Taxes in Downers Grove, Illinois
Complete tax guide for Downers Grove, IL. State income tax up to 4.95%, 2.2% property tax, 7.64% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.2%
Effective rate
Sales Tax
7.64%
Combined rate
Tax Burden
High
Downers Grove, IL Tax Overview
Population
49,670
Median Income
$56,600
Cost of Living
84.3 (100 = avg)
State Income Tax
4.95%
Median Home Price
$258,000
Downers Grove Tax Calculator
Pre-filled with Downers Grove median: $56,600
Total Tax Burden in Downers Grove
$11,885
Take-Home: $44,715 · Effective Rate: 21.00%
Federal Tax
$4,754
8.40% eff.
IL State
$2,802
4.95% eff.
FICA
$4,330
7.65% eff.
Take-Home
$44,715
79.00% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $56,600.00 | $4,716.67 |
| Federal Income Tax | -$4,753.50 | -$396.13 |
| Illinois State Tax | -$2,801.70 | -$233.48 |
| Social Security (6.2%) | -$3,509.20 | -$292.43 |
| Medicare (1.45%) | -$820.70 | -$68.39 |
| Take-Home Pay | $44,714.90 | $3,726.24 |
Property Tax in Downers Grove
Median Home
$258,000
Annual Tax
$5,676
Monthly Tax
$473
Effective Rate
2.2%
Sales Tax in Downers Grove
Combined Rate
7.64%
State Portion
~5.1%
Local Portion
~2.5%
The combined sales tax rate in Downers Grove is 7.64%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.64 in sales tax.
Tax Burden Comparison
| Tax Type | Downers Grove | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.2% | ~2.2% | 1.1% |
| Sales Tax | 7.64% | ~7.64% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Downers Grove Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Downers Grove (2.2%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Illinois Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Downers Grove, IL?
Downers Grove, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.2% and the combined sales tax rate is 7.64%.
How much is property tax in Downers Grove?
The effective property tax rate in Downers Grove is 2.2%. On the median home price of $258,000, this equals approximately $5,676 per year or $473 per month. This is above the national average of 1.1%.
What is the sales tax rate in Downers Grove?
The combined sales tax rate in Downers Grove is 7.64%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Downers Grove's tax burden compare to other cities?
Downers Grove has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.5%. The combination of 4.95% state income tax, 2.2% property tax, and 7.64% sales tax determines the total burden. Cost of living index is 84.3 (100 = national average).
Are there any local taxes in Downers Grove?
Downers Grove does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).