.50 |
| Maryland State Tax | -$5,060.00 | -$421.67 |
| Catonsville Local Tax (1.54%) | -$1,355.20 | -$112.93 |
| Social Security (6.2%) | -$5,456.00 | -$454.67 |
| Medicare (1.45%) | -$1,276.00 | -$106.33 |
| Take-Home Pay | $63,878.80 | $5,323.23 |
Property Tax in Catonsville
Median Home
$397,000
Annual Tax
$4,288
Monthly Tax
$357
Effective Rate
1.08%
Sales Tax in Catonsville
Combined Rate
8.08%
State Portion
~5.6%
Local Portion
~2.5%
The combined sales tax rate in Catonsville is 8.08%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.08 in sales tax.
Tax Burden Comparison
| Tax Type | Catonsville | Maryland Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% + 1.54% | 5.75% | 4.6% |
| Property Tax | 1.08% | ~1.08% | 1.1% |
| Sales Tax | 8.08% | ~8.08% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Catonsville Residents
- Maryland's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Catonsville has a local income tax of 1.54%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Catonsville (1.08%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.08% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Maryland
Baltimore
ModerateColumbia
Very HighGermantown
Very HighSilver Spring
Very HighFrederick
Very HighRockville
Very HighAnnapolis
HighCalculate Your Full Maryland Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Catonsville, MD?
Catonsville, Maryland has a state income tax rate up to 5.75%, plus a local income tax of 1.54%. The property tax rate is 1.08% and the combined sales tax rate is 8.08%.
How much is property tax in Catonsville?
The effective property tax rate in Catonsville is 1.08%. On the median home price of $397,000, this equals approximately $4,288 per year or $357 per month. This is below the national average of 1.1%.
What is the sales tax rate in Catonsville?
The combined sales tax rate in Catonsville is 8.08%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Catonsville's tax burden compare to other cities?
Catonsville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.8%. The combination of 5.75% state income tax, 1.08% property tax, and 8.08% sales tax determines the total burden. Cost of living index is 112.2 (100 = national average).
Are there any local taxes in Catonsville?
Yes. Catonsville imposes a local income tax of 1.54% in addition to the state income tax of 5.75%.