Taxes in Decatur, Illinois
Complete tax guide for Decatur, IL. State income tax up to 4.95%, 2.07% property tax, 6.91% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.07%
Effective rate
Sales Tax
6.91%
Combined rate
Tax Burden
Moderate
Decatur, IL Tax Overview
Population
70,522
Median Income
$38,000
Cost of Living
80.5 (100 = avg)
State Income Tax
4.95%
Median Home Price
$95,000
Decatur Tax Calculator
Pre-filled with Decatur median: $38,000
Total Tax Burden in Decatur
$7,310
Take-Home: $30,691 · Effective Rate: 19.24%
Federal Tax
$2,522
6.64% eff.
IL State
$1,881
4.95% eff.
FICA
$2,907
7.65% eff.
Take-Home
$30,691
80.76% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $38,000.00 | $3,166.67 |
| Federal Income Tax | -$2,521.50 | -$210.13 |
| Illinois State Tax | -$1,881.00 | -$156.75 |
| Social Security (6.2%) | -$2,356.00 | -$196.33 |
| Medicare (1.45%) | -$551.00 | -$45.92 |
| Take-Home Pay | $30,690.50 | $2,557.54 |
Property Tax in Decatur
Median Home
$95,000
Annual Tax
$1,967
Monthly Tax
$164
Effective Rate
2.07%
Sales Tax in Decatur
Combined Rate
6.91%
State Portion
~4.4%
Local Portion
~2.5%
The combined sales tax rate in Decatur is 6.91%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.91 in sales tax.
Tax Burden Comparison
| Tax Type | Decatur | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.07% | ~2.07% | 1.1% |
| Sales Tax | 6.91% | ~6.91% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Decatur Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Decatur (2.07%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Decatur, IL?
Decatur, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.07% and the combined sales tax rate is 6.91%.
How much is property tax in Decatur?
The effective property tax rate in Decatur is 2.07%. On the median home price of $95,000, this equals approximately $1,967 per year or $164 per month. This is above the national average of 1.1%.
What is the sales tax rate in Decatur?
The combined sales tax rate in Decatur is 6.91%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Decatur's tax burden compare to other cities?
Decatur has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.4%. The combination of 4.95% state income tax, 2.07% property tax, and 6.91% sales tax determines the total burden. Cost of living index is 80.5 (100 = national average).
Are there any local taxes in Decatur?
Decatur does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).